ACTVISE
ActiveSummary
ACTVISE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124,840 and a net result of €22,433. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 32% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-5
Solvency62▲+12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.7 in 2024; short-term debt: 13.1% and cash: 1.2% of total assets), and 62.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.2%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
7 d early
2024
37 d early
2023
6 d early
2022
39 d early
2021
1 d late
2020
28 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€124,840▲ 21.9%
2024 · €102,407
Total assets
€335,290▼ 17.7%
2024 · €407,644
Net result
€22,433▼ 46.6%
2024 · €42,003
Working capital
€1,725
2024 · -€37,497
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,941▼ 80.7%€38,508▲ 287%€26,930▼ 30.1%€59,041▲ 119%€35,491▼ 39.9%
Net result€6,361within the sector's middle half▼ 82.9%€24,564within the sector's middle half▲ 286%€13,718within the sector's middle half▼ 44.2%€42,003within the sector's middle half▲ 206%€22,433within the sector's middle half▼ 46.6%
Equity€210,703above the sector's middle half▲ 3.1%€235,267above the sector's middle half▲ 11.7%€186,675above the sector's middle half▼ 20.7%€102,407within the sector's middle half▼ 45.1%€124,840within the sector's middle half▲ 21.9%
Total assets€286,599above the sector's middle half▲ 8.8%€524,493above the sector's middle half▲ 83.0%€465,859above the sector's middle half▼ 11.2%€407,644above the sector's middle half▼ 12.5%€335,290above the sector's middle half▼ 17.7%
Debt€75,896▲ 28.7%€289,225▲ 281%€279,184▼ 3.5%€305,237▲ 9.3%€210,450▼ 31.1%
Working capital€140,115▼ 14.2%€156,844▲ 11.9%€107,168▼ 31.7%-€37,497€1,725
Solvency73.5%within the sector's middle half▼ 4.1pp44.9%within the sector's middle half▼ 28.7pp40.1%within the sector's middle half▼ 4.8pp25.1%below the sector's middle half▼ 14.9pp37.2%within the sector's middle half▲ 12.1pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 40% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €335,290
Fixed assets
€289,736 ▼ 9.4%
Current assets
€45,554 ▼ 48.2%
Equity and liabilities €335,290
Equity
€124,840 ▲ 21.9%
Debt
€210,450 ▼ 31.1%
Debt's share of the balance-sheet total falls from 74.9% to 62.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€65,397▼
2024 · €83,048
Cash flow
€52,339▼
2024 · €66,009
Current ratio
1.04▲
2024 · 0.70
Debt to equity
1.69▼
2024 · 2.98
ROE
18.0%▼
2024 · 41.0%
ROA
6.7%▼
2024 · 10.3%
Interest coverage
10.56▼
2024 · 12.44
Debt ≤ 1 year
€43,828▼
2024 · €125,498
Debt > 1 year
€166,085▼
2024 · €179,149
Income taxes
€6,866▼
2024 · €10,360
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,616 | €15,106 | €20,260 | €24,007 | €29,907 | ▲ 24.6% |
| Other operating charges640/8 | €750 | €1,599 | €22,831 | €817 | €416 | ▼ 49.1% |
| Non-recurring operating charges66A | €6,335 | €19,027 | - | - | - | - |
| Gross operating margin9900 | €27,642 | €74,239 | €70,020 | €83,865 | €65,813 | ▼ 21.5% |
| Operating profit (loss)9901 | €9,941 | €38,508 | €26,930 | €59,041 | €35,491 | ▼ 39.9% |
| Financial income75/76B | €0 | - | - | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | - | - | €0 | €0 | ▼ 100% |
| Financial charges65/66B | €299 | €3,680 | €6,777 | €6,678 | €6,192 | ▼ 7.3% |
| Recurring financial charges65 | €299 | €3,680 | €6,777 | €6,678 | €6,192 | ▼ 7.3% |
| Profit (loss) for the period before taxes9903 | €9,643 | €34,828 | €20,153 | €52,363 | €29,299 | ▼ 44.0% |
| Income taxes67/77 | €3,282 | €10,264 | €6,435 | €10,360 | €6,866 | ▼ 33.7% |
| Profit (loss) for the period9904 | €6,361 | €24,564 | €13,718 | €42,003 | €22,433 | ▼ 46.6% |
| Profit (loss) for the period to be appropriated9905 | €6,361 | €24,564 | €13,718 | €42,003 | €22,433 | ▼ 46.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €286,599 | €524,493 | €465,859 | €407,644 | €335,290 | ▼ 17.7% |
| Fixed assets21/28 | €70,588 | €283,002 | €271,760 | €319,643 | €289,736 | ▼ 9.4% |
| Tangible fixed assets22/27 | €69,893 | €282,307 | €271,065 | €318,948 | €289,041 | ▼ 9.4% |
| Land and buildings22 | €4,091 | €229,349 | €226,313 | €275,035 | €260,070 | ▼ 5.4% |
| Plant, machinery and equipment23 | €6,507 | €4,909 | €3,310 | €13,967 | €10,523 | ▼ 24.7% |
| Furniture and vehicles24 | €59,295 | €48,049 | €41,442 | €29,945 | €18,448 | ▼ 38.4% |
| Financial fixed assets28 | €695 | €695 | €695 | €695 | €695 | = |
| Current assets29/58 | €216,011 | €241,491 | €194,099 | €88,001 | €45,554 | ▼ 48.2% |
| Stocks and contracts in progress3 | €69,880 | €36,300 | €30,300 | €0 | - | - |
| Contracts in progress37 | €69,880 | €36,300 | €30,300 | €0 | - | - |
| Amounts receivable within one year40/41 | €28,720 | €75,929 | €34,813 | €63,505 | €40,515 | ▼ 36.2% |
| Trade receivables40 | €22,002 | €75,929 | €31,248 | €63,505 | €37,381 | ▼ 41.1% |
| Other amounts receivable41 | €6,718 | - | €3,565 | €0 | €3,134 | - |
| Cash at bank and in hand54/58 | €115,983 | €118,197 | €120,329 | €20,416 | €3,958 | ▼ 80.6% |
| Deferred charges and accrued income490/1 | €1,427 | €11,065 | €8,657 | €4,080 | €1,080 | ▼ 73.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €286,599 | €524,493 | €465,859 | €407,644 | €335,290 | ▼ 17.7% |
| Equity10/15 | €210,703 | €235,267 | €186,675 | €102,407 | €124,840 | ▲ 21.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €192,103 | €216,667 | €168,075 | €83,807 | €106,240 | ▲ 26.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €190,243 | €214,807 | €166,215 | €81,947 | €104,380 | ▲ 27.4% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €75,896 | €289,225 | €279,184 | €305,237 | €210,450 | ▼ 31.1% |
| Amounts payable after more than one year17 | - | €204,136 | €191,834 | €179,149 | €166,085 | ▼ 7.3% |
| Financial debts170/4 | - | €204,136 | €191,834 | €179,149 | €166,085 | ▼ 7.3% |
| Amounts payable within one year42/48 | €75,896 | €84,647 | €86,931 | €125,498 | €43,828 | ▼ 65.1% |
| Current portion of amounts payable after more than one year42 | - | €11,961 | €12,301 | €12,685 | €13,064 | ▲ 3.0% |
| Trade debts44 | €2,053 | €7,475 | €7,127 | €7,399 | €3,917 | ▼ 47.1% |
| Suppliers440/4 | €2,053 | €7,475 | €7,127 | €7,399 | €3,917 | ▼ 47.1% |
| Taxes, remuneration and social security45 | €25,478 | €33,609 | €20,421 | €27,486 | €11,679 | ▼ 57.5% |
| Taxes450/3 | €21,478 | €29,609 | €20,421 | €23,486 | €7,679 | ▼ 67.3% |
| Remuneration and social security454/9 | €4,000 | €4,000 | €0 | €4,000 | €4,000 | = |
| Other amounts payable47/48 | €48,365 | €31,601 | €47,082 | €77,928 | €15,168 | ▼ 80.5% |
| Accrued charges and deferred income492/3 | - | €443 | €418 | €590 | €537 | ▼ 9.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,361 | €24,564 | €13,718 | €42,003 | €22,433 | ▼ 46.6% |
| + Depreciation and write-downs630 | €10,616 | €15,106 | €20,260 | €24,007 | €29,907 | ▲ 24.6% |
| Operating cash flow (approximation) | €16,977 | €39,670 | €33,978 | €66,009 | €52,339 | ▼ 20.7% |
| Investment in fixed assets (approximation) | - | -€227,520 | -€9,018 | -€71,889 | €0 | ▲ 100% |
| Change in cash | - | €2,214 | €2,132 | -€99,913 | -€16,458 | ▲ 83.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet €6,361 ▼82.9%
Net result drops to €6,361, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Equity above €200,000Eq €204,342 ▲22.3%
3 profitable years in a row build equity to €204,342.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
31-12
Financial
Equity above €150,000Eq €167,038 ▲23.4%
2 profitable years in a row build equity to €167,038.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2017
Ground area
2,177 m²
Parcel 24504D1281/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
ACTVISE
since 20172.260.757.818
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24504D1281/00C000 | Flanders | 2,177 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Minnoy
BE 0679.942.779
Holsbeek · Eq €124,840
AGIL CONSULT
BE 0886.524.075
Vorst · Eq €124,840
QUBIT CONSULT
BE 0743.887.258
Sint-Lambrechts-Woluwe · Eq €124,828
ONE GEEK ARMY
BE 0889.528.503
Chaumont-Gistoux · Eq €124,853
TELECOM ADVICE CONSULTING & SOFTWARE
BE 0475.341.273
Anderlecht · Eq €124,798
Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 15,464 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-01-2017
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
64999Other financial services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0669769360
Also
9925:BE0669769360
Registered
29-10-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.