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ISOWOOD

Active
Private limited company (pre-2019)founded 2013active for 13 yearsWingerd 2, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0503.855.315
Summary

ISOWOOD has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,783 and a net result of €29,916. Equity is shrinking by about 8.1% per year across the filed financial years. Its solvency ranks better than 54% of 22,595 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
ISOWOODActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47529Business and other management consultancy NACE 70200
1 site
Size
≈ €330,000turnover 2025, estimated
Equity
€45,783
Profit
€29,916
Turnover estimated from the gross margin
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts filed 26 days late2 of 7 deeds summarised
Why 86raises riskSector: Retail trade (NACE 47)Size: total assets €120,772lowers riskFounded in 2013Figures for financial year 2025 (filed 26-08-2026)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 66% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 63+16
equity 37.9% of total assets
Liquidity 29+22
short-term debt 62.1% · cash 9.6%
Profitability 100=
return on assets 24.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,248 companies, NACE 47, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.3 percentage points vs 06-2025 08-2025: 1.8%▲ +0.5 percentage points vs 07-2025 09-2025: 1.2%▼ -0.6 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 2.1%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -1.7 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.91, compared with 0.29 in 2024, below 1; short-term debt: 62.1% and cash: 9.6% of total assets), and 62.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 53% on solvency, 27% on liquidity, 91% on profitability and 95% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 2013
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: total assets €120,772
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 26-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
26 days late
2024
29 days late
2023
13 days late
2022
109 days late
2021
24 days late
2020
23 days late
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Capital & shares · Purpose ·…Resignation: VANDEWEYER, Koen Théodore Francine…

Key points

  • Merger with LOTUZmerger on 23-01-2025 2025 View
  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €120,772 View

By topic

Financials

Financial year
2025
Total assets
€120,772
Profit
€29,916
Solvency
37.9%
Total assets▲ 41.6%
Net result
20182025
Go to Financials

Timeline

Events
19
Since
2014
Next accounts
by 31-07-2027
  1. 28-10-2024Legal-form change · Restructuring
  2. 13-08-2024Annual accounts filed
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail tradeNACE 47529
Founded
31-01-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Annual meeting
First Friday of June at 20:00
Purpose
“Het waarnemen van het bestuur en het management in andere vennootschappen; Het voeren van…” (deed in Dutch)
Go to Articles of association

Key facts about ISOWOOD

What is the company number of ISOWOOD?
0503.855.315. In Belgium the VAT number is the company number with BE in front: BE 0503.855.315.
Where is ISOWOOD based?
The registered office is at Wingerd 2, 3800 Sint-Truiden.Company details
What does ISOWOOD do?
According to the KBO register, the main activity is retail trade (NACE 47529).
What is the legal form of ISOWOOD?
Private limited company (pre-2019) (BVBA).
When was ISOWOOD founded?
On 31-01-2013.
Is ISOWOOD still active?
Yes, ISOWOOD is an active enterprise in the KBO register.
How many employees does ISOWOOD have?
On average 0.3 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of ISOWOOD?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is ISOWOOD profitable?
In financial year 2025, ISOWOOD made a profit of €29,916.
Where can I find the annual accounts of ISOWOOD?
ISOWOOD filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ISOWOOD due?
By 31-07-2027, for financial year 2026.Timeline

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