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AVERMI

Active
Private limited companyfounded 2014active for 12 yearsRijksweg (NUK) 76, 9681 Maarkedal, BelgiumKBO/BCE: BE 0556.968.951
Summary

The computed 12-month bankruptcy probability of AVERMI is 2.5% (moderate). The 2025 annual accounts show equity of €45,854 and a net result of €4,806. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 44% of 21,956 sector peers (NACE 47, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail trade
NACE 47529Site preparation NACE 43120
1 site
Size
€171,291total assets 2025
Equity
€45,854
Profit
€4,806
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Structure
Accounts 4 days early1 of 2 deeds read
Why 53raises risk1 change of registered office in 24 monthsLiquidity: current ratio 1.541 of the last 3 latelowers riskFigures for financial year 2025 (filed 27-07-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 57% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 52+3
equity 26.8% of total assets
Liquidity 49+18
short-term debt 50.7%
Profitability 72+2
return on assets 2.8%
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,191 companies, NACE 47, micro)
Last 24 months 11-2024: 2.9% 12-2024: 2.9%● unchanged vs 11-2024 01-2025: 2.5%▼ -0.4 percentage points vs 12-2024 02-2025: 2.5%● unchanged vs 01-2025 03-2025: 2.4%▼ -0.1 percentage points vs 02-2025 04-2025: 2.5%▲ +0.1 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.4%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 3.0%▲ +0.6 percentage points vs 07-2025 09-2025: 2.0%▼ -1.0 percentage point vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 1.9%▼ -0.1 percentage points vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.9%● unchanged vs 12-2025 02-2026: 1.9%● unchanged vs 01-2026 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026lowest value 05-2026: 3.6%▲ +1.7 percentage points vs 04-2026highest value 06-2026: 3.6%● unchanged vs 05-2026 07-2026: 3.5%▼ -0.1 percentage points vs 06-2026 08-2026: 2.5%▼ -1.0 percentage point vs 07-2026 09-2026: 2.5%● unchanged vs 08-2026 10-2026: 2.5%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.54, compared with 1.38 in 2024; short-term debt: 50.7% of total assets), but 73.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 42% on solvency, 49% on liquidity, 56% on profitability and 80% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 1.54
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Figures for financial year 2025 (filed 27-07-2026)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €45,854
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
28 days late
2023
68 days late
2022
31 days late
2021
61 days late
2020
61 days late
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Where today falls in the filing period
11-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignation: VERLINDEN Michiel (statutory director)Appointment: VERLINDEN Michiel (statutory director)…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • A director leftlatest change 23-04-2026 · 0 in office 1 left View
  • Total assets 20256 financial years filed €171,291 View
  • Active since 2014founded 23-07-2014 12 years View

By topic

Financials

Financial year
2025
Total assets
€171,291
Profit
€4,806
Solvency
26.8%
Total assets▲ 15.9%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-07-2027
  1. 07-10-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47529
Founded
23-07-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Who signs
Each director alone
Annual meeting
First Monday of June at 20:00
Purpose
1.Monteren en plaatsen van poorten, deuren, ramen, hekkens, e.a. in metaal en hout…
Go to Articles of association

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