VERANCOBEL

Active

Public limited companyfounded 2013active for 12 yearsEuropark-Zuid 16, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0542.720.641

From the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The annual accounts of VERANCOBEL for financial year 2025 show a net loss of 73% of the equity at the start of that year. The 2025 annual accounts show equity of €44,512 and a net result of -€122,479. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 2,441 sector peers (NACE 43, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow Report Compare

VERANCOBELActiveChecked score 53/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 05-12-2013 Normal situation
Legal form: Public limited company
Registered office: Europark-Zuid 16, 9100 Sint-Niklaas
Activity: Joinery installation NACE 43320and 3 others
Establishment unit: 2.224.924.335 9100 Sint-Niklaas, since 04-12-2013
Financial year end: 31 December
Peppol: Reachable since 08-12-2025

Company details

Who decides

Board

Cartagena de IndiasDirector · permanent representative LIBBRECHT Nicolas

Shareholders

Cartagena de Indias100%annual accounts 2025

Board & ownership

How it is doing

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.9%

Annual accounts 2025

Turnover: €3.5m; ▼ 14.3%
Loss: €122,479; ▲ 962%
Equity: €44,512; ▼ 73.3%
Total assets: €1.5m; ▼ 5.4%
Staff: 3.9 FTE; ▼ 54.1%

2025 accounts 18 days early

Filed on 13-07-2026at the National Bank

Financials

Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearEquity €44,512 (3.0% of total assets)Loss of €122,479, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.85, cash €618,756Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 21% of its sector peers (NACE 43, micro)

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 28-8

equity 3.0% of total assets

Liquidity 50+32

short-term debt 97.0% · cash 41.5%

Profitability 12-42

return on assets -8.2%

Bankruptcy probability, 12 months

0.9% Low

0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.3%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 1.1%▲ +0.7 percentage points vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.1%● unchanged vs 09-2025 11-2025: 1.1%● unchanged vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026highest value 08-2026: 0.9%▼ -0.2 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026

Credit of up to €2,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity insufficient (current ratio 0.85, compared with 0.99 in 2024, below 1; short-term debt: 97% and cash: 41.5% of total assets), and 97% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 10% on solvency, 43% on liquidity, 12% on profitability and 18% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Equity €44,512 (3.0% of total assets)

NBB · annual accounts

Loss of €122,479, the second in a row (financial year 2025)

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Liquidity: current ratio 0.85, cash €618,756

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€122,479

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2441 sector peers (2025).

NBB · sector comparison

Position among 2441 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

18 days early

2024

76 days early

2023

6 days early

2022

13 days early

2021

2 days early

2020

31 days late

2019

46 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Caution: Result fell in 2025from -€11,529 to -€122,479 ▼ 962% View
Caution: Among the weakest 8% on net resultsector median €42,866 · 2,442 companies -€122,479 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€122,479 View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Documents

Key facts about VERANCOBEL

What is the company number of VERANCOBEL?: 0542.720.641. In Belgium the VAT number is the company number with BE in front: BE 0542.720.641.
Where is VERANCOBEL based?: The registered office is at Europark-Zuid 16, 9100 Sint-Niklaas.Company details
What does VERANCOBEL do?: According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of VERANCOBEL?: Public limited company (NV).
When was VERANCOBEL founded?: On 05-12-2013.
Is VERANCOBEL still active?: Yes, VERANCOBEL is an active enterprise in the KBO register.
How many employees does VERANCOBEL have?: On average 3.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of VERANCOBEL?: €3.5m in financial year 2025, according to the filed annual accounts.
Is VERANCOBEL profitable?: In financial year 2025, VERANCOBEL made a loss of €122,479.
Where can I find the annual accounts of VERANCOBEL?: VERANCOBEL filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of VERANCOBEL due?: By 31-07-2027, for financial year 2026.Timeline

Companies related to VERANCOBEL

Parent and group

Cartagena de Indias100%

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Overview

Official details

Who decides

How it is doing

Checked score

Signals

Key points

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

Articles and registers

Key facts about VERANCOBEL

Companies related to VERANCOBEL

Parent and group

Comparable companies

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