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ISOLTEC

Active Private limited companyfounded 1993active for 32 yearsBaarle-Frankrijkstraat 13, 9830 Sint-Martens-LatemKBO/BCE: BE 0451.914.783 subsidiary of P.C.C.
ISOLTEC
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Overview

Lifetime

20 annual accounts with figures on one time axis, 32 filings since 1994
peak €2.0m (2014)
€802,310▲ 119%
lowest -€365,269 (2021)
€753,152▲ €1.1m
peak €661,235 (2017)
€330,046▼ 41.1%
€389,979▼ 71.6%
peak 28.5 FTE (2020)
0 FTE▼ 100%
Board5 names since 2008
1 directorP.C.C. NV
Owners
  
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €366,294 to €802,310Back to profit: €753,152Staff from 17.6 FTE to 0 FTE1 director resigning, 1 reappointment 25-02Registered office moved from Herstal to Sint-Martens-Latem 11-02Equity from €560,178 to €330,046

Key points

from the 2025 annual accounts

Equity

€330,046 from €661,235 in 2017

Equity fell by 50% in 8 years.

Turnover

≈ €1.2m estimated

The accounts state no turnover.

Staff

0 FTE ▼ 100%
17.6202402025

Fewer staff in 2025 from 17.6 FTE to 0 FTE.

Liquidity

1.43 was 3.11 in 2024

Short-term debts rose from €152,758 to €389,938.

Filings

32 annual accounts since 1994
AprilJune31 JulyOctober200020102020

Seven of the last ten came late. The 2016 accounts came latest: 31 days after the end of the period.

Position in the sector

€753,152

Higher net result than 93% of companies in head offices and management consultancy. Sector median €37,500 · 10,856 companies.

Checked score

94
Excellent
Financially stronger than 52% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 1.2%▲ +0.5 percentage points vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.3%▲ +0.1 percentage points vs 04-2025 06-2025: 1.2%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.6%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -1.5 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

71+17equity 45.8% of total assets
72+14short-term debt 54.2% · cash 62.4%
100+100return on assets 104.6%

Score breakdown

raises risk
1 change of registered office in 24 months
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 1.43, cash €449,641
Size: total assets €720,026
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 43% of them on solvency, 64% on liquidity, 84% on profitability and 15% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 20,137 companies had the same profile as ISOLTEC has now. Each dot stands for 51 companies, two years later.

95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ISOLTEC itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 20,137 companies, not a prediction for ISOLTEC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.43 (3.11 in 2024), below the usual 1.5. Short-term debt is 54.2% and cash 62.4% of total assets. 54.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 1.43, cash €449,641
NBB · annual accounts
lowers risk · Size: total assets €720,026
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
35 days early
2023
30 days late
2022
31 days late
2021
30 days late
2020
4 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PC
P.C.C. NV
Director
  • P.C.C. 99.87%score 97equity €4.1m (2025) · 2023 annual accounts of P.C.C.
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0451914783
1 director resigning, 1 reappointment Resignation: Carlos Van De Velde · Reappointment: Carlos Van De Velde (director) · Permanent representative: Carlos Van De Velde · Gazette deed
Registered office moved from Herstal to Sint-Martens-Latem New registered office: Baarle Frankrijkstraat 13, 9830 Sint-Martens-Latem · Previous registered office: Rue des Alouettes 150, 4041 Herstal · Gazette deed
1 director resigning CORPAD SRL · Permanent representatives: Claus Emmanuel and Van De Velde Carlos · General meeting of 06-09-2022 · Gazette deed
All 50 events

Comparable companies

same main activity, similar in size and age
Company
ISOLTEC Sint-Martens-Latem €0.7m €802,310 45.8% 0
Jumalo Erpe-Mere €1.2m €456,040 62.0% 0.1
SCHEDL AUTOMOTIVE SYSTEM SERVICE Bredene €0.8m €472,960 91.8% 0.2
BUITENOOGST Lier €1.0m €484,009 54.3% 0
C.M.P. Waregem €1.0m €527,911 85.1% 0
ARCHIMEDES Antwerp €1.6m €895,980 55.8% 0
ENGELEN BEDRIJFSREVISOR & ACCOUNTANT Zwevegem €0.8m €760,694 81.7% 0

These companies have the same main activity as ISOLTEC: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €799,000 and €1.6m, founded between 1996 and 2009.

Official details

Source: KBO
Status
Active since 28-12-1993Normal situation
Activity
Business and other management consultancyNACE 70200and 2 others
Establishment unit
2.065.910.5529830 Sint-Martens-Latem, since 09-03-1994
Financial year end
31 December
Peppol
Reachable since 29-12-2025
Company details

Annual accounts 2025

€802,310▲ 119%
€753,152
€330,046▼ 41.1%
€720,026▼ 62.7%
Filing
Filed on 31-08-2026
Financials

Insights on ISOLTEC

ISOLTEC files the abbreviated format. That format states no turnover. The gross margin rose from €446,964 in 2006 to €802,310 in 2025.

P.C.C. holds all the shares.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 31-08-2026, 31 days late
€802,310
▲ 119%
€793,356
▲ €1.1m
€806,856
▲ €1.1m
€766,652
▲ €1.0m
45.8%
▲ 16.8 percentage points
1.43
▼ 1.68

The turnover shown is an estimate from the gross margin.

Turnover ≈ €1.2m. Estimated: probably between €950,000 and €2.2m.

Amounts without an identifiable currency are taken as euros.

Balance sheet

balance sheet total €720,026 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

45.8%

Higher than 44% of 10,856 companies in 2025.

1.43

Higher than 49% of 10,478 companies in 2025.

104.6%

Higher than 95% of 10,725 companies in 2025.

ISOLTEC Middle half of the sector 80% of the sector Abbreviated accounts in head offices and management consultancy (NACE 70)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half · Staff: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
20/58 720,0261.9m2.0m1.7m2.1m2.2m2.4m3.1m2.6m3.0m2.2m2.2m2.6m2.7m3.9m3.6m4.0m2.9m2.0m687,260
20 -----00000----------
21/28 163,4321.5m386,915447,863491,957608,610713,361808,888885,588816,364814,034885,631967,0961.1m2.3m2.3m2.4m1.8m1.3m196,070
21 -----00000----------
22/27 163,3321.5m386,140447,088490,642601,795706,546802,073878,773809,549808,434880,131961,6961.1m1.3m1.2m1.3m760,662281,278196,070
22 01.3m344,630393,789442,949492,108541,272590,434639,595688,760737,894787,925836,860885,795930,780924,388855,933171,94284,02871,851
23 163,332176,8323,3457,20619,73536,63053,54042,97640,87621,8449081,9733,7547,15017,01231,71457,04186,49866,29838,962
24 -038,16546,09227,95773,056111,733168,663198,30198,94569,63290,232121,082208,571315,272265,392384,818484,302118,82673,703
26 -----00000------11,17916,52011,3229,947
27 -----00000----------
28 1001007757751,3156,8156,8156,8156,8156,8155,6005,5005,4005,4001.1m1.1m1.1m1.1m1.1m-
29/58 556,594475,2981.6m1.3m1.6m1.6m1.7m2.3m1.8m2.1m1.4m1.3m1.6m1.6m1.6m1.3m1.5m1.0m658,268491,190
29 050,000------------------
290 -----00000----------
291 050,000---00000----------
3 -0296,339437,146500,419362,974345,385423,960323,511119,240176,913265,516295,664318,598231,502220,355171,190203,39655,98892,171
30/36 -0296,339437,146500,419362,974345,385423,960323,511119,240176,913265,516295,664318,598231,502220,355171,190203,39655,98892,171
37 -----00000----------
40/41 106,869299,4461.1m757,620896,223915,6521.2m1.8m1.3m1.5m1.1m902,6051.2m1.2m1.1m803,0531.3m831,524522,022324,568
40 99,729286,824887,890679,737895,038913,7261.2m1.7m1.3m1.3m1.0m857,1461.2m1.2m1.1m547,242966,469615,105446,376310,840
41 7,14012,622201,83477,8831,1851,9269,12418,06718,000151,17144,28445,4585,096--255,812294,042216,41975,64613,728
50/53 -----00000----------
54/58 449,641125,767156,41867,259219,740268,878111,462134,515100,981549,267162,057124,22987,93233,491215,632256,64497,6553,34873,25358,268
490/1 858555,42514,57717,4627,98819,44318,5869,73516,3116,3285,0864,1206,0207,4134,7765,4927,5057,00616,183
Balance sheet: equity and liabilities
10/49 720,0261.9m2.0m1.7m2.1m2.2m2.4m3.1m2.6m3.0m2.2m2.2m2.6m2.7m3.9m3.6m4.0m2.9m2.0m687,260
10/15 330,046560,178-93,760-121,89756,678421,946418,490624,422661,235660,105571,337562,579353,774294,144304,235266,668164,05580,910279,522190,798
10/11 12,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,40812,408
100 ------18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
101 ------6,1926,1926,1926,1926,1926,1926,1926,1926,1926,1926,1926,1926,1926,192
11 ------0000----------
1100/10 ------0000----------
12 0983,284---00000----------
13 401,860401,860401,860401,860401,860401,860401,860401,860401,860401,860401,860226,860226,860226,860226,860226,860226,860226,861226,860151,860
130/1 -01,8601,8601,8601,860--------------
130 ------1,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8601,8611,8601,860
1311 -01,8601,8601,8601,860--------------
1312 ------0000----------
1313 -----0--------------
1319 -----00000----------
132 -----00000----------
133 401,860401,860400,000400,000400,000400,000400,000400,000400,000400,000400,000225,000225,000225,000225,000225,000225,000225,000225,000150,000
14 -84,222-837,374-508,028-536,165-357,5907,6784,222210,154246,967245,837157,069323,311114,50654,87664,96727,400-75,213-158,35940,25426,530
15 -----00000----------
16 ---09,251--9,5007,50056,00016,00023,500--------
160/5 ---09,251009,5007,50056,00016,00023,500--------
160 -----00000----------
161 -----00000----------
162 -----00007,500----------
163 -----00000----------
164/5 ---09,251009,5007,50048,500----------
168 -----00000----------
17/49 389,9791.4m2.1m1.8m2.1m1.7m2.0m2.5m2.0m2.2m1.6m1.6m2.2m2.4m3.6m3.4m3.8m2.8m1.7m496,462
17 01.2m1.5m1.6m1.6m255,416290,416410,416450,416505,416726,298786,2211.1m1.2m2.5m2.4m2.9m948,717934,26235,033
170/4 01.2m1.5m1.6m1.6m255,416290,416410,416450,416505,416726,298786,2211.1m1.2m2.5m2.4m2.9m848,717734,26235,033
175 -----00000-------100,000200,000-
176 -----00000----------
178/9 -----00000----------
42/48 389,938152,758547,250240,706449,2811.5m1.7m2.1m1.5m1.7m922,999810,7661.2m1.2m1.1m907,370949,7851.8m773,913461,429
42 035,000---35,00035,00045,0000055,00057,573235,979242,128351,163265,007390,671481,814-26,082
43 -035,00035,00035,000---60,00055,000--------427,854125,000
430/8 -035,00035,00035,00000060,00055,000--------427,854125,000
439 -----00000----------
44 384,560104,142362,16067,090271,632218,122600,937839,277408,9101.5m765,648554,928801,515789,192673,516257,080343,433430,873295,121140,078
440/4 384,560104,142362,16067,090271,632218,122600,937839,277408,9101.5m765,648554,928801,515789,192673,516257,080343,433430,873295,121140,078
441 -----00000----------
46 --018,33241,35243,57435,82359,45439,76724,74615,89219,6716,82924,88312,55611,902----
45 377377135,032117,551101,297109,503118,47887,267171,715163,78186,459178,594131,94394,74761,70554,10945,21877,84350,93869,092
450/3 37737715,26711,6342,3822,07834,0752,30559,00059,00020,000100,15251,63540,42624,6339,97064346,43133,47734,041
454/9 -0119,765105,91898,916107,42584,40384,962112,715104,78166,45978,44380,30854,32137,07244,14044,57531,41217,46235,051
47/48 5,00013,23915,0582,73301.1m872,5171.0m836,9420--389389389319,271170,464838,130-101,177
492/3 4213,26512,12651,45121,38612,09312,35334,01481415,629---19,41922,21518,0073,2844,5001,849-
Income statement
70 --------00----------
76A 1.2m1,1621,2314,2997,62541,93625,1382,7791,2000---11,387------
9900 802,310366,2941.6m1.3m1.5m1.8m1.7m1.7m1.4m1.5m1.7m2.0m1.7m1.6m1.7m1.8m1.5m898,087690,513446,964
60/61 --------00----------
62 -15,659351,9721.5m1.4m1.6m1.6m1.6m1.5m1.3m1.2m1.4m1.4m1.3m1.2m1.2m1.3m1.2m866,729471,971306,939
630 13,50051,08367,43679,244110,216121,588124,030121,58995,05688,038102,897100,383160,762191,080195,511203,329170,117114,67666,02749,662
631/4 07,329-57,78315,9221,33659,97780,781-3010,136097,3284,55533,03844,06811,1758,9675,4435,6618,60816,470
635/8 --0-9,2519,2510-9,500-11,000-48,50040,000-7,50023,500--------
640/8 11,11217,74985,52222,70136,66920,84316,65814,92021,63417,5115,17133,6185,25813,4749,96916,31013,6268,1473,0741,867
649 -----00000----------
66A 0241,7985672,6293,4834,33057,2080001,105----3,550---3,790
9901 793,356-303,63660,750-130,587-321,97744,857-119,80545,88653,371195,53578,214409,816199,17995,768221,973278,274196,326-97,127140,83372,026
75/76B 2561,9381,6191,8296,5673,1651,1652,2055,7001,34510,3272,2738591,49911,0257,2644,7421,86415,4568,762
75 2561,9381,6191,8296,5673,1651,1652,2055,7001,34510,3272,2738591,49911,0257,2644,7421,86415,4568,762
76B -----00000----------
65/66B 15,53527,27032,87148,76148,61443,44253,56381,64939,44149,31756,24182,86488,186103,746157,896179,368162,317103,16225,56517,180
65 15,53527,27032,87148,76148,61443,44253,56381,64939,44149,31756,24182,86488,186103,746157,896179,368162,317103,16225,56517,180
66B -----00000----------
9903 778,077-328,96829,498-177,519-364,0234,580-172,203-33,55719,630147,56431,195329,225111,8524,90875,103102,61938,751-198,425130,72459,819
67/77 24,9253771,3611,0561,2451,12433,7293,25618,50058,79522,437120,42152,22114,99937,5366618842,00021,250
9904 753,152-329,34628,137-178,575-365,2693,457-205,932-36,8131,13088,7688,758208,80559,631-10,09137,567102,61338,746-198,61388,72438,569
789 -----00000----------
689 -----00000----------
9905 753,152-329,34628,137-178,575-365,2693,457-205,932-36,8131,13088,7688,758208,80559,631-10,09137,567102,61338,746-198,61388,72438,569
Appropriation of the result
9906 -84,222-837,374-508,028-536,165-357,5907,6784,222210,154246,967245,837332,069323,311114,50654,87664,96727,400-75,213-158,359115,25461,539
14P -837,374-508,028-536,165-357,5907,678---------------
791/2 -----00000----------
691/2 ----------175,000-------75,00035,009
691 -----00000----------
6920 -----00000---------1
6921 -----00000175,000-------75,00035,008
694 -----00000----------
695 -----00000----------
696 -----00000----------
Social balance sheet
9087 017.623.124.923.928.525.924.521.519.119.419.620.821.218.92222.117.19.46.9
Hours worked1013 -6,77329,75529,49334,54238,70837,88337,88333,64729,98327,69231,05331,26631,79228,36135,59934,19126,96815,22310,826
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 12 older financial years (1994-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 17 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00494569.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 31-08-2026 2026-00494569 PDF
31-12-2024 abbreviated format 26-06-2025 2025-00190908 PDF
31-12-2023 full format 30-08-2024 2024-00444598 PDF
31-12-2022 full format 31-08-2023 2023-00428417 PDF
31-12-2021 full format 30-08-2022 2022-20384268 PDF
31-12-2020 full format 27-07-2021 2021-41200311 PDF
31-12-2019 full format 27-07-2020 2020-34400456 PDF
31-12-2018 full format 30-08-2019 2019-58200197 PDF
31-12-2017 full format 31-08-2018 2018-60900252 PDF
31-12-2016 full format 31-08-2017 2017-57000568 PDF
31-12-2015 full format 26-07-2016 2016-37700519 PDF
31-12-2014 full format 07-07-2015 2015-29300399 PDF
31-12-2013 full format 24-06-2014 2014-22000528 PDF
31-12-2012 full format 04-07-2013 2013-27400317 PDF
31-12-2011 full format 09-07-2012 2012-27500528 PDF
31-12-2010 full format 08-07-2011 2011-27500600 PDF
31-12-2009 full format 05-07-2010 2010-26800514 PDF
31-12-2008 full format 14-05-2009 2009-14700093 PDF
31-12-2007 full format 10-07-2008 2008-40200291 PDF
31-12-2006 full format 22-06-2007 2007-28400255 PDF
31-12-2005 full format 06-06-2006 2006-20300255 PDF
31-12-2004 full format 10-06-2005 2005-24103318 PDF
31-12-2003 full format 09-08-2004 2004-59101994 PDF
31-12-2002 full format 12-09-2003 2003-66503411 PDF
31-12-2001 full format 10-10-2002 2002-65102100 PDF
31-12-2000 full format 14-11-2001 2001-69604611 PDF
31-12-1999 full format 27-12-2000 2000-78001227 PDF
31-12-1998 full format 21-12-1999 1999-64104073 PDF
31-12-1997 full format 23-06-1998 1998-21302367 PDF
31-12-1996 full format 08-10-1997 1997-48300223 PDF
31-12-1995 full format 23-01-1997 1997-01200468 PDF
31-12-1994 full format 01-06-1995 1995-11200965 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
806,856-252,553128,186-51,343-211,761166,4454,225167,475148,427283,573181,111510,198359,940286,848417,484481,603366,44317,549206,860121,688
766,652-278,26395,572-99,331-255,053125,044-81,90284,77696,186176,806111,655309,187220,392180,989233,078305,942208,863-83,937154,75188,230
0180,0006,48838,8803,48916,83628,50344,890164,28090,36834,47219,43120,94238,440237,082126,330792,563600,4131.2m126,503
323,874-30,65189,159-152,480-49,138157,415-23,05333,534-448,286387,21037,82836,29754,441-182,142-41,012158,98994,307-69,90514,985-
166,657322,5391.1m1.0m1.2m80,8467,898269,464234,378420,786499,600486,669457,112407,776463,565377,459585,063-782,889-115,64529,761
45.8%29.0%-4.7%-7.1%2.7%19.5%17.6%19.9%25.1%22.3%25.5%25.8%13.6%11.0%7.8%7.3%4.1%2.8%14.0%27.8%
1.433.112.925.303.641.051.001.131.151.241.541.601.391.351.421.421.620.570.851.06
1.433.112.383.492.520.810.800.920.941.181.351.271.141.081.211.171.440.460.780.86
1.182.45--36.344.134.704.012.983.402.892.846.358.0611.7412.6123.2334.386.122.60
228.2%-58.8%---644.5%0.8%-49.2%-5.9%0.2%13.4%1.5%37.1%16.9%-3.4%12.3%38.5%23.6%-245.5%31.7%20.2%
104.6%-17.0%1.4%-10.4%-17.2%0.2%-8.6%-1.2%0.0%3.0%0.4%9.6%2.3%-0.4%1.0%2.8%1.0%-6.9%4.5%5.6%
51.94-9.263.90-1.05-4.36---------------

EBIT margin: not included in this filing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date-222824
full-time-202520
part-time-234
in full-time equivalents-21.426.923.2
17.623.124.923.9
On a permanent contract-222824
Joined021017
Left188818

Source: social balance sheet in the 2021 to 2024 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€180,000€6,488€38,880€3,489
Financial fixed assets€0----
€13,500€51,083€67,436€79,244€110,216

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on ISOLTEC

The operating result for 2025 is a profit of €793,356, after a loss of €303,636 in 2024. It is the highest result since 2006.

Debt's share of the balance-sheet total falls from 71.0% to 54.2%. Equity and debt are lower.

Board & ownership

Board

1 director, last change in 2025
P.C.C. NV
Director
listed in the 2025 annual accounts, filed on 31-08-2026

Office holders in the KBO →

Mandates through the years

5 names, the dashed line is today
P.C.C. NV
Director
Carlos Van De Velde
Director (not named in the articles)
CORPAD
Director
CORPADSRL
Director
VAN LOON.W BV
Director
BoardEarliermandate already running before its first mentionend not dated
Mandates as a list
  • P.C.C. NV
    • Director, from 30-01-2008 to date
  • Carlos Van De Velde
    • Director, until 25-02-2025
    • Director (not named in the articles), from before 25-02-2025, no longer listed in the 2025 annual accounts
  • CORPAD
    • Director, appointed by deed of 13-08-2021, until 28-11-2022
  • CORPADSRL
    • Director, appointed by deed of 13-08-2021, no longer listed in the 2025 annual accounts
  • VAN LOON.W BV
    • Director, until 04-03-2021

See the board, name and registered office on a given date →

Control

Parent
P.C.C.
Equity €4.1m
Profit €501,483 in 2025 (profit €1.3m in 2024)
Checked score 97
Source: accounts P.C.C. 2023
99.87%
This company
ISOLTEC
Equity €330,046
Profit €753,152 in 2025

Capital

Contribution
€12,407.99
Shares
750
Contribution per share
€16.54
Equity per share
€440 in 2025
Source
2025 annual accounts

Owners through the years

as the annual accounts name them
P.C.C.
99.87%
99.87%
Owners as a list

Source: lists of holdings in the owners' accounts

Articles of association

deed of 25-02-2025 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Recht algemene vergadering om één of meerdere vereffenaars aan te duiden, bevoegdheden te omlijnen en vergoeding te bepalen, bestuurder(s)…”

Network & group

Holdings

own 2011 accounts
This companyISOLTEC1 holding, 1 country 2011 accounts

Belgium 1 Equity Result

Source: list of holdings in its own 2011 accounts. Every holding stands with its own latest accounts.

Parent

P.C.C.
0443.803.605 · 99.87% of the shares · equity €4.1m · profit €501,483 (2025)
Checked score 97

At the same address

Baarle-Frankrijkstraat 13, 9830 Sint-Martens-Latem · 3 other companies
P.C.C.
registered office since 25-04-1991 · founded in 1991
 total assets €4.9m (2025)
0443.803.605
ISOLATIE & CONSTRUCTIE
registered office since 15-05-1996 · founded in 1996
 total assets €56,520 (2025)
0457.367.767
PACHA
registered office since 02-03-2018
 founded in 2018
0721.967.733

Earlier ties

M&M Verwarming en Koeling
via CORPAD, at ISOLTEC until 2022 · Director · deed of 23-05-2022
founded in 2022 · accounts filed late
 total assets €345,583 (2024)
PLIXXENT Belgium
via CORPAD, at ISOLTEC until 2022 · Director · deed of 30-08-2021
founded in 2017
 5.8 FTE (2025)
RUSSELL RECRUITMENT
via CORPAD, at ISOLTEC until 2022 · Director · deed of 10-02-2023
founded in 2023
 total assets €171,725 (2025)
Bol - Art
via CORPAD, at ISOLTEC until 2022 · Director · deed of 30-08-2021
No longer active
 1 FTE (2022)
Thermo-Protect
via CORPAD, at ISOLTEC until 2022 · Director · deed of 30-08-2021
No longer active
 0.9 FTE (2021)
Hasevoets Polyurethaan Isolatie
via CORPAD, at ISOLTEC until 2022 · Director · deed of 20-08-2021
No longer active
 total assets €10,895 (2023)

Holdings through the years

2007 to 2011
Holdings through the years
Name20072008200920102011
HASEVOETS POLYURETHAAN ISOLATIE 100%

Source: list of holdings in its own accounts

Board mandates elsewhere

1 board mandate
Board mandates of ISOLTECISOLTEC sits on their board1
ISOLATIE & CONSTRUCTIE
Director
Founded in 1996 · total assets €56,520 (2025)

Connections & network

Depth
Bol - Art, Shared corporate director BABol - ArtHasevoets Polyurethaan Isolatie, Shared corporate director HPHasevoetsPolyurethaan…M&M Verwarming en Koeling, Shared corporate director MVM&M Verwarmingen KoelingPLIXXENT Belgium, Shared corporate director PBPLIXXENTBelgiumRUSSELL RECRUITMENT, Shared corporate director RRRUSSELLRECRUITMENTThermo-Protect, Shared corporate director TThermo-ProtectISOLTEC ISOLTEC0451.914.783
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

50 events since 1993

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBabbreviated format · 31 days late
2025
Back to profit net €753,152 The net result is €753,152, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0451914783
Annual accounts 2024 filed PDFabbreviated format · 35 days before the deadline
1 director resigning, 1 reappointmentResignation: Carlos Van De Velde · Reappointment: Carlos Van De Velde (director) · Permanent representative: Carlos Van De Velde6 points ▸

Open the deed in the Belgian Official Gazette

Registered office moved from Herstal to Sint-Martens-LatemNew registered office: Baarle Frankrijkstraat 13, 9830 Sint-Martens-Latem · Previous registered office: Rue des Alouettes 150, 4041 Herstal1 point ▸
  • Registered-office move, Baarle Frankrijkstraat 13, 9830 Sint-Martens-Latem
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

2024
Annual accounts 2023 filed PDFfull format · 30 days late
2023
Back to profit net €28,137 The net result is €28,137, after 2 loss-making years.
Annual accounts 2022 filed PDFfull format · 31 days late
2022
1 director resigningCORPAD SRL · Permanent representatives: Claus Emmanuel and Van De Velde Carlos · General meeting of 06-09-20224 points ▸

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFfull format · 30 days late
2021
Weakest financial year net -€365,269 The net result drops to -€365,269, the lowest from 2006 to 2025. It recovers the following year.
Liquidity more than triples current ratio 3.64 The current ratio rises from 1.05 to 3.64. Short-term debt falls from €1.5m to €449,281.
Appointment: CORPADSRL (director)Permanent representative: ClausEmmanuel · General meeting of 28-06-20213 points ▸
  • General meeting, 28-06-2021
  • Director appointment, CORPADSRL
  • Permanent representative, ClausEmmanuel

Open the deed in the Belgian Official Gazette

Annual accounts 2020 filed PDFfull format · 4 days before the deadline
1 director resigningVAN LOON.W SRL · Permanent representatives: Werner Van Loon and Carlos Van De Velde · General meeting of 02-12-20204 points ▸

Open the deed in the Belgian Official Gazette

2020
Back to profit net €3,457 The net result is €3,457, after 2 loss-making years.
Annual accounts 2019 filed PDFfull format · 4 days before the deadline
2019
Annual accounts 2018 filed PDFfull format · 30 days late
2018
Annual accounts 2017 filed PDFfull format · 31 days late
2017
Annual accounts 2016 filed PDFfull format · 31 days late
2016
Annual accounts 2015 filed PDFfull format · 5 days before the deadline
2015
Annual accounts 2014 filed PDFfull format · 24 days before the deadline
2014
Equity above €500,000 equity €562,579 ▲59% After 2 profitable years in a row, equity reaches €562,579.
Annual accounts 2013 filed PDFfull format · 37 days before the deadline
2013
Back to profit net €59,631 The net result is €59,631, after one loss-making year.
Annual accounts 2012 filed PDFfull format · 27 days before the deadline
2012
Annual accounts 2011 filed PDFfull format · 22 days before the deadline
2011
Annual accounts 2010 filed PDFfull format · 23 days before the deadline
2010
Annual accounts 2009 filed PDFfull format · 26 days before the deadline
2009
Back to profit net €38,746 The net result is €38,746, after one loss-making year.
Liquidity more than doubled current ratio 1.62 The current ratio rises from 0.57 to 1.62. Short-term debt falls from €1.8m to €949,785.
Annual accounts 2008 filed PDFfull format · 78 days before the deadline
2008
Annual accounts 2007 filed PDFfull format · 21 days before the deadline
2007
Equity above €200,000 equity €279,522 ▲46.5% With a profit in every financial year since 2006, equity grows to €279,522.
Annual accounts 2006 filed PDFfull format · 39 days before the deadline
2006
Annual accounts 2005 filed PDFfull format
2005
Annual accounts 2004 filed PDFfull format
2004
Annual accounts 2003 filed PDFfull format
2003
Annual accounts 2002 filed PDFfull format
2002
Annual accounts 2001 filed PDFfull format
2001
Annual accounts 2000 filed PDFfull format
2000
Annual accounts 1999 filed PDFfull format
1999
Annual accounts 1998 filed PDFfull format
1998
Annual accounts 1997 filed PDFfull format
1997
Annual accounts 1996 filed PDFfull format
Annual accounts 1995 filed PDFfull format
1995
Annual accounts 1994 filed PDFfull format
1994
First establishment Baarle-Frankrijkstraat 13, Sint-Martens-Latem
1993
Incorporation published on 26-01-1994

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 28 December 1993, ISOLTEC was incorporated.1 In 2025 the registered office moved to Sint-Martens-Latem.2 Total assets went from €3.1m in 2018 to €720,026 in 2025 and headcount from 24.5 full-time equivalents in 2018 to 17.6 in 2024.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 11-02-2025
  3. 3National Bank, annual accounts 2018, 2024 and 2025

Company details

Identity

Enterprise number
0451.914.783
VAT number
BE 0451.914.783
Peppol ID
0208:0451914783
Other Peppol ID
9925:BE0451914783
Legal form
Private limited company
Status
Active, normal situation
Founded
28-12-1993
Financial year
ends on 31 December
Peppol
Reachable since 29-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ISOLTEC in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 25-02-2025 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 25-02-2025 (in French)

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
68203 Renting and operating of own or leased non-residential real estate, excluding land
82990 Other business support services
Codes under NACEBEL 2008
70220 Business consulting main activity
68203 Real estate rental
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen…”
11 activities
  1. Het aanleggen, het oordeelkundig uitbouwen en beheren van een onroerend vermogen; alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten, zoals de aan- en verkoop, de bouw, de verbouwing, de binnenhuisinrichting en decoratie, de huur en verhuur, de ruil, de verkaveling, en in het algemeen, alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken, van onroerende goederen of onroerende zakelijke rechten, met inbegrip van het geheel of gedeeltelijk ter beschikking stellen, al dan niet tegen betaling, van een onroerend goed aan haar bestuurders, bedrijfsleiders en werknemers in het kader van een verloningspolitiek;
  2. Het aanleggen, het oordeeikundig uitbouwen en beheren van een roerend vermogen;
  3. Advies- en/of dienstverlening aan bedrijven, privépersonen en instellingen in de ruimste zin van het woord, voornamelijk doch niet uitsluitend op het vlak van, management, marketing, productie en ontwikkeling, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis;
  4. Het geven van advies inzake de organisatie en het beheer van ondernemingen;
  5. Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen, deelbewijzen, obligaties, inschrijvingsrechten, certificaten, schuldvorderingen, gelden en andere roerende waarden, uitgegeven door Belgische of buitenlandse ondernemingen al dan niet onder de vorm van vennootschappen, administratiekantoren, instellingen en verenigingen al dan niet met een (semi-)publiekrechtelijk statuut;
  6. Het beheren van beleggingen en van participaties in dochtervennootschappen, het waarnemen van bestuurdersfuncties, directie, controle of vereffening, het verlenen van advies, management en andere diensten. Deze diensten kunnen worden geleverd krachtens contractuele of statutaire benoemingen en in de hoedanigheid van externe raadgever of orgaan;
  7. Het verstrekken van leningen en voorschotten onder eender welke vorm of duur, aan al dan verbonden ondernemingen, alsmede het waarborgen van verbintenissen van derden.
  8. Daartoe kan de vennootschap samenwerken met, deelnemen in, of op gelijk welke wijze, rechtstreeks of onrechtstreeks, belangen nemen in andere ondernemingen.
  9. De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden borg stellen, onder meer door haar goederen in hypotheek of in pand te geven, inclusief de eigen handelszaak.
  10. De vennootschap kan eveneens optreden als bestuurder, volmachtdrager, mandataris of vereffenaar in andere vennootschappen of ondernemingen.
  11. De vennootschap kan in het algemeen alle mogelijke handelingen - waaronder industriële, financiële, roerende of onroerende handelingen - verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp of die van aard zouden zijn de verwezenlijking ervan geheel of ten dele te vergemakkelijken.
deed of 25-02-2025 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Baarle-Frankrijkstraat 13 registered office 9830 Sint-Martens-Latem 09-03-1994 2.065.910.552
1 former office
  • 4041 Herstal until the deed of 11-02-2025

Buildings and parcels at the address

Ground area
7,509 m²
Buildings
410 m²
Volume, LiDAR
2,447 m³
Tallest building
12.9 m
Buildings to scale, each on its own parcel
410 m², 12.9 m 410 m², 12.9 m

Location

registered office establishment The establishment unit on the map
4 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
44064A0329/00F0007,509 m² 1 · 410 m² 12.9 m · 2

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