Jumalo
ActiveSummary
Jumalo has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €755,540 and a net result of €217,393, of which €312,037 non-recurring income. Equity has been growing by about 6.7% per year since 2018. Its solvency ranks better than 59% of 10,826 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 28-12-1998 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 1 other
- Joint committee
- 323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2022
- Establishment unit
- 2.090.220.237 9420 Erpe-Mere, since 19-02-1999
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Board and ownership
- LOY Jo Marie Edmond MoniqueDirector · until 2024
- VAN dEN BERGHE Annemieke Johanna GuidoDirector · until 2024
- Holdings
- Shares in 1 company INCLUYO
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €456,040
- Turnover
- ≈ €690,000
- estimated
- Profit
- €217,393
- Equity
- €755,540
- Total assets
- €1.2m
- Employees on 30-06-2025
- 1
Score breakdownraises riskLiquidity: current ratio 0.32, cash €5,631lowers riskSize: 0.1 FTE, total assets €1.2mEquity €755,540 (62.0% of total assets)Founded in 1998Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 57% of them on solvency, 28% on liquidity and 61% on profitability.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 70), the median for financial year 2023 was 7 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (1)
Key points
Recent changes
- · Gazette deed Algemene Vergadering - BoekjaarGeneral meeting of 19-12-2024
- · Gazette deed Company renamed from IMMA LOY to JumaloChanges of role: VAN dEN BERGHE Annemieke Johanna Guido (director) and LOY Jo Marie Edmond Monique (director) · “nieuw voorwerp” (deed in Dutch)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as Jumalo: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €976,000 and €1.5m, founded between 1997 and 2007.
| Company | Total assets | Gross margin |
|---|---|---|
| Jumalo Erpe-Mere | €1.2m | €0.5m |
| BUITENOOGST Lier | €1.0m | €0.5m |
| HP ADVIES Kortrijk | €1.3m | €0.4m |
| LAUWERS MANAGEMENT & HOLDING Leuven | €1.3m | €0.4m |
| GOLDY Waasmunster | €1.0m | €0.3m |
| GUNISA Maldegem | €1.1m | €0.3m |
| VGF INVEST & CONSULTING Hamme (Vl.) | €1.5m | €0.4m |
Key facts about Jumalo
- What is the company number of Jumalo?
- The company number of Jumalo is 0465.024.037. The VAT number is the same number with BE in front: BE 0465.024.037.
- Where is Jumalo based?
- The registered office is at Honegemstraat 135, 9420 Erpe-Mere.Company details
- What does Jumalo do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Jumalo?
- The legal form of Jumalo is Private limited company (BV).
- When was Jumalo founded?
- Jumalo was founded on 28-12-1998.
- Is Jumalo still active?
- Yes, Jumalo is an active enterprise in the KBO register.
- How many employees does Jumalo have?
- Jumalo had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Jumalo fall under?
- In its 2022 annual accounts, Jumalo states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
- What is the turnover of Jumalo?
- The turnover in financial year 2025 is ≈ €690,000. This figure is estimated from the gross margin of €456,040 and 74 comparable companies (NACE 70200). It probably lies between €540,000 and €1.3m.
- Is Jumalo profitable?
- In financial year 2025, Jumalo made a profit of €217,393.
- Where can I find the annual accounts of Jumalo?
- Jumalo filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
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