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VAN LOON.W

Active Private limited companyfounded 2015active for 11 yearsTheofiel Reynlaan 1, 2640 MortselKBO/BCE: BE 0599.847.208 #7 company by equity in Mortsel, Wholesale and retail trade sector

Lifetime

10 annual accounts with figures on one time axis
peak €488,809 (2025)
€488,809▲ 15.5%
peak €309,423 (2025)
€309,423▲ 54.8%
peak €944,734 (2025)
€944,734▲ 48.7%
€1.2m▲ 31.7%
peak 0 FTE (2025)
0 FTE 
Board1 name since 2015
1 directorVan Loon Werner
Documentsfilings and deeds
30-07-20261 day before the deadline
2025abbreviated format
Gross margin from €423,215 to €488,809Result from €199,901 to €309,423Equity from €635,311 to €944,734Debts from €922,383 to €1.2mCash from €563,782 to €891,064

Key points

from the 2025 annual accounts

Equity

€944,734 ▲ 48.7%

VAN LOON.W has made a profit in every financial year since 2016.

Result

€309,423 ▲ 54.8%
€200,0002024€309,0002025

The result rose in 2025 from €199,901 to €309,423.

Turnover

≈ €2.3m estimated

The accounts state no turnover.

Debts

€1.2m ▲ 31.7%
Suppliers
+0.4
Taxes and wages
+0.01
The rest
-0.1

Debts rose by €292,560 in 2025.

Filings

10 annual accounts 5 late
AprilJune31 JulyOctober20202025

The 2017 accounts came latest: 61 days after the end of the period.

Position in the sector

€309,423

Higher net result than 88% of companies in wholesale trade. Sector median €26,728 · 9,878 companies.

Checked score

98
Excellent
Financially stronger than 80% of small companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 4,374 companies (NACE 46, small).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

69+3equity 43.7% of total assets
71+6short-term debt 56.2% · cash 41.3%
87+2return on assets 14.3%

Score breakdown

lowers risk
Size: total assets €2.2m
Figures for financial year 2025 (filed on 30-07-2026)
Liquidity: current ratio 1.75, cash €891,064
Founded in 2015
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 51% of them on solvency, 88% on liquidity, 90% on profitability and 92% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,811 companies had the same profile as VAN LOON.W has now. Each dot stands for 45 companies, two years later.

96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of VAN LOON.W itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,811 companies, not a prediction for VAN LOON.W. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €90,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.75 (1.65 in 2024), above the usual 1.5. Short-term debt is 56.2% and cash 41.3% of total assets. However, 56.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Size: total assets €2.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-07-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.75, cash €891,064
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
1 day early
2023
5 days early
2022
3 days early
2021
29 days late
2020
31 days late
2019
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VL
Van Loon Werner
Director, since 02-03-2015
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0599847208
Purpose change · Amendment of the articles · Legal-form change “De import,export en distributie van LED-verlichtingsarmaturen; Het adviseren van en het ontwikkelen van…” (deed in Dutch) · Board composition: VAN LOON Werner (director) · Gazette deed
Incorporation published on 05-03-2015 · Gazette deed
First establishment Theofiel Reynlaan 1, Mortsel
All 22 events

Comparable companies

same main activity, similar in size and age
Company
VAN LOON.W Mortsel €2.2m €488,809 43.7% 0
SSL INNOTEQ Hasselt €1.1m €315,723 87.3% 0
BELUCE Knokke-Heist €0.8m €240,958 10.9% 0
Lucoled Diest €2.1m €554,935 16.4% -
Mega Lichttechniek Antwerp €1.2m €256,097 78.9% -
SAM-Group Houthalen-Helchteren €2.3m €388,641 21.9% 2
Smartlux Herenthout €1.1m €233,396 26.7% 1

These companies have the same main activity as VAN LOON.W: wholesale trade (NACE 46474). They are comparable in size and age: total assets between €820,000 and €2.3m, founded between 2013 and 2020.

Official details

Source: KBO
Status
Active since 03-03-2015Normal situation
Activity
Wholesale tradeNACE 46474and 2 others
Establishment unit
2.242.385.1272640 Mortsel, since 03-03-2015
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€2.2m▲ 38.6%
Filing
Filed on 30-07-2026, 1 day before the end of the filing period
Financials

Insights on VAN LOON.W

VAN LOON.W files the abbreviated format. That format states no turnover. The gross margin rose from €60,838 in 2016 to €488,809 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VAN LOON.W

What is the company number of VAN LOON.W?
The company number of VAN LOON.W is 0599.847.208. The VAT number is the same number with BE in front: BE 0599.847.208.
Where is VAN LOON.W based?
The registered office is at Theofiel Reynlaan 1, 2640 Mortsel.Company details
What does VAN LOON.W do?
According to the KBO register, the main activity is wholesale trade (NACE 46474).
What is the legal form of VAN LOON.W?
VAN LOON.W is a private limited company (BV).
When was VAN LOON.W founded?
VAN LOON.W was founded on 03-03-2015.
Is VAN LOON.W still active?
Yes, VAN LOON.W is an active enterprise in the KBO register.
What is the turnover of VAN LOON.W?
The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €488,809 and 36 comparable companies (NACE 464). It probably lies between €1.8m and €3.5m.Financials
Is VAN LOON.W profitable?
In financial year 2025, VAN LOON.W made a profit of €309,423.
Where can I find the annual accounts of VAN LOON.W?
VAN LOON.W filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN LOON.W due?
VAN LOON.W must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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