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ISO-SELECT EBVBA

Active
Private limited company (pre-2019)founded 2011active for 15 yearsPassendalestraat 16, 2600 Antwerpen, BelgiumKBO/BCE: BE 0834.665.402

From the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ISO-SELECT EBVBA has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,845 and a net result of -€5,703. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 95% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 17-03-2011 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 3 others
Establishment unit
2.198.311.295 2600 Antwerpen, since 17-03-2011
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Brack NatasjaDirector · since 21-03-2011

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
-€4,703
▼ 2,282%
Loss
€5,703
▲ 106%
Equity
€12,845
▼ 30.7%
Total assets
€13,498
▼ 29.2%
Turnover not published (micro format)
Filed on 22-06-2026, 39 days before the deadlineat the National Bank
Score breakdownraises riskLoss of €5,703, the second in a row (financial year 2025)lowers riskFounded in 2011Size: total assets €13,498Equity €12,845 (95.2% of total assets)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 42% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 100=
equity 95.2% of total assets
Liquidity 54+1
short-term debt 4.8% · cash 3.2%
Profitability 0-1
return on assets -42.3%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026highest value 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.1 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 20.67 (37.17 in 2024), above the usual 1.5. Short-term debt is 4.8% and cash 3.2% of total assets. 4.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 59% on liquidity, 6% on profitability and 15% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €5,703, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €13,498
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €12,845 (95.2% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,703
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 days early
2024
15 days early
2023
13 days late
2022
33 days early
2021
13 days early
2020
18 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 94% of companies in wholesale tradesector median 40.6% · 13,716 companies 95.2% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€5,703 View

Comparable companies

These companies have the same main activity as ISO-SELECT EBVBA: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €4,550 and €25,500, founded between 2006 and 2014.

CompanyTotal assetsGross margin
ISO-SELECT EBVBA Antwerpen€13,498-€4,703
L'EAULISA Silly€12,447-€6,636
EPPOLIGHT Charleroi€13,377-€4,723
COMBAT Aalst€7,736-€3,608
A.O.G Schaarbeek€22,552-€1,700
TERRA INTERNATIONAL Antwerpen€25,497€2,111
SBM+ Zoersel€4,550-€4,665
Full comparison

Documents

Annual accounts at the NBB

All 14 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ISO-SELECT EBVBA

What is the company number of ISO-SELECT EBVBA?
The company number of ISO-SELECT EBVBA is 0834.665.402. The VAT number is the same number with BE in front: BE 0834.665.402.
Where is ISO-SELECT EBVBA based?
The registered office is at Passendalestraat 16, 2600 Antwerpen.Company details
What does ISO-SELECT EBVBA do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of ISO-SELECT EBVBA?
The legal form of ISO-SELECT EBVBA is Private limited company (pre-2019) (BVBA).
When was ISO-SELECT EBVBA founded?
ISO-SELECT EBVBA was founded on 17-03-2011.
Is ISO-SELECT EBVBA still active?
Yes, ISO-SELECT EBVBA is an active enterprise in the KBO register.
What is the turnover of ISO-SELECT EBVBA?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is ISO-SELECT EBVBA profitable?
In financial year 2025, ISO-SELECT EBVBA made a loss of €5,703.
Where can I find the annual accounts of ISO-SELECT EBVBA?
ISO-SELECT EBVBA filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ISO-SELECT EBVBA due?
ISO-SELECT EBVBA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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