EPPOLIGHT
ActiveEPPOLIGHT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-48k) and a net result of €-6k. Equity is shrinking by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
17
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+7
Solvency33=
Growth32=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.2 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-358.4%
Return on assets
-41.8%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€48k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
41 d late
2023
61 d late
2022
60 d late
2021
95 d late
2020
102 d late
2019
56 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-48k▼ 13.2%
2024 · €-42k
2018: €40k
2019: €20k
2020: €26k
2021: €17k
2022: €-18k
2023: €-38k
2024: €-42k
2018 → 2025
Total assets
€13k▲ 28.3%
2024 · €10k
2018: €276k
2019: €276k
2020: €263k
2021: €142k
2022: €6k
2023: €11k
2024: €10k
2018 → 2025
Net result
€-6k▼ 30.1%
2024 · €-4k
2018: €6k
2019: €-20k
2020: €5k
2021: €-9k
2022: €-35k
2023: €-20k
2024: €-4k
2018 → 2025
Working capital
€-48k▼ 13.2%
2024 · €-42k
2018: €47k
2019: €36k
2020: €29k
2021: €11k
2022: €-24k
2023: €-38k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€-18k€-38k▼ 110%€-42k▼ 11.3%€-48k▼ 13.2%
Operating result€-14k-€-35k▼ 158%€-20k▲ 43.7%€-4k▲ 79.0%€-5k▼ 30.7%
Net result€-9k-€-35k▼ 315%€-20k▲ 43.6%€-4k▲ 78.4%€-6k▼ 30.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €4k in 2024; the loss grows.
Key figures and ratios
Solvency
-358.4%▲
2024 · -406.2%
Current ratio
0.22▲
2024 · 0.20
Quick ratio
0.05▲
2024 · 0.00
Debt / equity
-1.28▼
2024 · -1.25
ROE
11.7%▲
2024 · 10.2%
ROA
-41.8%▼
2024 · -41.2%
Debt
€61k▲
2024 · €53k
Debt ≤ 1 year
€61k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€13k▲
Current assets29/58€10k€13k▲
Stocks and contracts in progress3€10k€10k=
Stocks30/36€10k€10k=
Amounts receivable within one year40/41-€3k
Trade receivables40-€3k
Cash at bank and in hand54/58€27€15▼
Equity and liabilities
Total equity and liabilities10/49€10k€13k▲
Equity10/15€-42k€-48k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-63k€-68k▼
Amounts payable17/49€53k€61k▲
Amounts payable within one year42/48€53k€61k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€404€392▼
Taxes450/3€404€392▼
Other amounts payable47/48€50k€61k▲
Income statement
Code20242025
Other operating charges640/8€976€700▼
Gross operating margin9900€-3k€-5k▼
Operating profit (loss)9901€-4k€-5k▼
Financial charges65/66B€150€170▲
Recurring financial charges65€150€170▲
Profit (loss) for the period before taxes9903€-4k€-6k▼
Profit (loss) for the period9904€-4k€-6k▼
Profit (loss) for the period to be appropriated9905€-4k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-63k€-68k▼
Profit (loss) brought forward from the previous period14P€-59k€-63k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 95 days late
2021
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 102 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
EPPO Abdul Wadoud
CurrentDirector · since 01-04-2025
01-04-2025
EPPO Abdul Wadoud: Appointed as Director
12-03-2025
IEBO Murhaf: Resigned as Director
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'rue 266/2686000 CharleroiGround area
748 m²
Building footprint
114 m²
Volume, LiDAR
1,372 m³
Parcel 52302A0943/00Z000, Wallonia · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Grand'rue 266/268, 6000 Charleroi
since 20142.250.351.203
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52302A0943/00Z000 | Wallonia | 748 m² | 1 · 114 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ecowarmte
BE 1007.797.138
Hamme (Vl.) · Eq €17k
DECCA CHASSIS
BE 0733.709.087
Jodoigne · Eq €17k
KRANTO
BE 0809.883.781
Vorst · Eq €17k
YALTA
BE 0473.658.720
Oud-Turnhout · Eq €17k
LD Creations Design
BE 0724.621.573
Waterloo · Eq €18k
Of 1,794 companies in sector 46831 we hold annual accounts for 1,390. 394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-2014
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
46494Wholesale of non-electrical household articles
46643Wholesale of electrical equipment, including installation materials
46839Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.