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A.O.G

Active
Private limited companyfounded 2007active for 19 yearsDokter Elie Lambottestraat 222, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0887.384.704

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

A.O.G has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€34,566) and a net result of -€1,965. Equity has been shrinking by about 6.2% per year since 2018. Its solvency ranks better than 7% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 20-02-2007 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 2 others
Establishment unit
2.164.032.881 1030 Schaarbeek, since 27-07-2007
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
-€1,700
▼ 40.8%
Loss
€1,965
▲ 20.7%
Equity
-€34,566
▼ 6.0%
Total assets
€22,552
▼ 9.4%
Turnover not published (micro format)
Filed on 31-08-2026, 31 days after the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€34,566Loss of €1,965, the second in a row (financial year 2025)lowers riskSize: total assets €22,552Liquidity: current ratio 0.36, cash €20,233Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 27% of micro companies in wholesale trade (NACE 46)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -153.3% of total assets
Liquidity 50=
short-term debt 253.3% · cash 89.7%
Profitability 16-5
return on assets -8.7%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -0.1 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.6%▼ -0.2 percentage points vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.36 (0.39 in 2024), below 1. Short-term debt is 253.3% and cash 89.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 51% on liquidity, 20% on profitability and 30% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €22,552
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€34,566
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.36, cash €20,233
NBB · annual accounts
raises risk · Loss of €1,965, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€34,566
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
on the day
2023
15 days early
2022
31 days late
2021
31 days late
2020
31 days late
2019
82 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€34,566 View
  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€1,965 View
  • Caution: Lower solvency than 92% of companies in wholesale tradesector median 40.6% · 13,716 companies -153.3% View

Comparable companies

These companies have the same main activity as A.O.G: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €13,500 and €37,300, founded between 1996 and 2011.

CompanyTotal assetsGross margin
A.O.G Schaarbeek€22,552-€1,700
ZAKOUSTIK Sint-Agatha-Berchem€21,950-€6,724
PATRICE FENAUX Gembloux€17,917-€4,714
FRANCO SCARDINA La Bruyère€37,340-€5,305
TERRA INTERNATIONAL Antwerpen€25,497€2,111
ISO-SELECT EBVBA Antwerpen€13,498-€4,703
MARWA Anderlecht€33,383-€727
Full comparison

Documents

Annual accounts at the NBB

All 19 annual accounts

Articles and registers

Key facts about A.O.G

What is the company number of A.O.G?
The company number of A.O.G is 0887.384.704. The VAT number is the same number with BE in front: BE 0887.384.704.
Where is A.O.G based?
The registered office is at Dokter Elie Lambottestraat 222, 1030 Schaarbeek.Company details
What does A.O.G do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of A.O.G?
The legal form of A.O.G is Private limited company (BV).
When was A.O.G founded?
A.O.G was founded on 20-02-2007.
Is A.O.G still active?
Yes, A.O.G is an active enterprise in the KBO register.
What is the turnover of A.O.G?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is A.O.G profitable?
In financial year 2025, A.O.G made a loss of €1,965.
Where can I find the annual accounts of A.O.G?
A.O.G filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of A.O.G due?
A.O.G must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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