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ISO FULL

Active
Private limited companyfounded 2015active for 11 yearsRue de Fontenelle(FAR) 1, 6240 Farciennes, BelgiumKBO/BCE: BE 0641.934.221
Summary

The computed 12-month bankruptcy probability of ISO FULL is 6.5% (elevated). The annual accounts of ISO FULL for financial year 2025 show a net loss of 174% of total assets. The 2025 annual accounts show equity of €518,812 and a net result of -€4.4m. Equity is growing by about 76% per year across the filed financial years. Its solvency ranks better than 21% of 2,441 sector peers (NACE 43, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

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ISO FULLActiveChecked score 33/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
4th largest company by total assets in Farciennes, Construction sector1 site
Size
€2.5mtotal assets 2025
Staff
26.5 FTE
Equity
€518,812
Loss
-€4.4m
Financial health
33 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.5%
Structure
Parent
APS Invest · 100%
  • LP MANCONSULTDirector · permanent representative CAVILLOT Paul
  • POILSARTDirector · permanent representative VANDER PUTTEN Alexis
  • ArtasDirector · permanent representative Martijn Wanten
Auditor: HLB DODEMONT - VAN IMPE & Co2025 accounts filed 184 days late5 of 8 deeds summarised
Why 33raises riskLast filed accounts filed 185 days late; 2 of the last 3 lateLoss of €4.4m (financial year 2025)Size: 26.5 FTE, total assets €2.5mSector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 11% of its sector peers (NACE 43, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Weak
Solvency 46-43
equity 20.5% of total assets
Liquidity 18-66
short-term debt 77.8% · cash 8.5%
Profitability 0-100
return on assets -173.6%
Bankruptcy probability, 12 months
6.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,646 companies, NACE 43, small)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.4%▲ +0.2 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.7%▲ +0.3 percentage points vs 11-2025 01-2026: 1.1%▲ +0.4 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 0.9%▼ -0.2 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026 09-2026: 6.3%▲ +5.0 percentage points vs 08-2026 10-2026: 6.5%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €17,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.17, compared with 2.51 in 2023, below the usual 1.5; short-term debt: 77.8% and cash: 8.5% of total assets), and 79.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small): better than 22% on solvency, 10% on liquidity and 2% on profitability.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises risk
raises risk · Last filed accounts filed 185 days late; 2 of the last 3 late
NBB · filings
raises risk · Loss of €4.4m (financial year 2025)
NBB · annual accounts
raises risk · Size: 26.5 FTE, total assets €2.5m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2441 sector peers (2025).
NBB · sector comparison
Position among 2441 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · 2025 accounts filed 184 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-08-2026, 184 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 8 filings
Deviation from the deadline
2025
184 days late
2023
30 days late
2022
27 days early
2021
22 days late
2020
26 days late
2019
20 days late
2018
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median (NACE 43) for financial year 2023 is 1 day before the deadline, and 44% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Weakest financial yearnet -€4.4m

Key points

  • Caution: Among the weakest 5% on net resultsector median €42,866 · 2,442 companies -€4.4m View
  • Caution: Latest accounts filed lateafter the legal deadline 184 days View
  • Controlled by APS Investultimately: HASCO NV 100% View

By topic

Financials

Financial year
2025
Total assets
€2.5m
Loss
-€4.4m
Solvency
20.5%
Turnover▲ 132%
Net result
20182023
Go to Financials

Board & ownership

Board
3 members
Parent
APS Invest · 100%
Auditor
HLB DODEMONT - VAN…
  • LP MANCONSULTDirector
  • POILSARTDirector
  • ArtasDirector
Go to Board & ownership

Timeline

Events
23
Since
2017
  1. 27-03-2025Resignation: Ambo SRL (director)
  2. 06-11-2024Amendment of the articles
  3. 18-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
27-10-2015
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Annual meeting
First Friday of November at 11:15
Purpose
“La fabrication,la conception,le traitement,l’installation,la réparation,la rénovation,la…” (deed in French)
Go to Articles of association

Key facts about ISO FULL

What is the company number of ISO FULL?
0641.934.221. In Belgium the VAT number is the company number with BE in front: BE 0641.934.221.
Where is ISO FULL based?
The registered office is at Rue de Fontenelle(FAR) 1, 6240 Farciennes.Company details
What does ISO FULL do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of ISO FULL?
Private limited company (BV).
When was ISO FULL founded?
On 27-10-2015.
Is ISO FULL still active?
Yes, ISO FULL is an active enterprise in the KBO register.
How many employees does ISO FULL have?
On average 26.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ISO FULL?
€19.6m in financial year 2023, according to the filed annual accounts.
Is ISO FULL profitable?
In financial year 2025, ISO FULL made a loss of €4.4m.
Where can I find the annual accounts of ISO FULL?
ISO FULL filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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