APS Invest
ActiveAPS Invest is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of APS Invest were filed more than 90 days after the deadline. The 2025 annual accounts show negative equity (€-5.17M) and a net result of €-7.45M. Its solvency ranks better than 5% of 2385 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-07-2026, 166 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
166 d late
2024
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€-5.17M
2024 · €2.27M
2024: €2.27M
2024 → 2025
Net result
€-7.45M▼ 3,200%
2024 · €-226k
2024: €-226k
2024 → 2025
Total assets
€2.57M▼ 73.0%
2024 · €9.51M
2024: €9.51M
2024 → 2025
Solvency
-201.4%▼ 225.4pp
2024 · 23.9%
2024: 23.9%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€2.27M-€-5.17M
Operating result€-11k-€-3k▲ 68.9%
Net result€-226k-€-7.45M▼ 3,200%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €11k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.57M
Fixed assets
€2.15M▼ 77.3%
Current assets
€423k▲ 964%
Key figures and ratios
Solvency
-201.4%▼
2024 · 23.9%
ROA
-290.0%▼
2024 · -2.4%
Debt
€7.74M▲
2024 · €7.23M
Debt ≤ 1 year
€629k▼
2024 · €7.02M
Debt > 1 year
€6.90M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.51M€2.57M▼
Fixed assets21/28€9.47M€2.15M▼
Financial fixed assets28€9.47M€2.15M▼
Affiliated companies280/1€9.47M€2.15M▼
Participating interests280€9.47M€2.15M▼
Current assets29/58€40k€423k▲
Amounts receivable within one year40/41€2k€412k▲
Other amounts receivable41€2k€412k▲
Cash at bank and in hand54/58€38k€74▼
Deferred charges and accrued income490/1€260€11k▲
Equity and liabilities
Total equity and liabilities10/49€9.51M€2.57M▼
Equity10/15€2.27M€-5.17M▼
Contributions10/11€2.50M€2.50M=
Profit (loss) carried forward14€-226k€-7.67M▼
Amounts payable17/49€7.23M€7.74M▲
Amounts payable after more than one year17-€6.90M
Financial debts170/4-€6.90M
Credit institutions173-€6.90M
Amounts payable within one year42/48€7.02M€629k▼
Current portion of amounts payable after more than one year42-€629k
Trade debts44€709-
Suppliers440/4€709-
Other amounts payable47/48€7.02M-
Accrued charges and deferred income492/3€215k€218k▲
Income statement
Code20242025
Operating charges60/66A€11k€3k▼
Services and other goods61€11k€3k▼
Operating profit (loss)9901€-11k€-3k▲
Financial income75/76B-€11k
Recurring financial income75-€11k
Income from current assets751-€11k
Financial charges65/66B€215k€7.46M▲
Recurring financial charges65€215k€357k▲
Debt charges650€215k€345k▲
Other financial charges652/9€259€12k▲
Non-recurring financial charges66B-€7.10M
Profit (loss) for the period before taxes9903€-226k€-7.45M▼
Profit (loss) for the period9904€-226k€-7.45M▼
Profit (loss) for the period to be appropriated9905€-226k€-7.45M▼
Appropriation of the result
Profit (loss) to be appropriated9906€-226k€-7.67M▼
Profit (loss) brought forward from the previous period14P-€-226k
The notes to these accounts (32 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 166 days late
2025
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema · 7 days late
NBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Anneessensstraat 201000 BrusselGround area
182 m²
Building footprint
81 m²
Volume, LiDAR
612 m³
Parcel 21811M1428/00W006, Brussels · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
APS Invest
since 20232.351.699.276
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M1428/00W006 | Brussels | 182 m² | 1 · 81 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-10-2023
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.