WILLAIME
ActiveWILLAIME has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €518k and a net result of €42k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 44% of 2031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
69
/ 100
Healthy▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-7
Solvency67▼-18
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.56 in 2024), and 61.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
3.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
38 d early
2023
58 d early
2022
56 d early
2021
94 d early
2020
129 d early
2019
95 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€42k▼ 5.5%
2024 · €44k
2019: €30k
2020: €25k
2021: €44k
2022: €52k
2023: €51k
2024: €44k
2019 → 2025
Working capital
€123k▼ 27.6%
2024 · €170k
2019: €376k
2020: €383k
2021: €389k
2022: €215k
2023: €197k
2024: €170k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€329k-€381k▲ 15.7%€432k▲ 13.4%€477k▲ 10.3%€518k▲ 8.8%
Operating result€73k-€79k▲ 8.1%€77k▼ 2.7%€78k▲ 1.3%€88k▲ 13.5%
Net result€44k-€52k▲ 18.1%€51k▼ 1.0%€44k▼ 13.2%€42k▼ 5.5%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€873k▲ 87.3%
Current assets
€477k▼ 0.1%
Equity and liabilities €1.35M
Equity
€518k▲ 8.8%
Debt
€831k▲ 78.1%
The debt ratio rises from 49.5% to 61.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€140k▲
2024 · €119k
Cash flow
€94k▲
2024 · €85k
Solvency
38.4%▼
2024 · 50.5%
Current ratio
1.35▼
2024 · 1.56
Quick ratio
0.85▼
2024 · 1.25
Debt / equity
1.60▲
2024 · 0.98
ROE
8.1%▼
2024 · 9.3%
ROA
3.1%▼
2024 · 4.7%
Interest coverage
5.99▼
2024 · 12.53
Debt
€831k▲
2024 · €467k
Debt ≤ 1 year
€354k▲
2024 · €307k
Debt > 1 year
€476k▲
2024 · €160k
Income taxes
€23k▼
2024 · €24k
Staff costs
€411k▲
2024 · €398k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€943k€1.35M▲
Fixed assets21/28€466k€873k▲
Intangible fixed assets21€1k€930▼
Tangible fixed assets22/27€453k€461k▲
Land and buildings22€332k€322k▼
Plant, machinery and equipment23€20k€39k▲
Furniture and vehicles24€101k€100k▼
Financial fixed assets28€12k€411k▲
Current assets29/58€478k€477k▼
Stocks and contracts in progress3€94k€176k▲
Stocks30/36€40k€40k=
Contracts in progress37€54k€137k▲
Amounts receivable within one year40/41€366k€259k▼
Trade receivables40€356k€246k▼
Other amounts receivable41€10k€14k▲
Cash at bank and in hand54/58€14k€33k▲
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€943k€1.35M▲
Equity10/15€477k€518k▲
Contributions10/11€19k€19k=
Reserves13€369k€409k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€367k€407k▲
Profit (loss) carried forward14€89k€91k▲
Amounts payable17/49€467k€831k▲
Amounts payable after more than one year17€160k€476k▲
Financial debts170/4€160k€476k▲
Amounts payable within one year42/48€307k€354k▲
Current portion of amounts payable after more than one year42€74k€125k▲
Financial debts43€30k€10k▼
Credit institutions430/8€30k€10k▼
Trade debts44€174k€163k▼
Suppliers440/4€174k€163k▼
Taxes, remuneration and social security45€28k€27k▼
Taxes450/3€28k€27k▼
Other amounts payable47/48€1k€29k▲
Accrued charges and deferred income492/3€176€1k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€4k▲
Remuneration, social security and pensions62€398k€411k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€52k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A€59€3k▲
Gross operating margin9900€520k€558k▲
Operating profit (loss)9901€78k€88k▲
Financial income75/76B€58€40▼
Recurring financial income75€58€40▼
Financial charges65/66B€9k€23k▲
Recurring financial charges65€9k€23k▲
Profit (loss) for the period before taxes9903€69k€65k▼
Income taxes67/77€24k€23k▼
Profit (loss) for the period9904€44k€42k▼
Profit (loss) for the period to be appropriated9905€44k€42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€133k€131k▼
Profit (loss) brought forward from the previous period14P€89k€89k▲
Transfer to equity691/2€44k€40k▼
To other reserves6921€44k€40k▼
Social balance
Average headcount (FTE)90876.36.9▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Equity above €500kEq €518k ▲8.8%
7 profitable years in a row build equity to €518k.
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
06-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
30-06
Financial
Highest result since 2019net €52k ▲18.1%
Net result €52k, the highest in the series.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Weakest financial yearnet €25k ▼16.1%
Net result drops to €25k, the lowest in the series; recovery starts the following year.
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Paliseul · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Offagne 286850 PaliseulGround area
1,578 m²
Building footprint
169 m²
Parcel 84050A0913/00P002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Willaime Caron
since 20082.170.746.964
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84050A0913/00P002 | Wallonia | 1,578 m² | 1 · 169 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GUYTAL - ROBELLA
BE 0465.802.314
Hoeilaart · Eq €518k
Dietrich Smet Verwarmingsservice
BE 0888.668.369
Waasmunster · Eq €519k
ISO FULL
BE 0641.934.221
Farciennes · Eq €519k
ECOTECH-WAAS
BE 0817.664.171
Sint-Niklaas · Eq €519k
LAUREYN centrale verwarming -sanitair
BE 0866.567.316
Bekkevoort · Eq €519k
Of 9,475 companies in sector 43222 we hold annual accounts for 5,625. 3,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2008
Fiscal year end30-06
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
46842Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:061/ 53 42 24