Skip to content

ISO CONSTRUCT

Active Private limited companyfounded 2016active for 10 yearsRue Saint-Corneille,H.-M. 24, 1320 BeauvechainKBO/BCE: BE 0648.604.554 #7 company by total assets in Beauvechain, Construction sector
ISO CONSTRUCT
Follow ReportCompare

Overview

Lifetime

10 annual accounts with figures on one time axis
peak €93,992 (2025)
€93,992▲ 141%
lowest -€56,701 (2018)
€35,847▲ €45,405
peak €94,496 (2025)
€94,496▲ 61.1%
€151,163▲ 5.5%
Board1 name since 2016
1 director
Documentsfilings and deeds
09-10-202670 days late
2025micro format
Gross margin from €38,925 to €93,992Back to profit: €35,847Equity from €58,649 to €94,496Cash from €8,629 to €36,872

Key points

from the 2025 annual accounts

Investments

€44,640 2.2 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Liquidity

2.83 was 1.25 in 2024

Short-term debts fell from €47,925 to €33,995.

Filings

10 annual accounts 70 days
AprilJune31 JulyOctober20202025

Latest accounts filed late: after the legal deadline.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 34,691 companies had the same profile as ISO CONSTRUCT has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,691 companies, not a prediction for ISO CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Manager
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0648604554
Amendment of the articles · Legal-form change · Resignations & appointments Director in office: · Board composition: (director) · Gazette deed
First establishment Rue Saint-Corneille,H.-M. 24, Beauvechain
Incorporation Founder: · Founding capital of €18,600, 100 shares, €12,400 paid up · Appointment: (manager) · published on 15-02-2016 · Gazette deed
All 20 events

Comparable companies

same main activity, similar in size and age
Company
ISO CONSTRUCT Beauvechain €245,658 €93,992 38.5% -
David De Schepper Sint-Gillis-Waas €237,096 €97,328 32.8% -
TDP BAT DI PISA TONI Kraainem €259,872 €94,408 3.2% -
REN & CO Steenokkerzeel €230,696 €94,130 79.2% -
INNOV CONSTRUCT Dour €227,726 €93,366 25.6% -
REULCONSTRUCTION Theux €265,736 €90,900 47.1% -
BNLF Liège €240,668 €83,374 89.1% -

These companies have the same main activity as ISO CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €228,000 and €266,000, founded between 2015 and 2016.

Official details

Source: KBO
Status
Active since 11-02-2016Normal situation
Activity
General construction of residential buildingsNACE 41001and 7 others
Establishment unit
2.251.087.5121320 Beauvechain, since 01-04-2016
Financial year end
31 December
Peppol
Reachable since 03-10-2025
Company details

Annual accounts 2025

€93,992▲ 141%
≈ €490,000estimated
€35,847
€94,496▲ 61.1%
€245,658▲ 21.6%
≈ 0.3 FTEestimated
Filing
Filed on 09-10-2026
Financials

Insights on ISO CONSTRUCT

ISO CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €45,042 in 2016 to €93,992 in 2025.

The balance sheet grew most from 2017 to 2018 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 09-10-2026, 70 days late
€93,992
▲ 141%
€56,299
▲ €58,309
€35,847
▲ €45,405
€62,367
▲ 415%
38.5%
▲ 9.4 percentage points
2.83
▲ 1.58

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €490,000. Estimated: probably between €360,000 and €810,000.

In the rankings #7 company by total assets in Beauvechain, Construction sector#9 company by equity in Beauvechain, Construction sector

Balance sheet

balance sheet total €245,658 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

38.5%

Higher than 45% of 10,152 companies in 2025.

2.83

Higher than 73% of 9,863 companies in 2025.

14.6%

Higher than 67% of 9,951 companies in 2025.

ISO CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 245,658201,979250,717228,590252,861193,435205,760211,303149,496117,352
21/28 149,297141,938163,454166,272182,949161,706172,549185,68033,48037,017
22/27 148,018140,834162,450165,240181,987160,899171,842185,01432,99336,785
22 102,000110,500119,000127,500136,000144,500153,000161,500--
23 1,9113,024---4099511,5052,202912
24 44,10627,31043,45037,74045,98715,98917,89122,00830,79135,873
28 1,2791,1041,0041,032962807707667487232
29/58 96,36260,04187,26362,31869,91231,72933,21225,623116,01680,335
29 44,96248,35449,37249,372------
291 44,96248,35449,37249,372------
40/41 9,7202,97015,7984,90863,46723,59710,8383,62187,23448,992
40 -1,82114,6493,76115,96712,7899,9633,62185,78148,383
41 9,7201,1491,1491,14747,50110,808875-1,453609
54/58 36,8728,62919,9614,0702,2277,63921,44614,85728,01629,234
490/1 4,808872,1333,9694,2184939277,1457662,108
Balance sheet: equity and liabilities
10/49 245,658201,979250,717228,590252,861193,435205,760211,303149,496117,352
10/15 94,49658,64968,20731,92311,55024,87918,609-12,82543,87634,095
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60012,400
100 ------18,60018,60018,60018,600
101 ---------6,200
13 36,20821,20821,20821,20821,20821,20821,20821,20821,20821,208
130/1 1,8601,8601,8601,8601,8601,860----
130 ------1,8601,8601,8601,860
1311 1,8601,8601,8601,8601,8601,860----
132 10,84810,84810,84810,84810,84810,84810,84810,84810,84810,848
133 23,5008,5008,5008,5008,5008,5008,5008,5008,5008,500
14 39,68818,84128,399-7,885-28,257-14,929-21,199-52,6324,069488
17/49 151,163143,330182,510196,667241,310168,556187,151224,128105,61983,257
17 117,16895,405105,405115,405125,245135,085144,920144,92015,50120,996
170/4 117,16895,405105,405115,405125,245135,085144,920144,92015,50120,996
42/48 33,99547,92577,10581,262116,06533,47142,23179,20890,11962,261
42 21,83341,25348,49766,75484,55214,40219,57734,0935,4955,330
44 2,9345,7909,8398,07523,46214,94516,37123,43768,17748,946
440/4 2,9345,7909,8398,07523,46214,94516,37123,43768,17748,946
45 9,22788318,7696,4348,0514,1253,8285,28110,1307,977
450/3 9,22788318,7696,4348,0514,1253,8285,28110,1307,977
47/48 --1---2,45516,3966,3168
Income statement
76A 14,304---------
9900 93,99238,92582,30358,46025,09436,69064,121-4,02020,62345,042
62 6,7355,7943,0071,1714183607861681351,685
630 20,59624,95421,29020,94723,61220,81823,18846,97611,4809,114
640/8 2,86210,1872,7697,2927,3492,9042,1732,6031,7464,136
66A 7,500---------
9901 56,299-2,01055,23629,050-6,28512,60837,975-53,7677,26330,109
75/76B -59----0-0-
75 -59----0-0-
65/66B 6,0475,4246,0096,7076,7796,1886,3682,7431,535464
65 6,0475,4246,0096,7076,7796,1886,3682,7431,535464
9903 50,252-7,37549,22722,344-13,0656,42131,607-56,5105,72829,645
67/77 14,4052,18312,9441,9712641511731912,1477,950
9904 35,847-9,55836,28420,373-13,3286,27031,434-56,7013,58121,695
689 ---------10,848
9905 35,847-9,55836,28420,373-13,3286,27031,434-56,7013,58110,848
Appropriation of the result
9906 54,68818,84128,399-7,885-28,257-14,929-21,199-52,6324,06910,848
14P 18,84128,399-7,885-28,257-14,929-----
691/2 15,000--------10,360
6920 ---------1,860
6921 15,000--------8,500
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 09-10-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 70 days after the deadline. Filed on 9 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00552709.

Financial year Type Filed Reference Document
31-12-2025 micro format 09-10-2026 2026-00552709 PDF
31-12-2024 micro format 29-09-2025 2025-00512093 PDF
31-12-2023 micro format 30-10-2024 2024-00521260 PDF
31-12-2022 micro format 29-09-2023 2023-00460885 PDF
31-12-2021 micro format 28-09-2022 2022-20438459 PDF
31-12-2020 micro format 31-10-2021 2021-75600424 PDF
31-12-2019 micro format 06-11-2020 2020-69000295 PDF
31-12-2018 micro format 15-10-2019 2019-70200376 PDF
31-12-2017 micro format 28-09-2018 2018-66800213 PDF
31-12-2016 full format 09-08-2017 2017-43100302 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
76,89522,94476,52649,99717,32733,42661,163-6,79118,74339,222
56,44315,39657,57441,32010,28427,08754,621-9,72515,06130,809
44,8153,43818,5004,27044,8559,97410,056196,1777,94246,131
28,243-11,33215,8911,843-5,412-13,8076,589-13,158-1,219-
62,36712,11610,158-18,944-46,153-1,742-9,020-53,58525,89718,074
38.5%29.0%27.2%14.0%4.6%12.9%9.0%-6.1%29.3%29.1%
2.831.251.130.770.600.950.790.321.291.29
1.602.442.686.1620.896.7810.06-2.412.44
37.9%-16.3%53.2%63.8%-115.4%25.2%168.9%-8.2%63.6%
14.6%-4.7%14.5%8.9%-5.3%3.2%15.3%-26.8%2.4%18.5%
12.724.2312.747.452.56-----

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€44,640€3,338€18,500€4,200€44,700
Financial fixed assets€175€100-€70€155
€20,596€24,954€21,290€20,947€23,612

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on ISO CONSTRUCT

The operating result for 2025 is a profit of €56,299, after a loss of €2,010 in 2024. It is the highest result since 2016.

Debt's share of the balance-sheet total falls from 71.0% to 61.5%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Manager
appointed by deed of 15-02-2016 term without a fixed end
listed in the 2025 annual accounts, filed on 09-10-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“1°/ d’adapter les statuts aux dispositions du Code des Sociétés et des Associations, de conserver la forme légale de la société à…”
deed of 28-02-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Manager
Board
Mandates as a list
    • Manager, appointed by deed of 15-02-2016, still in office

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
2025 annual accounts

Articles of association

deed of 28-02-2024 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Actions dont la cession est proposée, trois/quart au moins”
Authorised capitalThe board may raise the capital up to this amount without a new shareholder decision.
“Autorisation, organe d'administration”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:30

Network & group

No group

ISO CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. ISO CONSTRUCT shares no director with another company.

Timeline

Timeline

20 events since 2016

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 70 days late
2025
Back to profit net €35,847 The net result is €35,847, after one loss-making year.
Liquidity more than doubled current ratio 2.83 The current ratio rises from 1.25 to 2.83. Short-term debt falls from €47,925 to €33,995.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0648604554
Annual accounts 2024 filed PDFmicro format · 60 days late
2024
Annual accounts 2023 filed PDFmicro format · 91 days late
Amendment of the articles · Legal-form change · Resignations & appointmentsDirector in office: · Board composition: (director)2 points ▸
  • 100 shares
  • Board composition, (director)
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

2023
Highest result from 2016 to 2025 net €36,284 ▲78.1% The net result of €36,284 is the highest of those years.
Annual accounts 2022 filed PDFmicro format · 60 days late
2022
Back to profit net €20,373 The net result is €20,373, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 59 days late
2021
Annual accounts 2020 filed PDFmicro format · 92 days late
2020
Annual accounts 2019 filed PDFmicro format · 98 days late
2019
Back to profit net €31,434 The net result is €31,434, after one loss-making year.
Annual accounts 2018 filed PDFmicro format · 76 days late
2018
Weakest financial year net -€56,701 The net result drops to -€56,701, the lowest from 2016 to 2025. It recovers the following year.
Annual accounts 2017 filed PDFmicro format · 59 days late
2017
Annual accounts 2016 filed PDFfull format · 9 days late
2016
First establishment Rue Saint-Corneille,H.-M. 24, Beauvechain
IncorporationFounder: · Founding capital of €18,600, 100 shares, €12,400 paid up · Appointment: (manager) · published on 15-02-20165 points ▸
  • Founder,
  • Founding capital, €18,600, 100 shares
  • Capital, €18,600, 100 shares
  • Board rule, 1
  • Director appointment, (manager)
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 11 February 2016, ISO CONSTRUCT was incorporated.1 is manager of the company, appointed by deed of 15-02-2016.2 Total assets went from €211,303 in 2018 to €245,658 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 15-02-2016
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0648.604.554
VAT number
BE 0648.604.554
Peppol ID
0208:0648604554
Other Peppol ID
9925:BE0648604554
Legal form
Private limited company
Status
Active, normal situation
Founded
11-02-2016
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:30
deed of 28-02-2024 (in French)
Peppol
Reachable since 03-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
ISO CONSTRUCT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-02-2024 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne”
deed of 28-02-2024 (in French)

Activities

NACEBEL 2025
41001 General construction of residential buildings main activity
41002 General construction of office buildings
43221 Plumbing work
43320 Joinery installation
43331 Floor and wall tiling
43350 Other building finishing work
43410 Roofing work
43990 Other specialised construction activities
Codes under NACEBEL 2008
41201 General construction of buildings main activity
41202 Construction of residential and non-residential buildings
PurposeThe purpose describes the activities the company may carry out under its articles.
“Activité principale constructions bâtiments; Rénovations intérieures et extérieures de toutes sortes; Isolations intérieures et extérieurs…”
30 activities
  1. Activité principale constructions bâtiments
  2. Rénovations intérieures et extérieures de toutes sortes
  3. Isolations intérieures et extérieurs industrielles
  4. Constructions vérandas
  5. Constructions en bois
  6. Constructions métalliques
  7. Emplacement de fenêtres,portes vérandas de toutes sortes
  8. Travaux de jardinage et d’agriculture
  9. Nettoyage maisons,bureaux,usines,etc
  10. Constructions meubles
  11. Rénovations toits et façades
  12. Nettoyage des maisons
  13. Nettoyage industriel
  14. Constructions façades et toits
  15. Transport de marchandises
  16. Transport de personnes
  17. Courrier express
  18. Commerce importation et exportation alimentaire
  19. Commerce importation et exportation auto
  20. Commerce de textiles(vêtements seconde main)
  21. Commerce avec des meubles
  22. Commerce animalier
  23. Commerce de bijoux
  24. Commerce avec des métaux
  25. Travaux d’électricité,sanitaires,de canalisation,de fondation
  26. Construction de maisons
  27. Décoration intérieure
  28. Importation fenêtres,vérandas,portes
  29. Importation exportation outillages agricoles
  30. Transactions immobilières:elle pourra accomplir toutes opérations généralement quelconques,commerciales,industrielles,immobilières,mobilières ou financières se rattachant directement ou indirectement à son objet social
deed of 28-02-2024 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue Saint-Corneille,H.-M. 24 registered office 1320 Beauvechain 43310 Plastering work 01-04-2016 2.251.087.512

Buildings and parcels at the address

Ground area
930 m²
Buildings
106 m²
Volume, LiDAR
616 m³
Tallest building
7.6 m
Buildings to scale, each on its own parcel
106 m², 7.6 m 106 m², 7.6 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
25038B0097/00W002930 m² 1 · 106 m² 7.6 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0648.604.554

We would like to set cookies. That happens only with your consent. What we measure