Active BE 0739.777.329Private limited company

ISKOUS

Kerselaarstraat 38 ·1700 Dilbeek, Belgium· 6 yrs active

Sector: Other business support services (82990)

Conclusion Checked

ISKOUS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 54% of 7538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€16k
Net result	€11k
Better than sector	54%
Active	6 yrs

Financial profile 5 of 5 axes measured · computed by Checked

94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 91

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.7% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2019, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€2k

estimate, not credit advice

Score history

55 2021

100 2022

45 2023

15 2024

100 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.73 (≥ 1.5) +10

Quick ratio Quick ratio 1.73 (≥ 1.0) +5

Leverage Debt/equity 0.80 (< 1.0) +10

Profitability ROE 66% (≥ 10%) +10

Interest coverage Interest coverage 15.6× (≥ 3×) +8

Profit trend Net profit up YoY +5

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview6 NBB filings

Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 82, Office administrative, office support and other business support activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	55.7%	50.9%	better than 54% of 7538 sector peers
Net result	€11k	€16k	better than 43% of 7529 sector peers
Equity	€16k	€58k	better than 27% of 7545 sector peers
Gross operating margin	€5k	€40k	better than 19% of 7524 sector peers
Total assets	€29k	€140k	better than 13% of 7543 sector peers

EBITDA

€5k

- 21-25

Net profit

€11k

- 21-25

Cash flow

€14k

- 21-25

Total assets

€29k

-43.9% 21-25

Equity

€16k

+197.8% 21-25

Working capital

€9k

- 21-25

Income taxes

€6k

+4896.8% 21-25

Debt

€13k

-72.2% 21-25

Debt ≤ 1y

€13k

-72.2% 21-25

Current ratio

1.73

+89.3% 21-25

Quick ratio

1.73

+89.3% 21-25

Solvency

55.7%

+430.8% 21-25

Debt / equity

0.80

-90.7% 21-25

ROE

66.4%

- 21-25

ROA

37.0%

- 21-25

Interest coverage

15.63

- 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€5k	€-12k	€-13k	€35k	€-3k
Net profit	€11k	€-14k	€-15k	€28k	€-4k
Cash flow	€14k	€-12k	€-14k	€29k	€-3k
Staff costs	-	-	-	-	-
Income taxes	-	-	-	€6k	€125
Dividends	-	-	-	-	-
Total assets	€29k	€52k	€40k	€43k	€12k
Equity	€16k	€5k	€20k	€34k	€7k
Debt	€13k	€47k	€20k	€9k	€5k
of which ≤ 1y	€13k	€47k	€19k	€9k	€5k
of which > 1y	-	-	-	-	-
Working capital	€9k	€-4k	€18k	€31k	€5k
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	1.73	0.91	1.94	4.59	1.96
Quick ratio	1.73	0.91	1.94	4.59	1.96
Working capital ratio	32.2%	-7.9%	45.8%	72.7%	42.6%
Solvency	55.7%	10.5%	49.6%	79.8%	55.7%
Debt / equity	0.80	8.53	1.02	0.25	0.80
Long-term debt ratio	-	-	-	-	-
Interest coverage	15.63	-38.69	-50.34	163.15	-11.02
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	37.0%	-27.1%	-36.8%	64.1%	-30.0%
ROE	66.4%	-258.8%	-74.2%	80.4%	-53.9%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €7k · 23.5% Current assets €22k · 76.5%

Equity & liabilities

Equity €16k · 55.7% Debt €13k · 44.3%

Full annual accounts (21 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€29k	€52k	€40k	€43k	€12k
Fixed assets	21/28	€7k	€10k	€2k	€3k	€2k
Tangible fixed assets	22/27	€7k	€10k	€2k	€3k	€2k
Current assets	29/58	€22k	€43k	€38k	€40k	€11k
Amounts receivable within one year	40/41	€8k	-	€32k	€33k	€347
Cash & bank	54/58	€13k	€42k	€5k	€6k	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€29k	€52k	€40k	€43k	€12k
Equity	10/15	€16k	€5k	€20k	€34k	€7k
Contributions / capital	10/11	€3k	€3k	€3k	€3k	€3k
Accumulated profits (losses)	14	€13k	€2k	€17k	€31k	€4k
Amounts payable	17/49	€13k	€47k	€20k	€9k	€5k
Amounts payable within one year	42/48	€13k	€47k	€19k	€9k	€5k
Trade debts payable within one year	44	-	€3k	€1k	€69	-
Income statement
Gross operating margin	9900	€5k	€-12k	€-13k	€67k	€-3k
Operating result	9901	€3k	€-14k	€-14k	€34k	€-3k
Financial income	75	€6	€23	-	-	-
Financial charges	65	€339	€301	€267	€216	€231
Result before taxes	9903	€11k	€-14k	€-15k	€34k	€-4k
Income taxes	67/77	-	-	-	€6k	€125
Net result for the period	9904	€11k	€-14k	€-15k	€28k	€-4k
Result to be appropriated	9905	€11k	€-14k	€-15k	€28k	€-4k

Legal Structure

NACE primary	Other business support services(82990)
Legal form	Private limited company(610)
Incorporation	18-12-2019
Status	Active
Postal code	1700

Establishment units 1 location

Kerselaarstraat 38, 1700 Dilbeek

Activities of head offices; management consultancy activities

since 20192.297.094.018

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23016C0148/00W000	Flanders	786 m²	1 · 114 m²	7.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 6 events

All 10Financial 4Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

2025

31-12

Financial Back to profitnet €11k

Net result €11k after 2 loss-making years.

20-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 51 days late

2024

28-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-15k ▼153%

Net result drops to €-15k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

31-12

Financial Back to profitnet €28k

Net result €28k after one loss-making year.

31-12

Financial Liquidity doublescurrent ratio 4.59

Current ratio from 1.96 to 4.59.

17-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

28-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Other business support services82990Activities of head offices; management consultancy activities70210Public relations and communication consultancy73300

Names & trade names

Legal nameNL

ISKOUS

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