Checked.be
Active
BE 0739.777.329Private limited company
ISKOUS
Kerselaarstraat 38 ·1700 Dilbeek, Belgium· 6 yrs active
Sector: Other business support services
(82990)
Conclusion
ISKOUS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €11k. Equity is shrinking by ~56% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 54% of 7538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 4 annual accounts.
Key figures
| Equity | €16k |
| Net result | €11k |
| Better than sector | 54% |
| Active | 6 yrs |
Financial profile
85
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
100
Solvency
91
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€2k
estimate, not credit advice
Score history
93
2022
45
2023
15
2024
100
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.73 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.73 (≥ 1.0)
+5
Leverage
Debt/equity 0.80 (< 1.0)
+10
Profitability
ROE 66% (≥ 10%)
+10
Interest coverage
Interest coverage 15.6× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
At this pace, equity would indicatively turn negative around fiscal year 2026, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 82, Office administrative, office support and other business support activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 55.7% | 50.9% | |
| Net result | €11k | €16k | |
| Equity | €16k | €58k | |
| Gross operating margin | €5k | €40k | |
| Total assets | €29k | €140k |
€5k
-
22-25
€11k
-
22-25
€14k
-
22-25
€29k
-43.9%
22-25
€16k
+197.8%
22-25
€9k
-
22-25
€6k
-
22-25
€13k
-72.2%
22-25
€13k
-72.2%
22-25
1.73
+89.3%
22-25
1.73
+89.3%
22-25
55.7%
+430.8%
22-25
0.80
-90.7%
22-25
66.4%
-
22-25
37.0%
-
22-25
15.63
-
22-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - |
| EBITDA | €5k | €-12k | €-13k | €35k |
| Net profit | €11k | €-14k | €-15k | €28k |
| Cash flow | €14k | €-12k | €-14k | €29k |
| Staff costs | - | - | - | - |
| Income taxes | - | - | - | €6k |
| Dividends | - | - | - | - |
| Total assets | €29k | €52k | €40k | €43k |
| Equity | €16k | €5k | €20k | €34k |
| Debt | €13k | €47k | €20k | €9k |
| of which ≤ 1y | €13k | €47k | €19k | €9k |
| of which > 1y | - | - | - | - |
| Working capital | €9k | €-4k | €18k | €31k |
| Employees (FTE) | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | |
|---|---|---|---|---|
| Current ratio | 1.73 | 0.91 | 1.94 | 4.59 |
| Quick ratio | 1.73 | 0.91 | 1.94 | 4.59 |
| Working capital ratio | 32.2% | -7.9% | 45.8% | 72.7% |
| Solvency | 55.7% | 10.5% | 49.6% | 79.8% |
| Debt / equity | 0.80 | 8.53 | 1.02 | 0.25 |
| Long-term debt ratio | - | - | - | - |
| Interest coverage | 15.63 | -38.69 | -50.34 | 163.15 |
| Gross margin | - | - | - | - |
| Net margin | - | - | - | - |
| ROA | 37.0% | -27.1% | -36.8% | 64.1% |
| ROE | 66.4% | -258.8% | -74.2% | 80.4% |
| EBITDA margin | - | - | - | - |
| Days sales outstanding | - | - | - | - |
| Days payable outstanding | - | - | - | - |
| Inventory turnover | - | - | - | - |
| Days inventory (DSI) | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet, Assets | |||||
| TOTAL ASSETS | 20/58 | €29k | €52k | €40k | €43k |
| Fixed assets | 21/28 | €7k | €10k | €2k | €3k |
| Tangible fixed assets | 22/27 | €7k | €10k | €2k | €3k |
| Current assets | 29/58 | €22k | €43k | €38k | €40k |
| Amounts receivable within one year | 40/41 | €8k | - | €32k | €33k |
| Cash & bank | 54/58 | €13k | €42k | €5k | €6k |
| Balance sheet, Equity & liabilities | |||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €29k | €52k | €40k | €43k |
| Equity | 10/15 | €16k | €5k | €20k | €34k |
| Contributions / capital | 10/11 | €3k | €3k | €3k | €3k |
| Accumulated profits (losses) | 14 | €13k | €2k | €17k | €31k |
| Amounts payable | 17/49 | €13k | €47k | €20k | €9k |
| Amounts payable within one year | 42/48 | €13k | €47k | €19k | €9k |
| Trade debts payable within one year | 44 | - | €3k | €1k | €69 |
| Income statement | |||||
| Gross operating margin | 9900 | €5k | €-12k | €-13k | €67k |
| Operating result | 9901 | €3k | €-14k | €-14k | €34k |
| Financial income | 75 | €6 | €23 | - | - |
| Financial charges | 65 | €339 | €301 | €267 | €216 |
| Result before taxes | 9903 | €11k | €-14k | €-15k | €34k |
| Income taxes | 67/77 | - | - | - | €6k |
| Net result for the period | 9904 | €11k | €-14k | €-15k | €28k |
| Result to be appropriated | 9905 | €11k | €-14k | €-15k | €28k |
Legal Structure
| NACE primary | Other business support services(82990) |
| Legal form | Private limited company(610) |
| Incorporation | 18-12-2019 |
| Status | Active |
| Postal code | 1700 |
Establishment units
Kerselaarstraat 38, 1700 Dilbeek
since 20192.297.094.018
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016C0148/00W000 | Flanders | 786 m² | 1 · 114 m² | 7.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after 2 loss-making years.
20-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 51 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k ▼153%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other business support services82990Activities of head offices; management consultancy activities70210Public relations and communication consultancy73300
Names & trade names
| Legal nameNL | ISKOUS |
Similar companies
AYLO
BE 0780.606.114 · Diksmuide
HERMINE
BE 0786.210.437 · Verviers
CHEF-KOK DE LEEUW
BE 1000.293.001 · Tongeren-Borgloon
W-ENGINEERING
BE 0547.571.730 · Gent
VITICA
BE 0764.513.715 · Lobbes