ISC intelligence in science
ActiveISC intelligence in science has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15k and a net result of €16k. Equity is growing by ~50.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▲+55
Solvency34▲+10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.95 in 2023; short-term debt: 90.9% and cash: 12.3% of total assets), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.1%
Return on assets
9.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 8968 sector peers (2024).
NBB · sector comparisonPosition among 8968 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
69 d late
2021
61 d late
2020
86 d late
2019
112 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€15k
2023 · €-1k
2018: €-27k
2019: €-35k
2020: €-9k
2021: €-4k
2022: €28k
2023: €-1k
2018 → 2024
Total assets
€165k▲ 7.9%
2023 · €153k
2018: €102k
2019: €35k
2020: €121k
2021: €84k
2022: €158k
2023: €153k
2018 → 2024
Net result
€16k
2023 · €-29k
2018: €13k
2019: €-8k
2020: €26k
2021: €4k
2022: €32k
2023: €-29k
2018 → 2024
Working capital
€10k
2023 · €-8k
2018: €-33k
2019: €-38k
2020: €-12k
2021: €-10k
2022: €22k
2023: €-8k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-9k-€-4k▲ 51.8%€28k€-1k€15k
Operating result€35k-€5k▼ 84.3%€43k▲ 688%€-30k€19k
Net result€26k-€4k▼ 82.9%€32k▲ 615%€-29k€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €19k after a loss of €30k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €165k
Fixed assets
€5k▼ 25.6%
Current assets
€159k▲ 9.6%
Equity and liabilities €165k
Equity
€15k
Debt
€150k
Debt finances 90.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k▲
2023 · €-26k
Cash flow
€18k▲
2023 · €-25k
Solvency
9.1%▲
2023 · -0.7%
Current ratio
1.06▲
2023 · 0.95
Quick ratio
1.06▲
2023 · 0.95
Debt / equity
9.95
ROE
107.1%
ROA
9.8%▲
2023 · -19.0%
Interest coverage
2.84▲
2023 · -7.27
Debt
€150k▼
2023 · €154k
Debt ≤ 1 year
€150k▼
2023 · €154k
Staff costs
€48k▼
2023 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€153k€165k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€6k€4k▼
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€2k€2k=
Current assets29/58€145k€159k▲
Amounts receivable within one year40/41€135k€139k▲
Trade receivables40€70k€75k▲
Other amounts receivable41€65k€64k▼
Cash at bank and in hand54/58€10k€20k▲
Deferred charges and accrued income490/1€196€248▲
Equity and liabilities
Total equity and liabilities10/49€153k€165k▲
Equity10/15€-1k€15k▲
Contributions10/11€6k€6k=
Reserves13€293€293=
Tax-exempt reserves132€293€293=
Profit (loss) carried forward14€-8k€9k▲
Amounts payable17/49€154k€150k▼
Amounts payable within one year42/48€154k€150k▼
Financial debts43€179-
Other loans439€179-
Trade debts44€59k€53k▼
Suppliers440/4€59k€53k▼
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45€40k€18k▼
Taxes450/3€18k€486▼
Remuneration and social security454/9€22k€18k▼
Other amounts payable47/48€55k€70k▲
Income statement
Code20232024
Remuneration, social security and pensions62€59k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8-€3k
Gross operating margin9900€33k€72k▲
Operating profit (loss)9901€-30k€19k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€-29k€16k▲
Profit (loss) for the period9904€-29k€16k▲
Profit (loss) for the period to be appropriated9905€-29k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€9k▲
Profit (loss) brought forward from the previous period14P€21k€-8k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-29k ▼190%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
31-12
Financial
Highest result since 2018net €32k ▲615%
Operating result €43k, net result €32k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
20-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 112 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
02-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 124 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Meeussquare 371050 ElseneGround area
1,073 m²
Building footprint
1,297 m²
Volume, LiDAR
18,855 m³
2 parcels, Brussels · tallest building 29.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
ISC intelligence in science
since 20072.169.944.438
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0499/00D000 | Brussels | 670 m² | 1 · 896 m² | 27.6 m · 7 fl. |
| 21442A0006/00D005 | Brussels | 403 m² | 1 · 401 m² | 29.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
European Union, budget
2025 · 1 entry · 25,000 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2025 | 1 | 25,000 EUR |
Projects
COMMUNICATIONS EVENT
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 4,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-02-2007
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.