BART VAN DESSEL
ActiveSummary
BART VAN DESSEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€55,288) and a net result of €9,607. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 6% of 8102 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
7 d early
2022
2 d late
2021
1 d early
2020
28 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€55,288▲ 14.8%
2024 · -€64,895
Net result
€9,607
2024 · -€7,912
Total assets
€600,192▲ 2.6%
2024 · €584,815
Solvency
-9.2%▲ 1.9pp
2024 · -11.1%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€23,103€4,297€38,452▲ 795%€27,071▼ 29.6%€26,912▼ 0.6%
Net result-€19,222below the sector's middle half€3,565below the sector's middle half€35,071within the sector's middle half▲ 884%-€7,912below the sector's middle half€9,607within the sector's middle half
Equity-€95,619below the sector's middle half▼ 25.2%-€92,054below the sector's middle half▲ 3.7%-€56,983below the sector's middle half▲ 38.1%-€64,895below the sector's middle half▼ 13.9%-€55,288below the sector's middle half▲ 14.8%
Total assets€769,796within the sector's middle half▲ 7.8%€575,595below the sector's middle half▼ 25.2%€574,836below the sector's middle half▼ 0.1%€584,815within the sector's middle half▲ 1.7%€600,192within the sector's middle half▲ 2.6%
Debt€865,415▲ 9.5%€667,649▼ 22.9%€631,820▼ 5.4%€649,711▲ 2.8%€655,480▲ 0.9%
Working capital-€396,933below the sector's middle half▼ 5.0%-€392,273below the sector's middle half▲ 1.2%-€362,737below the sector's middle half▲ 7.5%-€370,295below the sector's middle half▼ 2.1%-€358,638below the sector's middle half▲ 3.1%
Solvency-12.4%below the sector's middle half▼ 1.7pp-16.0%below the sector's middle half▼ 3.6pp-9.9%below the sector's middle half▲ 6.1pp-11.1%below the sector's middle half▼ 1.2pp-9.2%below the sector's middle half▲ 1.9pp
Current ratio0.40within the sector's middle half▲ 0.040.16below the sector's middle half▼ 0.240.16below the sector's middle half=0.18below the sector's middle half▲ 0.020.21below the sector's middle half▲ 0.03
Return on assets (ROA)-2.5%below the sector's middle half▼ 19.2pp0.6%within the sector's middle half▲ 3.1pp6.1%within the sector's middle half▲ 5.5pp-1.4%below the sector's middle half▼ 7.5pp1.6%within the sector's middle half▲ 3.0pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €600,192
Fixed assets
€505,045 ▼ 0.1%
Current assets
€95,146 ▲ 19.8%
Key figures and ratios
Debt ≤ 1 year
€453,785▲
2024 · €449,711
Debt > 1 year
€200,000=
2024 · €200,000
Income taxes
€180▼
2024 · €443
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | -€360 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €408 | €286 | €315 | €354 | €354 | = |
| Other operating charges640/8 | €392 | €548 | €1,006 | €1,210 | €293 | ▼ 75.8% |
| Non-recurring operating charges66A | - | - | €135 | - | - | - |
| Gross operating margin9900 | -€22,664 | €5,130 | €39,908 | €28,635 | €27,559 | ▼ 3.8% |
| Operating profit (loss)9901 | -€23,103 | €4,297 | €38,452 | €27,071 | €26,912 | ▼ 0.6% |
| Financial income75/76B | €4,057 | €0 | - | €2,422 | €2,860 | ▲ 18.1% |
| Recurring financial income75 | €4,057 | €0 | - | €2,422 | €2,860 | ▲ 18.1% |
| Financial charges65/66B | €30 | €183 | €221 | €36,963 | €19,984 | ▼ 45.9% |
| Recurring financial charges65 | €30 | €183 | €221 | €36,963 | €19,984 | ▼ 45.9% |
| Profit (loss) for the period before taxes9903 | -€19,076 | €4,113 | €38,231 | -€7,469 | €9,787 | ▲ 231% |
| Income taxes67/77 | €146 | €549 | €3,161 | €443 | €180 | ▼ 59.4% |
| Profit (loss) for the period9904 | -€19,222 | €3,565 | €35,071 | -€7,912 | €9,607 | ▲ 221% |
| Profit (loss) for the period to be appropriated9905 | -€19,222 | €3,565 | €35,071 | -€7,912 | €9,607 | ▲ 221% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €769,796 | €575,595 | €574,836 | €584,815 | €600,192 | ▲ 2.6% |
| Fixed assets21/28 | €501,314 | €501,029 | €505,753 | €505,399 | €505,045 | ▼ 0.1% |
| Tangible fixed assets22/27 | €286 | €0 | €3,224 | €2,870 | €2,517 | ▼ 12.3% |
| Land and buildings22 | €286 | €0 | - | - | - | - |
| Furniture and vehicles24 | - | - | €3,224 | €2,870 | €2,517 | ▼ 12.3% |
| Financial fixed assets28 | €501,029 | €501,029 | €502,529 | €502,529 | €502,529 | = |
| Current assets29/58 | €268,482 | €74,566 | €69,083 | €79,416 | €95,146 | ▲ 19.8% |
| Amounts receivable within one year40/41 | €268,424 | €74,525 | €64,958 | €79,352 | €95,146 | ▲ 19.9% |
| Trade receivables40 | €218,084 | €30,000 | €24,174 | €34,031 | €44,063 | ▲ 29.5% |
| Other amounts receivable41 | €50,340 | €44,525 | €40,784 | €45,321 | €51,084 | ▲ 12.7% |
| Cash at bank and in hand54/58 | €58 | €41 | €4,126 | €64 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €769,796 | €575,595 | €574,836 | €584,815 | €600,192 | ▲ 2.6% |
| Equity10/15 | -€95,619 | -€92,054 | -€56,983 | -€64,895 | -€55,288 | ▲ 14.8% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | - | €4,000 | €34,000 | €34,000 | €34,000 | = |
| Distributable reserves133 | - | €4,000 | €34,000 | €34,000 | €34,000 | = |
| Profit (loss) carried forward14 | -€157,619 | -€158,054 | -€152,983 | -€160,895 | -€151,288 | ▲ 6.0% |
| Amounts payable17/49 | €865,415 | €667,649 | €631,820 | €649,711 | €655,480 | ▲ 0.9% |
| Amounts payable after more than one year17 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Financial debts170/4 | €200,000 | €200,000 | €200,000 | €200,000 | €200,000 | = |
| Amounts payable within one year42/48 | €665,415 | €466,839 | €431,820 | €449,711 | €453,785 | ▲ 0.9% |
| Trade debts44 | €30,261 | €24,484 | €34,457 | €60,268 | €25,895 | ▼ 57.0% |
| Suppliers440/4 | €30,261 | €24,484 | €34,457 | €60,268 | €25,895 | ▼ 57.0% |
| Advances received on contracts in progress46 | - | €68,607 | €69,039 | €83,239 | €90,409 | ▲ 8.6% |
| Taxes, remuneration and social security45 | €33,411 | €15,484 | €20,221 | €20,415 | €24,857 | ▲ 21.8% |
| Taxes450/3 | €33,411 | €15,484 | €20,221 | €20,415 | €24,857 | ▲ 21.8% |
| Other amounts payable47/48 | €601,744 | €358,264 | €308,103 | €285,788 | €312,624 | ▲ 9.4% |
| Accrued charges and deferred income492/3 | - | €810 | €0 | - | €1,695 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,222 | €3,565 | €35,071 | -€7,912 | €9,607 | ▲ 221% |
| + Depreciation and write-downs630 | €408 | €286 | €315 | €354 | €354 | = |
| Operating cash flow (approximation) | -€18,814 | €3,850 | €35,385 | -€7,558 | €9,961 | ▲ 232% |
| Investment in fixed assets (approximation) | - | €0 | -€5,039 | €0 | €0 | - |
| Change in cash | - | -€17 | €4,084 | -€4,061 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €9,607
Net result €9,607 after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
30-09
Financial
Back to profitnet €3,565
Net result €3,565 after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet -€19,222
Net result drops to -€19,222, the lowest in the series; recovery starts the following year.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 28 days late
2020
30-09
Financial
Back to profitnet €119,569
Net result €119,569 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
07-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2002
Ground area
5,914 m²
Building footprint
3,462 m²
Volume, LiDAR
15,839 m³
Parcel 13302D0921/00H000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Groep FJB
since 20022.114.562.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302D0921/00H000 | Flanders | 5,914 m² | 1 · 3,462 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the annual accounts to 30-09-2025 of BART VAN DESSEL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-09-2002
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0478276811
Also
9925:BE0478276811
Registered
30-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.