Isaksons
ActiveIsaksons has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €72k and a net result of €-26k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 12% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability14▼-41
Solvency35▼-17
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.36 against 2.21 in 2023; short-term debt: 12.3% and cash: 0.6% of total assets), and 90.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
9.8%
Return on assets
-3.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 20785 sector peers (2024).
NBB · sector comparisonPosition among 20785 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
26 d late
2019
65 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€72k▼ 26.6%
2023 · €98k
2018: €44k
2019: €79k
2020: €101k
2021: €114k
2022: €95k
2023: €98k
2018 → 2024
Total assets
€735k▲ 102%
2023 · €364k
2018: €114k
2019: €97k
2020: €113k
2021: €332k
2022: €337k
2023: €364k
2018 → 2024
Net result
€-26k
2023 · €3k
2018: €17k
2019: €36k
2020: €22k
2021: €14k
2022: €1k
2023: €3k
2018 → 2024
Working capital
€-58k
2023 · €35k
2018: €29k
2019: €84k
2020: €96k
2021: €56k
2022: €46k
2023: €35k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€101k-€114k▲ 13.5%€95k▼ 16.9%€98k▲ 3.2%€72k▼ 26.6%
Operating result€38k-€25k▼ 33.8%€9k▼ 62.5%€10k▲ 4.7%€-18k
Net result€22k-€14k▼ 35.8%€1k▼ 92.2%€3k▲ 171%€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €18k after €10k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €735k
Fixed assets
€702k▲ 134%
Current assets
€32k▼ 49.5%
Equity and liabilities €735k
Equity
€72k▼ 26.6%
Debt
€663k▲ 149%
The debt ratio rises from 73.1% to 90.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-4k▼
2023 · €21k
Cash flow
€-12k▼
2023 · €14k
Solvency
9.8%▼
2023 · 26.9%
Current ratio
0.36▼
2023 · 2.21
Quick ratio
0.36▼
2023 · 2.21
Debt / equity
9.23▲
2023 · 2.72
ROE
-36.3%▼
2023 · 3.1%
ROA
-3.5%▼
2023 · 0.8%
Interest coverage
-0.59▼
2023 · 4.26
Debt
€663k▲
2023 · €266k
Debt ≤ 1 year
€91k▲
2023 · €29k
Debt > 1 year
€569k▲
2023 · €236k
Income taxes
€280▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€364k€735k▲
Fixed assets21/28€300k€702k▲
Tangible fixed assets22/27€300k€702k▲
Land and buildings22€296k€689k▲
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€2k€10k▲
Current assets29/58€64k€32k▼
Amounts receivable within one year40/41€48k€26k▼
Trade receivables40€15k€17k▲
Other amounts receivable41€33k€8k▼
Cash at bank and in hand54/58€15k€4k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€364k€735k▲
Equity10/15€98k€72k▼
Contributions10/11€6k€6k=
Reserves13€92k€92k=
Non-distributable reserves130/1€620€0▼
Reserves not available under the articles1311€620€0▼
Distributable reserves133€91k€92k▲
Profit (loss) carried forward14-€-26k
Amounts payable17/49€266k€663k▲
Amounts payable after more than one year17€236k€569k▲
Financial debts170/4€236k€569k▲
Amounts payable within one year42/48€29k€91k▲
Current portion of amounts payable after more than one year42€7k€10k▲
Trade debts44€7k-
Suppliers440/4€7k-
Taxes, remuneration and social security45€15k-
Taxes450/3€15k-
Other amounts payable47/48-€80k
Accrued charges and deferred income492/3€1k€3k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€14k▲
Other operating charges640/8€2k€1,000▼
Gross operating margin9900€23k€-3k▼
Operating profit (loss)9901€10k€-18k▼
Financial income75/76B€1k-
Recurring financial income75€1k-
Financial charges65/66B€6k€7k▲
Recurring financial charges65€5k€7k▲
Non-recurring financial charges66B€638€512▼
Profit (loss) for the period before taxes9903€6k€-26k▼
Income taxes67/77€3k€280▼
Profit (loss) for the period9904€3k€-26k▼
Profit (loss) for the period to be appropriated9905€3k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-26k▼
Transfer to equity691/2€3k-
To other reserves6921€3k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-26k ▼956%
Net result drops to €-26k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Equity above €100kEq €101k ▲27.3%
3 profitable years in a row build equity to €101k.
04-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 65 days late
2019
31-12
Financial
Highest result since 2018net €36k ▲106%
Net result €36k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 8.68
Current ratio from 3.21 to 8.68; short-term debt falls from €13k to €11k.
18-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 18 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berlaarbaan(PAS) 1072860 Sint-Katelijne-WaverGround area
1,267 m²
Building footprint
122 m²
Volume, LiDAR
389 m³
Parcel 12422C0327/00N000, Flanders · tallest building 4.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Isaksons
since 20142.237.651.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422C0327/00N000 | Flanders | 1,267 m² | 1 · 122 m² | 4.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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2DS
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2014
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.