able PM
Activeable PM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €601k and a net result of €52k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 33.32 against 13.61 in 2024; short-term debt: 2.9% and cash: 13.3% of total assets), and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
8.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
61 d early
2023
59 d early
2022
61 d early
2021
61 d early
2020
60 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€601k▲ 9.4%
2024 · €549k
2018: €205k
2019: €251k
2020: €320k
2021: €404k
2022: €479k
2023: €526k
2024: €549k
2018 → 2025
Total assets
€618k▲ 4.8%
2024 · €590k
2018: €215k
2019: €270k
2020: €353k
2021: €430k
2022: €503k
2023: €536k
2024: €590k
2018 → 2025
Net result
€52k▲ 7.5%
2024 · €48k
2018: €20k
2019: €46k
2020: €69k
2021: €84k
2022: €75k
2023: €47k
2024: €48k
2018 → 2025
Working capital
€570k▲ 9.9%
2024 · €519k
2018: €181k
2019: €230k
2020: €304k
2021: €390k
2022: €443k
2023: €499k
2024: €519k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€404k-€479k▲ 18.7%€526k▲ 9.8%€549k▲ 4.4%€601k▲ 9.4%
Operating result€117k-€108k▼ 8.4%€60k▼ 44.0%€64k▲ 5.9%€66k▲ 4.0%
Net result€84k-€75k▼ 9.9%€47k▼ 37.8%€48k▲ 2.8%€52k▲ 7.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €618k
Fixed assets
€30k▲ 0.5%
Current assets
€588k▲ 5.0%
Equity and liabilities €618k
Equity
€601k▲ 9.4%
Debt
€18k▼ 57.1%
The debt ratio falls from 7.0% to 2.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €71k
Cash flow
€60k▲
2024 · €55k
Solvency
97.1%▲
2024 · 93.0%
Current ratio
33.32▲
2024 · 13.61
Quick ratio
33.32▲
2024 · 13.61
Debt / equity
0.03▼
2024 · 0.07
ROE
8.6%▼
2024 · 8.8%
ROA
8.4%▲
2024 · 8.2%
Interest coverage
194.43▲
2024 · 58.72
Debt
€18k▼
2024 · €41k
Debt ≤ 1 year
€18k▼
2024 · €41k
Income taxes
€20k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€590k€618k▲
Fixed assets21/28€30k€30k▲
Tangible fixed assets22/27€30k€30k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€9k€8k▼
Other tangible fixed assets26€17k€20k▲
Current assets29/58€560k€588k▲
Amounts receivable within one year40/41€39k€42k▲
Trade receivables40€39k€41k▲
Other amounts receivable41-€1k
Current investments50/53€434k€462k▲
Cash at bank and in hand54/58€86k€82k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€590k€618k▲
Equity10/15€549k€601k▲
Contributions10/11€7k€7k=
Reserves13€543k€593k▲
Tax-exempt reserves132€60k€61k▲
Distributable reserves133€483k€532k▲
Profit (loss) carried forward14€22€1k▲
Amounts payable17/49€41k€18k▼
Amounts payable within one year42/48€41k€18k▼
Trade debts44€594€2k▲
Suppliers440/4€594€2k▲
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€17k€15k▼
Other amounts payable47/48€24k€272▼
Income statement
Code20242025
Remuneration, social security and pensions62€354-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€989€706▼
Gross operating margin9900€72k€76k▲
Operating profit (loss)9901€64k€66k▲
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€1k€386▼
Recurring financial charges65€1k€386▼
Profit (loss) for the period before taxes9903€67k€72k▲
Income taxes67/77€19k€20k▲
Profit (loss) for the period9904€48k€52k▲
Transfer to tax-exempt reserves689€2k€2k=
Profit (loss) for the period to be appropriated9905€47k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€49k€50k▲
Profit (loss) brought forward from the previous period14P€2k€22▼
Transfer from equity791/2€25k-
Transfer to equity691/2€49k€49k▲
To other reserves6921€49k€49k▲
Profit to be distributed694/7€25k-
Return on contributions (dividend)694€25k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 33.32
Current ratio from 13.61 to 33.32; short-term debt falls from €41k to €18k.
31-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 60.13
Current ratio from 19.26 to 60.13; short-term debt falls from €24k to €8k.
31-12
Financial
Equity above €500kEq €526k ▲9.8%
6 profitable years in a row build equity to €526k.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €84k ▲21.2%
Operating result €117k, net result €84k, both a record.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Auwegemvaart 1062800 MechelenGround area
549 m²
Building footprint
98 m²
Volume, LiDAR
777 m³
Parcel 12404F0124/00A002, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
able PM
since 20122.212.387.579
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0124/00A002 | Flanders | 549 m² | 1 · 98 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 11,150 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
62900Other information technology and computer services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.