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INTTER

Active
Private limited companyfounded 201610 yrs activeKapellensteenweg (C) 212, 2920 Kalmthout, BelgiumKBO/BCE: BE 0654.986.263
Summary

INTTER has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€74,322) and a net result of -€18,680. Equity is shrinking by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability0▼-8
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.54 in 2023; short-term debt: 251.3% and cash: 1.2% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-151.3%
Return on assets
-38%
Age of the figures
21 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€74,322
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
27 d late
2023
1 d late
2022
3 d late
2021
30 d early
2020
31 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

INTTER was incorporated on 25 May 2016.1 Total assets rose from EUR 30,708 in 2018 to EUR 49,115 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
-€74,322▼ 33.6%
2023 · -€55,642
Total assets
€49,115▼ 43.2%
2023 · €86,474
Net result
-€18,680▼ 159%
2023 · -€7,202
Working capital
-€77,402▼ 18.1%
2023 · -€65,517
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€1,778▲ 9.5%€1,504▼ 15.4%-€14,462-€6,278▲ 56.6%-€16,882▼ 169%
Net result€1,003-€130-€15,872▼ 12,083%-€7,202▲ 54.6%-€18,680▼ 159%
Equity-€32,439▲ 3.0%-€32,569▼ 0.4%-€48,440▼ 48.7%-€55,642▼ 14.9%-€74,322▼ 33.6%
Total assets€39,521▲ 1.8%€49,223▲ 24.5%€77,263▲ 57.0%€86,474▲ 11.9%€49,115▼ 43.2%
Debt€71,960▼ 0.4%€81,792▲ 13.7%€125,704▲ 53.7%€142,117▲ 13.1%€123,437▼ 13.1%
Working capital-€33,819▲ 3.8%-€35,649▼ 5.4%-€64,670▼ 81.4%-€65,517▼ 1.3%-€77,402▼ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0Operating result 2020: €1,778€1,778Net result 2020: €1,003€1,003Operating result 2021: €1,504€1,504Net result 2021: -€130-€130Operating result 2022: -€14,462-€14,462Net result 2022: -€15,872-€15,872Operating result 2023: -€6,278-€6,278Net result 2023: -€7,202-€7,202Operating result 2024: -€16,882-€16,882Net result 2024: -€18,680-€18,68020202021202220232024-€20,000-€15,000-€10,000-€5,000€0Operating result 2022: -€14,462-€14,500Net result 2022: -€15,872-€15,900Operating result 2023: -€6,278-€6,280Net result 2023: -€7,202-€7,200Operating result 2024: -€16,882-€16,900Net result 2024: -€18,680-€18,700202220232024
The operating result stays negative: a loss of €16,882 in 2024 against €6,278 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €49,115
Fixed assets €3,080 ▼ 68.8%
Current assets €46,035 ▼ 39.9%
Key figures and ratios
2024 value · change against 2023
Solvency
-151.3%▼
2023 · -64.3%
Current ratio
0.37▼
2023 · 0.54
Quick ratio
0.01▼
2023 · 0.19
Debt to equity
-1.66▲
2023 · -2.55
ROA
-38.0%▼
2023 · -8.3%
Debt ≤ 1 year
€123,437▼
2023 · €142,117
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,943 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.5% went bankrupt
8.1% stopped otherwise
85% still going

A further 1.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,943 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet Code20232024
Assets
Total assets20/58€86,474€49,115▼
Fixed assets21/28€9,875€3,080▼
Tangible fixed assets22/27€6,795-
Furniture and vehicles24€6,795-
Financial fixed assets28€3,080€3,080=
Current assets29/58€76,600€46,035▼
Stocks and contracts in progress3€50,044€45,266▼
Stocks30/36€50,044€45,266▼
Amounts receivable within one year40/41€6,368€175▼
Trade receivables40€6,368€175▼
Cash at bank and in hand54/58€20,188€594▼
Equity and liabilities
Total equity and liabilities10/49€86,474€49,115▼
Equity10/15-€55,642-€74,322▼
Contributions10/11€6,200€6,200=
Profit (loss) carried forward14-€61,842-€80,522▼
Amounts payable17/49€142,117€123,437▼
Amounts payable within one year42/48€142,117€123,437▼
Financial debts43€5,410€5,702▲
Credit institutions430/8€5,410€5,702▲
Trade debts44€12,553€13,432▲
Suppliers440/4€12,553€13,432▲
Advances received on contracts in progress46€22,673-
Taxes, remuneration and social security45€1,883€4,332▲
Taxes450/3€1,883€4,332▲
Other amounts payable47/48€99,599€99,971▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,133-
Other operating charges640/8€395€858▲
Non-recurring operating charges66A-€2,662
Gross operating margin9900-€1,750-€13,362▼
Operating profit (loss)9901-€6,278-€16,882▼
Financial income75/76B€566€3▼
Recurring financial income75€288€3▼
Non-recurring financial income76B€278-
Financial charges65/66B€1,490€1,801▲
Recurring financial charges65€1,490€1,801▲
Profit (loss) for the period before taxes9903-€7,202-€18,680▼
Profit (loss) for the period9904-€7,202-€18,680▼
Profit (loss) for the period to be appropriated9905-€7,202-€18,680▼
Appropriation of the result
Profit (loss) to be appropriated9906-€61,842-€80,522▼
Profit (loss) brought forward from the previous period14P-€54,640-€61,842▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€348-€1,750€4,133--
Other operating charges640/8-€516€417€395€858▲ 117%
Non-recurring operating charges66A----€2,662-
Gross operating margin9900€3,049€2,019-€12,295-€1,750-€13,362▼ 664%
Operating profit (loss)9901€1,778€1,504-€14,462-€6,278-€16,882▼ 169%
Financial income75/76B-€837€481€566€3▼ 99.5%
Recurring financial income75€495€837€231€288€3▼ 98.9%
Non-recurring financial income76B--€250€278--
Financial charges65/66B-€2,471€1,891€1,490€1,801▲ 20.9%
Recurring financial charges65€1,269€2,471€1,891€1,490€1,801▲ 20.9%
Profit (loss) for the period before taxes9903€1,003-€130-€15,872-€7,202-€18,680▼ 159%
Profit (loss) for the period9904€1,003-€130-€15,872-€7,202-€18,680▼ 159%
Profit (loss) for the period to be appropriated9905€1,003-€130-€15,872-€7,202-€18,680▼ 159%
Line20202021202220232024Change
Assets
Total assets20/58€39,521€49,223€77,263€86,474€49,115▼ 43.2%
Fixed assets21/28€1,380€3,080€16,230€9,875€3,080▼ 68.8%
Tangible fixed assets22/27--€13,150€6,795--
Plant, machinery and equipment23--€2,222---
Furniture and vehicles24--€10,928€6,795--
Financial fixed assets28€1,380€3,080€3,080€3,080€3,080=
Current assets29/58€38,141€46,143€61,033€76,600€46,035▼ 39.9%
Stocks and contracts in progress3€31,706€32,171€40,180€50,044€45,266▼ 9.5%
Stocks30/36-€32,171€40,180€50,044€45,266▼ 9.5%
Amounts receivable within one year40/41€2,702€4,074€5,750€6,368€175▼ 97.3%
Trade receivables40-€4,074€5,750€6,368€175▼ 97.3%
Cash at bank and in hand54/58€3,733€9,898€15,103€20,188€594▼ 97.1%
Equity and liabilities
Total equity and liabilities10/49€39,521€49,223€77,263€86,474€49,115▼ 43.2%
Equity10/15-€32,439-€32,569-€48,440-€55,642-€74,322▼ 33.6%
Contributions10/11-€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14-€38,639-€38,769-€54,640-€61,842-€80,522▼ 30.2%
Amounts payable17/49€71,960€81,792€125,704€142,117€123,437▼ 13.1%
Amounts payable within one year42/48€71,960€81,792€125,704€142,117€123,437▼ 13.1%
Financial debts43---€5,410€5,702▲ 5.4%
Credit institutions430/8---€5,410€5,702▲ 5.4%
Trade debts44€8,768€7,431€13,043€12,553€13,432▲ 7.0%
Suppliers440/4-€7,431€13,043€12,553€13,432▲ 7.0%
Advances received on contracts in progress46-€15,505€20,118€22,673--
Taxes, remuneration and social security45-€2,569€12€1,883€4,332▲ 130%
Taxes450/3-€2,569€12€1,883€4,332▲ 130%
Other amounts payable47/48-€56,287€92,530€99,599€99,971▲ 0.4%
Line20202021202220232024Change
Profit (loss) for the period9904€1,003-€130-€15,872-€7,202-€18,680▼ 159%
+ Depreciation and write-downs630€348-€1,750€4,133--
Operating cash flow (approximation)€1,351-€130-€14,122-€3,069-€18,680▼ 509%
Investment in fixed assets (approximation)--€1,700-€14,900€2,222€6,795▲ 206%
Change in cash-€6,165€5,205€5,084-€19,594▼ 485%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
01-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
03-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €1,003
Net result €1,003 after 2 loss-making years.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
06-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 2 establishment units since 2016
seat establishment All 2 establishment units on the map
Ground area
1.2 ha
Building footprint
1,736 m²
Volume, LiDAR
8,460 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
INTTER
Kapellensteenweg (C) 212, 2920 KalmthoutForestry and logging
since 20162.254.529.626
Kalmthoutse Steenweg 201A, 2990 Wuustwezel
Event catering
since 20232.344.576.904
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11682F0048/00C018 Flanders 1.1 ha 1 · 1,629 m² 9.9 m · 1 fl.
11022G0569/00B003 Flanders 322 m² 1 · 107 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 365 EUR awarded · 365 EUR paid
Year Entries awardedpaid
2023 1 365 EUR365 EUR
Schemes
1 entry · 365 EUR · 365 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Wuustwezel2.344.576.904
2 permissions
Detailhandel LM>3 maand · since 03-04-2026
Drankgelegenheid · since 03-04-2026

Similar companies · same sector, comparable size

Of 3,924 companies in sector 71112 we hold annual accounts for 1,294. 206 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-05-2016
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
E-invoicing
Reachable via Peppol
Peppol ID 0208:0654986263
Also 9925:BE0654986263

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.