Equity
-€75,458
Debts exceed assets in financial year 2025.
INTTER
Lifetime
9 annual accounts with figures on one time axispeak €3,745 (2019)
€2,218▲ €15,579
lowest -€32,790 (2018)
-€1,135▲ €17,544
peak €1,102 (2017)
-€75,458▼ €1,135
€126,227▲ 2.3%
Board2 names since 2016
2 directorsLoopmans, Gunter and 1 other
Documentsfilings and deeds
30-10-202691 days late
2025micro format
Gross margin from -€13,362 to €2,218Loss of €1,135Cash from €594 to €3,145
Key points
from the 2025 annual accountsLosses
-€43,019 in five years
Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €11,000 estimated
The micro format states no turnover.
Debts
€126,227 249% of the balance sheet
Financial debts 3%Suppliers 18%Taxes and wages 4%Other 75%
Filings
9 annual accounts 91 days
Latest accounts filed late: after the legal deadline.
Position in the sector
-148.6%
Lower solvency than 95% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
Checked score
53
Fair
Financially stronger than 15% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.4%▼ -0.1 percentage points vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025lowest value
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025
08-2025: 0.7%▲ +0.2 percentage points vs 07-2025
09-2025: 1.2%▲ +0.5 percentage points vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.2%● unchanged vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.1%▼ -0.1 percentage points vs 04-2026
06-2026: 1.1%● unchanged vs 05-2026
07-2026: 1.2%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.3 percentage points vs 07-2026
09-2026: 1.7%▲ +0.2 percentage points vs 08-2026
10-2026: 2.2%▲ +0.5 percentage points vs 09-2026highest value
11-2026: 1.0%▼ -1.2 percentage points vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Last filed accounts filed 91 days late; 1 of the last 3 accounts late
Negative equity -€75,458
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: total assets €50,769
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 3% of them on solvency, 4% on liquidity, 16% on profitability and 36% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as INTTER has now. Each dot stands for 6 companies, two years later.
90.6%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of INTTER itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for INTTER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.39 (0.37 in 2024), below 1. Short-term debt is 248.6% and cash 6.2% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€75,458
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 9 filingsDeviation from the deadline
2025
91 days late
2024
27 days late
2023
1 day late
2022
3 days late
2021
30 days early
2020
31 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Reappointments: Loopmans, Gunter (director) and Theeuws, Itte Maria Emiel (director)
“Interieurarchitecten; Ontwerpen van textielpatronen, kleding, juwelen, meubels en decoratieartikelen…” (deed in Dutch) · Name clause: INTTER · General meeting of 29-12-2023 · Gazette deed
New establishment in Wuustwezel
Kalmthoutse Steenweg 201A
Incorporation
published on 27-05-2016 · Gazette deed
First establishment
Kapellensteenweg 212, Kalmthout
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| INTTER Kalmthout | €50,769 | €2,218 | -148.6% | - |
| BIJN Ghent | €54,725 | €2,674 | 93.3% | - |
| MICHELLE JANE Antwerp | €52,193 | €4,255 | -112.7% | - |
| Inspiratie en creatie Westerlo | €72,977 | €4,131 | 10.2% | - |
| BICOPA Zottegem | €44,440 | €2,205 | 66.5% | - |
| F&C DESIGN Molenbeek-Saint-Jean | €54,615 | €4,714 | 87.7% | - |
| KEVIN DE SMET Anzegem | €55,957 | -€357 | 58.8% | - |
These companies have the same main activity as INTTER: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €44,400 and €73,000, founded between 2011 and 2018.
Official details
Source: KBO- Status
- Active since 25-05-2016Normal situation
- Activity
- Activities of interior architectsNACE 71112and 1 other
- Establishment units
- 2.254.529.6262920 Kalmthout, since 25-05-2016
- 2.344.576.9042990 Wuustwezel, since 24-04-2023
- Financial year end
- 31 December
- Peppol
- Reachable
Insights on INTTER
INTTER files the micro format. That format states no turnover. The gross margin rose from -€2,825 in 2017 to €2,218 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about INTTER
- What is the company number of INTTER?
- The company number of INTTER is 0654.986.263. The VAT number is the same number with BE in front: BE 0654.986.263.
- Where is INTTER based?
- The registered office is at Kapellensteenweg 212, 2920 Kalmthout.Company details
- What does INTTER do?
- According to the KBO register, the main activity is activities of interior architects (NACE 71112).
- What is the legal form of INTTER?
- INTTER is a private limited company (BV).
- When was INTTER founded?
- INTTER was founded on 25-05-2016.
- Is INTTER still active?
- Yes, INTTER is an active enterprise in the KBO register.
- What is the turnover of INTTER?
- The turnover in financial year 2025 is ≈ €11,000. This figure is estimated from the gross margin of €2,218 and 94 comparable companies (NACE 711). It probably lies between €6,800 and €22,000. It is a rough estimate.Financials
- Is INTTER profitable?
- In financial year 2025, INTTER made a loss of €1,135.
- Where can I find the annual accounts of INTTER?
- INTTER filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of INTTER due?
- INTTER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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