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BICOPA

Active
Private limited company (pre-2019)founded 2011active for 15 yearsWindmolenstraat 5, 9620 Zottegem, BelgiumKBO/BCE: BE 0836.700.917
Summary

BICOPA has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29,570 and a net result of €947. Equity has been shrinking by about 5.1% per year since 2018. Its solvency ranks better than 72% of 2,559 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 01-06-2011 Normal situation
Activity
Activities of interior architects NACE 71112and 1 other
Establishment unit
2.200.126.878 9620 Zottegem, since 01-06-2011
Financial year end
31 December
Peppol
Reachable since 18-11-2025

Board and ownership

Board
  • Kamoen PatrickDirector

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts 2025
Gross margin
€2,205
Turnover
≈ €14,000
estimated
Profit
€947
Equity
€29,570
▲ 3.3%
Total assets
€44,440
▼ 2.4%
Staff
≈ 0 FTE
estimated
  • 2025 accounts filed 60 days after the deadline
Filed on 29-09-2026
Score breakdownraises riskLast filed accounts filed 60 days late; 2 of the last 3 accounts lateLiquidity: current ratio 3.06, cash €31lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Founded in 2011Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 37% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Average
Solvency 92+4
equity 66.5% of total assets
Liquidity 36+2
short-term debt 32.5% · cash 0.1%
Profitability 43+43
return on assets 2.1%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,825 companies, NACE 71, micro)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▼ -0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025lowest value 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.3 percentage points vs 07-2025 09-2025: 1.0%▲ +0.1 percentage points vs 08-2025 10-2025: 1.5%▲ +0.5 percentage points vs 09-2025 11-2025: 1.4%▼ -0.1 percentage points vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.3%▼ -0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 1.8%▲ +0.5 percentage points vs 07-2026 09-2026: 1.8%● unchanged vs 08-2026highest value 10-2026: 1.0%▼ -0.8 percentage points vs 09-2026 11-2026: 1.0%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.06 (2.81 in 2024), above the usual 1.5. Short-term debt is 32.5% and cash 0.1% of total assets. 33.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 65% of them on solvency, 17% on liquidity, 19% on profitability and 47% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 60 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 3.06, cash €31
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
61 days late
2023
30 days late
2022
30 days late
2021
29 days late
2020
30 days late
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 80% of companies in architecture and engineeringsector median €195,307 · 2,561 companies €29,570 View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as BICOPA: activities of interior architects (NACE 71112). They are comparable in size and age: total assets between €33,200 and €54,700, founded between 2008 and 2016.

CompanyTotal assetsGross margin
BICOPA Zottegem€44,440€2,205
CONCEPT 2812 Beerse€34,163€2,007
Facti sumus Antverpiae Antwerpen€37,001€2,936
ARES DESIGN Sint-Gillis (bij-Brussel)€36,137€3,477
BIJN Gent€54,725€2,674
Kris Deneckere Merelbeke-Melle€33,227-€3,398
INTTER Kalmthout€50,769€2,218
Full comparison

Key facts about BICOPA

What is the company number of BICOPA?
The company number of BICOPA is 0836.700.917. The VAT number is the same number with BE in front: BE 0836.700.917.
Where is BICOPA based?
The registered office is at Windmolenstraat 5, 9620 Zottegem.Company details
What does BICOPA do?
According to the KBO register, the main activity is activities of interior architects (NACE 71112).
What is the legal form of BICOPA?
The legal form of BICOPA is Private limited company (pre-2019) (BVBA).
When was BICOPA founded?
BICOPA was founded on 01-06-2011.
Is BICOPA still active?
Yes, BICOPA is an active enterprise in the KBO register.
What is the turnover of BICOPA?
The turnover in financial year 2025 is ≈ €14,000. This figure is estimated from the gross margin of €2,205 and 40 comparable companies (NACE 711). It probably lies between €6,900 and €34,000. It is a rough estimate.Financials
Is BICOPA profitable?
In financial year 2025, BICOPA made a profit of €947.
Where can I find the annual accounts of BICOPA?
BICOPA filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BICOPA due?
BICOPA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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