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MICHELLE JANE

Active
Private limited companyfounded 20188 yrs activeVorstermanstraat 9/42, 2000 Antwerpen, BelgiumKBO/BCE: BE 0694.807.931
Summary

MICHELLE JANE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€58,820) and a net result of €3,145. Equity is shrinking by ~54.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 11607 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch ReportCompare
MICHELLE JANEActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Activities of interior architects
NACE 71112
1 site
Size
€52,193total assets 2025
Equity
-€58,820
Profit
€3,145
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts on time0 of 4 deeds read
Why 54Capped at 59: negative equity- Negative equity -€58,820- Liquidity: current ratio 0.47, cash €656+ Size: total assets €52,193+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 24% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -112.7% of total assets
Liquidity 2=
short-term debt 212.7% · cash 1.3%
Profitability 76+76
return on assets 6.0%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,788 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%▼ -0.7% vs 11-2024 01-2025: 0.8%▲ +1.4% vs 12-2024 02-2025: 0.8%▼ -2.7% vs 01-2025 03-2025: 0.8%▼ -1.6% vs 02-2025 04-2025: 0.8%▲ +6.4% vs 03-2025 05-2025: 1.2%▲ +39.2% vs 04-2025 06-2025: 1.0%▼ -17.5% vs 05-2025 07-2025: 1.0%● 0.0% vs 06-2025 08-2025: 1.0%● 0.0% vs 07-2025 09-2025: 1.0%● 0.0% vs 08-2025 10-2025: 0.9%▼ -1.3% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 1.0%▲ +1.5% vs 11-2025 01-2026: 1.0%▲ +1.8% vs 12-2025 02-2026: 0.9%▼ -2.7% vs 01-2026 03-2026: 0.9%▼ -1.5% vs 02-2026 04-2026: 1.0%▲ +6.2% vs 03-2026 05-2026: 1.3%▲ +30.9% vs 04-2026highest value 06-2026: 0.5%▼ -58.5% vs 05-2026 07-2026: 0.5%▼ -0.9% vs 06-2026 08-2026: 0.5%● 0.0% vs 07-2026 09-2026: 0.5%▼ -1.3% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • Size: total assets €52,193 lowers the probability for this profile
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Negative equity -€58,820 raises the probability
  • Liquidity: current ratio 0.47, cash €656 raises the probability
No credit on open account
Liquidity short (current ratio 0.47 against 0.46 in 2024; short-term debt: 212.7% and cash: 1.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 3%, liquidity 2%, profitability 42%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €52,193
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€58,820
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.47, cash €656
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11607 sector peers (2025).
NBB · sector comparison
Position among 11607 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d early
2021
2 d late
2020
30 d late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close06-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €3,145
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€58,820 View
  • Caution: Among the weakest 5% on solvencysector median 54.2% · 11,607 companies -112.7% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€52,193
Profit
€3,145
Solvency
-112.7%
Total assets▼ 1.7%
Net result
20192025
Go to Financials

Timeline

Events
9
Since
2020
Next accounts
by 30-04-2027
  1. 30-04-2026Annual accounts filed
  2. 30-09-2025Back to profit
  3. 30-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of interior architectsNACE 71112
Founded
17-04-2018
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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