INTO THE SAILS
ActiveINTO THE SAILS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €324k and a net result of €85k. Equity is growing by ~53.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.54 against 5.01 in 2024; short-term debt: 17.5% and cash: 9.8% of total assets), and 17.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.5%
Return on assets
21.6%
Age of the figures
13 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-12-2025, 90 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
90 d early
2024
1 d early
2023
3 d early
2022
on the day
2021
1 d early
2020
60 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close18-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€324k▲ 35.4%
2024 · €239k
2018: €41k
2019: €76k
2020: €10k
2021: €42k
2022: €80k
2023: €149k
2024: €239k
2018 → 2025
Total assets
€392k▲ 33.9%
2024 · €293k
2018: €55k
2019: €101k
2020: €99k
2021: €131k
2022: €121k
2023: €228k
2024: €293k
2018 → 2025
Net result
€85k▼ 5.9%
2024 · €90k
2018: €34k
2019: €36k
2020: €14k
2021: €20k
2022: €38k
2023: €69k
2024: €90k
2018 → 2025
Working capital
€312k▲ 43.7%
2024 · €217k
2018: €35k
2019: €69k
2020: €2k
2021: €21k
2022: €64k
2023: €118k
2024: €217k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€80k▲ 90.3%€149k▲ 86.2%€239k▲ 60.2%€324k▲ 35.4%
Operating result€29k-€54k▲ 84.5%€99k▲ 83.6%€128k▲ 29.2%€125k▼ 2.3%
Net result€20k-€38k▲ 92.1%€69k▲ 81.6%€90k▲ 30.1%€85k▼ 5.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€12k▼ 47.3%
Current assets
€381k▲ 40.4%
Equity and liabilities €392k
Equity
€324k▲ 35.4%
Debt
€69k▲ 27.1%
The debt ratio falls from 18.5% to 17.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€135k▼
2024 · €139k
Cash flow
€95k▼
2024 · €101k
Solvency
82.5%▲
2024 · 81.5%
Current ratio
5.54▲
2024 · 5.01
Quick ratio
5.54▲
2024 · 5.01
Debt / equity
0.21▼
2024 · 0.23
ROE
26.1%▼
2024 · 37.6%
ROA
21.6%▼
2024 · 30.7%
Interest coverage
88.96▼
2024 · 115.34
Debt
€69k▲
2024 · €54k
Debt ≤ 1 year
€69k▲
2024 · €54k
Income taxes
€39k▲
2024 · €38k
Staff costs
€134k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€293k€392k▲
Fixed assets21/28€22k€12k▼
Tangible fixed assets22/27€22k€12k▼
Land and buildings22€3k€2k▼
Furniture and vehicles24€19k€9k▼
Current assets29/58€271k€381k▲
Amounts receivable within one year40/41€44k€82k▲
Trade receivables40€34k€66k▲
Other amounts receivable41€11k€16k▲
Current investments50/53€100k€260k▲
Cash at bank and in hand54/58€125k€38k▼
Deferred charges and accrued income490/1€2k€707▼
Equity and liabilities
Total equity and liabilities10/49€293k€392k▲
Equity10/15€239k€324k▲
Contributions10/11€19k€19k=
Reserves13€208k€292k▲
Distributable reserves133€208k€292k▲
Profit (loss) carried forward14€13k€13k▲
Amounts payable17/49€54k€69k▲
Amounts payable within one year42/48€54k€69k▲
Trade debts44€7k€15k▲
Suppliers440/4€7k€15k▲
Taxes, remuneration and social security45€19k€18k▼
Taxes450/3€4k€190▼
Remuneration and social security454/9€15k€18k▲
Other amounts payable47/48€28k€36k▲
Income statement
Code20242025
Remuneration, social security and pensions62€113k€134k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€253k€271k▲
Operating profit (loss)9901€128k€125k▼
Financial income75/76B€1k€297▼
Recurring financial income75€1k€297▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€128k€124k▼
Income taxes67/77€38k€39k▲
Profit (loss) for the period9904€90k€85k▼
Profit (loss) for the period to be appropriated9905€90k€85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€97k▼
Profit (loss) brought forward from the previous period14P€8k€13k▲
Transfer to equity691/2€85k€84k▼
To other reserves6921€85k€84k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-08
Financial
Highest result since 2018net €90k ▲30.1%
Operating result €128k, net result €90k, both a record.
31-08
Financial
Equity above €200kEq €239k ▲60.2%
7 profitable years in a row build equity to €239k.
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
Financial
Equity above €100kEq €149k ▲86.2%
6 profitable years in a row build equity to €149k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
Financial
Liquidity doublescurrent ratio 2.61
Current ratio from 1.25 to 2.61; short-term debt falls from €87k to €40k.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
Financial
Weakest financial yearnet €14k ▼62.3%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paddenhoek 159830 Sint-Martens-LatemGround area
1,131 m²
Building footprint
170 m²
Volume, LiDAR
1,093 m³
Parcel 44064B0222/00M002, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INTO THE SAILS
since 20172.270.146.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0222/00M002 | Flanders | 1,131 m² | 1 · 170 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64880PEU0X47AHC75179
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 4,733 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-11-2017
Fiscal year end31-08
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73200Market research and public opinion polling
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.