3D - LAB
ActiveSummary
3D - LAB has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,118 and a net result of -€13,229. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 20% of 960 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-7
Solvency35▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.95 in 2024; short-term debt: 63.6% and cash: 10.3% of total assets), and 90.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.8%
Return on assets
-7.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Printing and reproduction of recorded media (NACE 18)
about 11% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€13,229
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 960 sector peers (2025).
NBB · sector comparisonPosition among 960 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
84 d early
2024
84 d early
2023
79 d early
2022
89 d early
2021
83 d early
2020
63 d early
2019
81 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 80 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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Financials · fiscal year 2025, micro schema
In the rankings
#9 oldest company in Sint-Lievens-Houtem, Manufacturing sector
Equity
€17,118▼ 43.6%
2024 · €30,347
Total assets
€173,973▼ 13.8%
2024 · €201,927
Net result
-€13,229▼ 204%
2024 · -€4,350
Working capital
-€37,649▼ 807%
2024 · -€4,153
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,092▼ 18.4%€25,369▲ 48.4%€8,248▼ 67.5%€3,381▼ 59.0%-€8,422
Net result€4,502▼ 40.3%€11,882▲ 164%-€1,549-€4,350▼ 181%-€13,229▼ 204%
Equity€24,363▲ 22.7%€36,245▲ 48.8%€34,697▼ 4.3%€30,347▼ 12.5%€17,118▼ 43.6%
Total assets€223,303▼ 6.5%€235,750▲ 5.6%€217,478▼ 7.8%€201,927▼ 7.2%€173,973▼ 13.8%
Debt€198,939▼ 9.2%€199,505▲ 0.3%€182,782▼ 8.4%€171,580▼ 6.1%€156,854▼ 8.6%
Working capital-€17,320▼ 10.5%€1,972-€18,964-€4,153▲ 78.1%-€37,649▼ 807%
Staff (FTE)1=1=1=1.3▲ 30.0%2▲ 53.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8,422 after €3,381 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173,973
Fixed assets
€100,929 ▼ 20.1%
Current assets
€73,044 ▼ 3.4%
Equity and liabilities €173,973
Equity
€17,118 ▼ 43.6%
Debt
€156,854 ▼ 8.6%
Debt's share of the balance-sheet total rises from 85.0% to 90.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€27,425▼
2024 · €40,531
Cash flow
€22,618▼
2024 · €32,800
Current ratio
0.66▼
2024 · 0.95
Debt to equity
9.16▲
2024 · 5.65
ROE
-77.3%▼
2024 · -14.3%
ROA
-7.6%▼
2024 · -2.2%
Interest coverage
5.93▼
2024 · 6.71
Debt ≤ 1 year
€110,692▲
2024 · €79,805
Debt > 1 year
€45,321▼
2024 · €68,471
Income taxes
€340▼
2024 · €1,895
Staff costs
€89,356▲
2024 · €55,380
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €37,306 | €43,163 | €47,876 | €55,380 | €89,356 | ▲ 61.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,352 | €35,065 | €12,796 | €37,150 | €35,847 | ▼ 3.5% |
| Other operating charges640/8 | €2,878 | €2,849 | €3,192 | €2,897 | €3,014 | ▲ 4.0% |
| Gross operating margin9900 | €90,629 | €106,446 | €72,111 | €98,808 | €119,795 | ▲ 21.2% |
| Operating profit (loss)9901 | €17,092 | €25,369 | €8,248 | €3,381 | -€8,422 | ▼ 349% |
| Financial income75/76B | €1 | €113 | €120 | €204 | €155 | ▼ 24.2% |
| Recurring financial income75 | €1 | €113 | €120 | €204 | €155 | ▼ 24.2% |
| Financial charges65/66B | €9,138 | €8,329 | €7,581 | €6,039 | €4,622 | ▼ 23.5% |
| Recurring financial charges65 | €9,138 | €8,329 | €7,581 | €6,039 | €4,622 | ▼ 23.5% |
| Profit (loss) for the period before taxes9903 | €7,955 | €17,154 | €787 | -€2,454 | -€12,889 | ▼ 425% |
| Income taxes67/77 | €3,454 | €5,272 | €2,335 | €1,895 | €340 | ▼ 82.1% |
| Profit (loss) for the period9904 | €4,502 | €11,882 | -€1,549 | -€4,350 | -€13,229 | ▼ 204% |
| Profit (loss) for the period to be appropriated9905 | €4,502 | €11,882 | -€1,549 | -€4,350 | -€13,229 | ▼ 204% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €223,303 | €235,750 | €217,478 | €201,927 | €173,973 | ▼ 13.8% |
| Fixed assets21/28 | €183,130 | €153,111 | €156,296 | €126,275 | €100,929 | ▼ 20.1% |
| Intangible fixed assets21 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €182,940 | €152,921 | €156,106 | €126,085 | €100,739 | ▼ 20.1% |
| Land and buildings22 | €142,410 | €119,198 | €119,311 | €97,420 | €73,913 | ▼ 24.1% |
| Plant, machinery and equipment23 | €2,265 | €3,350 | €3,870 | €4,859 | €3,663 | ▼ 24.6% |
| Furniture and vehicles24 | €37,316 | €29,423 | €31,976 | €22,856 | €22,213 | ▼ 2.8% |
| Other tangible fixed assets26 | €950 | €950 | €950 | €950 | €950 | = |
| Financial fixed assets28 | €190 | €190 | €190 | €190 | €190 | = |
| Current assets29/58 | €40,172 | €82,639 | €61,182 | €75,652 | €73,044 | ▼ 3.4% |
| Amounts receivable within one year40/41 | €18,533 | €47,148 | €27,215 | €29,157 | €36,446 | ▲ 25.0% |
| Trade receivables40 | €17,996 | €47,148 | €27,215 | €29,157 | €36,383 | ▲ 24.8% |
| Other amounts receivable41 | €537 | €0 | - | - | €63 | - |
| Cash at bank and in hand54/58 | €12,963 | €32,978 | €19,055 | €28,795 | €17,925 | ▼ 37.8% |
| Deferred charges and accrued income490/1 | €8,677 | €2,513 | €14,912 | €17,701 | €18,673 | ▲ 5.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €223,303 | €235,750 | €217,478 | €201,927 | €173,973 | ▼ 13.8% |
| Equity10/15 | €24,363 | €36,245 | €34,697 | €30,347 | €17,118 | ▼ 43.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €5,763 | €17,645 | €17,645 | €17,645 | €17,645 | = |
| Non-distributable reserves130/1 | €1,860 | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €0 | - | - | - | - |
| Distributable reserves133 | €3,903 | €17,645 | €17,645 | €17,645 | €17,645 | = |
| Profit (loss) carried forward14 | €0 | - | -€1,549 | -€5,898 | -€19,127 | ▼ 224% |
| Amounts payable17/49 | €198,939 | €199,505 | €182,782 | €171,580 | €156,854 | ▼ 8.6% |
| Amounts payable after more than one year17 | €141,012 | €117,418 | €92,712 | €68,471 | €45,321 | ▼ 33.8% |
| Financial debts170/4 | €141,012 | €117,418 | €92,712 | €68,471 | €45,321 | ▼ 33.8% |
| Amounts payable within one year42/48 | €57,493 | €80,667 | €80,146 | €79,805 | €110,692 | ▲ 38.7% |
| Current portion of amounts payable after more than one year42 | €22,537 | €23,594 | €24,706 | €24,241 | €23,150 | ▼ 4.5% |
| Trade debts44 | €12,976 | €20,397 | €9,028 | €6,046 | €17,831 | ▲ 195% |
| Suppliers440/4 | €12,976 | €20,397 | €9,028 | €6,046 | €17,831 | ▲ 195% |
| Taxes, remuneration and social security45 | €13,788 | €19,535 | €14,946 | €20,464 | €20,396 | ▼ 0.3% |
| Taxes450/3 | €4,767 | €8,387 | €8,356 | €6,239 | €8,423 | ▲ 35.0% |
| Remuneration and social security454/9 | €9,022 | €11,147 | €6,589 | €14,224 | €11,974 | ▼ 15.8% |
| Other amounts payable47/48 | €8,191 | €17,141 | €31,466 | €29,054 | €49,315 | ▲ 69.7% |
| Accrued charges and deferred income492/3 | €435 | €1,420 | €9,924 | €23,304 | €841 | ▼ 96.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,502 | €11,882 | -€1,549 | -€4,350 | -€13,229 | ▼ 204% |
| + Depreciation and write-downs630 | €33,352 | €35,065 | €12,796 | €37,150 | €35,847 | ▼ 3.5% |
| Operating cash flow (approximation) | €37,854 | €46,947 | €11,247 | €32,800 | €22,618 | ▼ 31.0% |
| Investment in fixed assets (approximation) | - | -€5,046 | -€15,981 | -€7,129 | -€10,501 | ▼ 47.3% |
| Change in cash | - | €20,016 | -€13,924 | €9,740 | -€10,870 | ▼ 212% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€13,229
Net result drops to -€13,229, the lowest in the series.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €11,882 ▲164%
Operating result €25,369, net result €11,882, both a record.
09-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2002
Ground area
821 m²
Building footprint
202 m²
Volume, LiDAR
990 m³
Parcel 41072B0425/00D000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Spoorwegstraat 5, 9520 Sint-Lievens-Houtem
since 20022.114.561.990
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41072B0425/00D000 | Flanders | 821 m² | 1 · 202 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,597 companies in sector 18120 we hold annual accounts for 807. 412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-10-2002
Fiscal year end31-12
Activities, NACEBEL 2025
18120Other printing
71112Activities of interior architects
18130Pre-press and pre-media services
Scores and ratios are computed by Checked and are not a credit decision.