INTERGERIM
ActiveSummary
INTERGERIM has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €647,782 and a net result of €21,553. Equity is growing by about 5% per year across the filed financial years. Its solvency ranks better than 95% of 1,677 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €647,782
- Profit
- €21,553
- Parent
- IRET INVESTMENT NV
- Holdings
- 1
- Eric De VochtDirector
Why 93raises riskLiquidity: current ratio 36.45, cash €14,610lowers riskSize: total assets €665,354Figures for financial year 2025 (filed 19-06-2026)Equity €647,782 (97.4% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 34% on liquidity, 20% on profitability and 48% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 37 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · full…
- Annual accounts filedfinancial year 2024 · abbreviated…
- Resignation: BOREALIS NV (director)Reappointment: Eric DE VOCHT (director)…
Financials · financial year 2025, full format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result has fallen four years in a row; 2025 is 4% below 2024 and is the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 14,766 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96.2% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,766 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €167,521 | €164,179 | - | - | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €73,646 | €15,871 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,178 | €5,071 | €1,230 | - | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €449 | €450 | €493 | €505 | €520 | ▲ 2.8% |
| Gross operating margin9900 | - | - | €101,250 | €103,999 | €25,494 | €4,165 | €3,248 | €3,148 | ▼ 3.1% |
| Operating profit (loss)9901 | €20,161 | €37,214 | €25,700 | €29,904 | €9,174 | €3,672 | €2,743 | €2,628 | ▼ 4.2% |
| Financial income75/76B | - | - | - | €15,905 | €26,409 | €24,732 | €25,748 | €26,835 | ▲ 4.2% |
| Recurring financial income75 | - | €244 | €230,554 | €15,836 | €21,104 | €24,732 | €25,748 | €26,835 | ▲ 4.2% |
| Non-recurring financial income76B | - | - | - | €69 | €5,305 | - | - | - | - |
| Financial charges65/66B | - | - | - | €420 | €13,303 | €8,765 | €211 | €60 | ▼ 71.6% |
| Recurring financial charges65 | €4,341 | €2,374 | €236 | €420 | €434 | €234 | €211 | €60 | ▼ 71.6% |
| Debt charges650 | €4,143 | €2,171 | - | - | - | - | - | - | - |
| Non-recurring financial charges66B | - | - | - | - | €12,869 | €8,531 | - | - | - |
| Profit (loss) for the period before taxes9903 | €30,974 | €160,343 | €303,150 | €45,389 | €22,281 | €19,638 | €28,279 | €29,403 | ▲ 4.0% |
| Income taxes67/77 | €174 | €165 | €76,967 | €11,675 | €5,532 | €10,952 | €7,706 | €7,850 | ▲ 1.9% |
| Profit (loss) for the period9904 | €30,800 | €160,177 | €226,183 | €33,714 | €16,749 | €8,686 | €20,573 | €21,553 | ▲ 4.8% |
| Profit (loss) for the period to be appropriated9905 | €30,800 | €160,177 | €226,183 | €33,714 | €16,749 | €8,686 | €20,573 | €21,553 | ▲ 4.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €409,687 | €333,948 | €628,652 | €664,560 | €604,642 | €615,798 | €645,154 | €665,354 | ▲ 3.1% |
| Fixed assets21/28 | €62,084 | €58,459 | €50,673 | €50,053 | €33,591 | €24,789 | €24,789 | €24,789 | = |
| Tangible fixed assets22/27 | €6,301 | €1,230 | - | - | - | - | - | - | - |
| Financial fixed assets28 | €55,783 | €57,228 | €50,673 | €50,053 | €33,591 | €24,789 | €24,789 | €24,789 | = |
| Current assets29/58 | €347,603 | €275,489 | €577,979 | €614,507 | €571,052 | €591,009 | €620,364 | €640,565 | ▲ 3.3% |
| Amounts receivable within one year40/41 | €175,112 | €229,467 | €539,204 | €600,532 | €544,968 | €585,733 | €606,836 | €625,954 | ▲ 3.2% |
| Trade receivables40 | - | - | - | €123,835 | €40,828 | €9,811 | €8,789 | €2,789 | ▼ 68.3% |
| Other amounts receivable41 | - | - | - | €476,697 | €504,140 | €575,922 | €598,048 | €623,165 | ▲ 4.2% |
| Cash at bank and in hand54/58 | €172,491 | €46,023 | €38,775 | €13,975 | €26,083 | €5,276 | €13,528 | €14,610 | ▲ 8.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €409,687 | €333,948 | €628,652 | €664,560 | €604,642 | €615,798 | €645,154 | €665,354 | ▲ 3.1% |
| Equity10/15 | €160,146 | €320,323 | €546,507 | €580,221 | €596,970 | €605,656 | €626,229 | €647,782 | ▲ 3.4% |
| Contributions10/11 | €162,000 | €162,000 | €162,000 | €162,000 | €162,000 | €162,000 | €162,000 | €162,000 | = |
| Capital10 | - | - | - | €162,000 | €162,000 | €162,000 | €162,000 | €162,000 | = |
| Issued capital100 | - | - | - | €162,000 | €162,000 | €162,000 | €162,000 | €162,000 | = |
| Reserves13 | €7,644 | €15,178 | €19,688 | €19,688 | €19,688 | €19,688 | €19,688 | €19,688 | = |
| Non-distributable reserves130/1 | - | - | - | €16,200 | €16,200 | €16,200 | €16,200 | €16,200 | = |
| Legal reserve130 | - | - | - | €16,200 | €16,200 | €16,200 | €16,200 | €16,200 | = |
| Distributable reserves133 | - | - | - | €3,488 | €3,488 | €3,488 | €3,488 | €3,488 | = |
| Profit (loss) carried forward14 | -€9,497 | €143,146 | €364,819 | €398,533 | €415,282 | €423,968 | €444,541 | €466,095 | ▲ 4.8% |
| Amounts payable17/49 | €249,541 | €13,625 | €82,145 | €84,339 | €7,672 | €10,142 | €18,925 | €17,572 | ▼ 7.1% |
| Amounts payable within one year42/48 | €247,791 | €13,625 | €82,145 | €84,339 | €7,672 | €10,142 | €18,925 | €17,572 | ▼ 7.1% |
| Trade debts44 | €4,571 | €4,986 | €9,104 | €7,457 | €2,215 | €2,625 | €8,018 | €8,206 | ▲ 2.3% |
| Suppliers440/4 | - | - | - | €7,457 | €2,215 | €2,625 | €8,018 | €8,206 | ▲ 2.3% |
| Taxes, remuneration and social security45 | - | - | - | €76,882 | €5,457 | €7,518 | €10,907 | €9,366 | ▼ 14.1% |
| Taxes450/3 | - | - | - | €67,642 | €5,457 | €7,518 | €10,907 | €9,366 | ▼ 14.1% |
| Remuneration and social security454/9 | - | - | - | €9,240 | - | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,800 | €160,177 | €226,183 | €33,714 | €16,749 | €8,686 | €20,573 | €21,553 | ▲ 4.8% |
| + Depreciation and write-downs630 | €24,178 | €5,071 | €1,230 | - | - | - | - | - | - |
| Operating cash flow (approximation) | €54,979 | €165,248 | €227,414 | €33,714 | €16,749 | €8,686 | €20,573 | €21,553 | ▲ 4.8% |
| Investment in fixed assets (approximation) | - | -€1,445 | €6,555 | €620 | €16,462 | €8,802 | €0 | €0 | - |
| Change in cash | - | -€126,468 | -€7,248 | -€24,800 | €12,108 | -€20,808 | €8,252 | €1,082 | ▼ 86.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 32 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | full format | 19-06-2026 | 2026-00194979 |
| 31-12-2024 | abbreviated format | 23-06-2025 | 2025-00171063 |
| 31-12-2023 | abbreviated format | 28-06-2024 | 2024-00202786 |
| 31-12-2022 | abbreviated format | 07-06-2023 | 2023-00117242 |
| 31-12-2021 | abbreviated format | 06-07-2022 | 2022-20160590 |
| 31-12-2020 | abbreviated format | 14-06-2021 | 2021-20000104 |
| 31-12-2019 | full format | 10-07-2020 | 2020-28600212 |
| 31-12-2018 | full format | 11-07-2019 | 2019-32000198 |
| 31-12-2017 | full format | 31-08-2018 | 2018-60600111 |
| 31-12-2016 | full format | 31-08-2017 | 2017-59400275 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Eric De Vocht |
|
| Bureel voor Ontwerp, Realisatie, Architektuur, Leefmilieu en Ingenieurstudies |
|
Owners and capital
Owners
1 ownerChain of control
- IRET INVESTMENT NV
- INTERGERIM
Highest known parent: IRET INVESTMENT NV. The sources do not say who stands above it.
Owners 1
- IRET INVESTMENT NVconsolidating parentconsolidates
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 05-01-2024 Capital stated in the deed · €162,000 · 2,500 shares
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
1%
Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 connected companyThe connected companies are in the list below.
Board mandates elsewhere
35 board mandatesShow 29 more
History
Acts, filings and financial milestones
13-08
Gazette deed
Resignation: BOREALIS NV (director)Reappointment: Eric DE VOCHT (director) · Permanent representatives: Maryse ODEURS and Eric DE VOCHT9 facts ▸
- General meeting, 04-06-2024
- Director resignation, BOREALIS NV (director)
- Director reappointment, Eric DE VOCHT (director) (2 times)
- Board meeting, 06-05-2024
- Permanent representative, Maryse ODEURS (7 times)
- Permanent representative, Eric DE VOCHT (7 times)
- Other provision, “voormelde mandaten binnen deze vennootschappen, aanvaarding ontslag als vaste vertegenwoordiger” (deed in Dutch)
- Other provision, “voormelde mandaten binnen deze vennootschappen, aanvaarding mandaten als vaste vertegenwoordiger en verklaring geen tegenstrijdige belangen” (deed in Dutch)
- Other provision, “implementatie van beslissingen in besluiten van algemene vergadering of raad van bestuur van voormelde vennootschappen” (deed in Dutch)
05-01
Gazette deed
Amendment of the articlesCapital · Registered office clause · Power of attorney6 facts ▸
- General meeting, “buitengewone algemene vergadering” (deed in Dutch)
- Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm, artikel 39,§1,eerste en derde lid wet 23maart2019” (deed in Dutch)
- Amendment of the articles
- Capital, €162,000
- Registered office clause, “Lange Gasthuisstraat 35-37,2000 Antwerpen” (deed in Dutch)
- Power of attorney
Show earlier events
About the unread acts
Of the 15 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 13 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11803C2473/00B000 | Flanders | 3,340 m² | 1 · 558 m² | 16.5 m · 4 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verlenen van diensten in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle raad,onder meer op het vlak van…” (deed in Dutch)
7 activities (deed in Dutch)
- Het verlenen van diensten in de meest ruime zin van het woord aan bedrijven en ondernemingen van alle raad,onder meer op het vlak van administratie,boekhouding,management,bedrijfsorganisatie en informatica.
- Het waarnemen van de functie van bestuurder,bewindvoerder,vereffenaar in ondernemingen en vennootschappen.
- Het vertegenwoordigen van vennoten,bestuurders,bewindvoerders,vereffenaars.
- Het namens hen optreden in alle vergaderingen van alle vennootschapsorganen en hun rechten uitoefenen,zowel jegens de betrokken vennootschappen en ondernemingen als jegens derden.
- Het nemen en beheren van belangen en participaties in ondernemingen en vennootschappen.
- Het verwerven,vervreemden en beheren van beleggingsgoederen allerhande.
- Het optreden als bemiddelaar en commissionair in de handel en bij het vervoer.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- INTERGERIM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Two directors jointly, or a managing director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “3, te allen tijde zonder opgave van redenen met onmiddellijke ingang” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, vennootschapszetel” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Tuesday of June at 09:00