MIROVIA
ActiveMIROVIA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €649k and a net result of €111k. Equity is growing by ~48.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.3 against 9.63 in 2024), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.2%
Return on assets
15%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
3 d early
2023
43 d early
2022
5 d early
2021
25 d early
2020
16 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€649k▲ 9.4%
2024 · €593k
2019: €62k
2020: €123k
2021: €192k
2022: €289k
2023: €428k
2024: €593k
2019 → 2025
Total assets
€744k▲ 15.0%
2024 · €647k
2019: €168k
2020: €242k
2021: €349k
2022: €510k
2023: €463k
2024: €647k
2019 → 2025
Net result
€111k▼ 32.1%
2024 · €164k
2019: €26k
2020: €61k
2021: €69k
2022: €97k
2023: €148k
2024: €164k
2019 → 2025
Working capital
€470k▲ 16.6%
2024 · €403k
2019: €25k
2020: €99k
2021: €183k
2022: €291k
2023: €267k
2024: €403k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€289k▲ 50.4%€428k▲ 48.2%€593k▲ 38.6%€649k▲ 9.4%
Operating result€103k-€142k▲ 38.2%€213k▲ 49.6%€235k▲ 10.6%€170k▼ 27.8%
Net result€69k-€97k▲ 40.7%€148k▲ 52.5%€164k▲ 11.0%€111k▼ 32.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €744k
Fixed assets
€186k▼ 6.1%
Current assets
€558k▲ 24.3%
Equity and liabilities €744k
Equity
€649k▲ 9.4%
Debt
€95k▲ 76.8%
The debt ratio rises from 8.3% to 12.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€182k▼
2024 · €247k
Cash flow
€123k▼
2024 · €176k
Solvency
87.2%▼
2024 · 91.7%
Current ratio
6.30▼
2024 · 9.63
Quick ratio
6.30▼
2024 · 9.63
Debt / equity
0.15▲
2024 · 0.09
ROE
17.2%▼
2024 · 27.6%
ROA
15.0%▼
2024 · 25.3%
Interest coverage
460.35▼
2024 · 614.45
Debt
€95k▲
2024 · €54k
Debt ≤ 1 year
€89k▲
2024 · €47k
Income taxes
€59k▼
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€647k€744k▲
Fixed assets21/28€198k€186k▼
Tangible fixed assets22/27€198k€186k▼
Land and buildings22€196k€185k▼
Plant, machinery and equipment23€1k€515▼
Furniture and vehicles24€748€471▼
Current assets29/58€449k€558k▲
Amounts receivable within one year40/41€62k€206k▲
Trade receivables40€13k€164k▲
Other amounts receivable41€49k€41k▼
Cash at bank and in hand54/58€384k€350k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€647k€744k▲
Equity10/15€593k€649k▲
Contributions10/11€12k€12k=
Reserves13€547k€603k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€545k€601k▲
Profit (loss) carried forward14€33k€33k=
Amounts payable17/49€54k€95k▲
Amounts payable within one year42/48€47k€89k▲
Trade debts44€458€580▲
Suppliers440/4€458€580▲
Taxes, remuneration and social security45€22k€14k▼
Taxes450/3€22k€14k▼
Other amounts payable47/48€24k€74k▲
Accrued charges and deferred income492/3€7k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€249k€184k▼
Operating profit (loss)9901€235k€170k▼
Financial income75/76B€1k€771▼
Recurring financial income75€1k€771▼
Financial charges65/66B€402€395▼
Recurring financial charges65€402€395▼
Profit (loss) for the period before taxes9903€236k€170k▼
Income taxes67/77€72k€59k▼
Profit (loss) for the period9904€164k€111k▼
Profit (loss) for the period to be appropriated9905€164k€111k▼
Appropriation of the result
Profit (loss) to be appropriated9906€197k€145k▼
Profit (loss) brought forward from the previous period14P€33k€33k=
Transfer from equity791/2€24k€56k▲
Transfer to equity691/2€164k€111k▼
To other reserves6921€164k€111k▼
Profit to be distributed694/7€24k€56k▲
Return on contributions (dividend)694€24k€56k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €164k ▲11%
Operating result €235k, net result €164k, both a record.
30-06
Financial
Equity above €500kEq €593k ▲38.6%
6 profitable years in a row build equity to €593k.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Liquidity quadruplescurrent ratio 10.34
Current ratio from 2.39 to 10.34; short-term debt falls from €209k to €29k.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €200kEq €289k ▲50.4%
4 profitable years in a row build equity to €289k.
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €150kEq €192k ▲55.8%
3 profitable years in a row build equity to €192k.
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €100kEq €123k ▲99.5%
2 profitable years in a row build equity to €123k.
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
12-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Termotelaan 108810 LichterveldeGround area
909 m²
Building footprint
224 m²
Volume, LiDAR
1,200 m³
Parcel 36011F0650/00P000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOMKO
since 20122.210.447.678
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011F0650/00P000 | Flanders | 909 m² | 1 · 224 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Twenty8
BE 0664.899.960
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KOMVOS
BE 0479.506.236
Sint-Lambrechts-Woluwe · Eq €648k
PROMOPACK
BE 0414.297.985
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BOpartner Belgium/Luxembourg
BE 0829.745.027
Eghezée · Eq €647k
CANDODOC
BE 0828.761.367
Heusden-Zolder · Eq €647k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 10,759 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2012
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.