POSTSITE AALST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.32M and a net result of €100k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 489 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
29 d early
2023
33 d early
2022
40 d early
2021
25 d early
2020
23 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€2.32M▲ 4.5%
2024 · €2.22M
2018: €1.44M
2019: €1.13M
2020: €783k
2021: €560k
2022: €1.45M
2023: €2.55M
2024: €2.22M
2018 → 2025
Net result
€100k▲ 43.7%
2024 · €69k
2018: €-329k
2019: €-306k
2020: €-350k
2021: €-270k
2022: €889k
2023: €1.10M
2024: €69k
2018 → 2025
Total assets
€2.36M▼ 12.9%
2024 · €2.71M
2018: €3.41M
2019: €3.21M
2020: €2.96M
2021: €2.84M
2022: €1.47M
2023: €2.68M
2024: €2.71M
2018 → 2025
Solvency
98.3%▲ 16.3pp
2024 · 81.9%
2018: 42.2%
2019: 35.3%
2020: 26.4%
2021: 19.7%
2022: 98.5%
2023: 95.3%
2024: 81.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€560k-€1.45M▲ 159%€2.55M▲ 76.1%€2.22M▼ 13.0%€2.32M▲ 4.5%
Operating result€-194k-€956k€1.14M▲ 19.1%€-4k€47k
Net result€-270k-€889k€1.10M▲ 24.1%€69k▼ 93.7%€100k▲ 43.7%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €47k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €2.36M
Equity
€2.32M▲ 4.5%
Debt
€41k▼ 91.6%
The debt ratio falls from 18.1% to 1.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
98.3%▲
2024 · 81.9%
ROE
4.3%▲
2024 · 3.1%
ROA
4.2%▲
2024 · 2.6%
Debt
€41k▼
2024 · €489k
Debt ≤ 1 year
€41k▼
2024 · €489k
Income taxes
€33k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.71M€2.36M▼
Current assets29/58€2.71M€2.36M▼
Amounts receivable within one year40/41€2.71M€2.36M▼
Other amounts receivable41€2.71M€2.36M▼
Cash at bank and in hand54/58€253€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.71M€2.36M▼
Equity10/15€2.22M€2.32M▲
Contributions10/11€2.00M€2.00M=
Capital10€2.00M€2.00M=
Issued capital100€2.00M€2.00M=
Reserves13€200k€200k=
Non-distributable reserves130/1€200k€200k=
Legal reserve130€200k€200k=
Profit (loss) carried forward14€21k€121k▲
Amounts payable17/49€489k€41k▼
Amounts payable within one year42/48€489k€41k▼
Trade debts44€65k€6k▼
Suppliers440/4€65k€6k▼
Taxes, remuneration and social security45€24k€36k▲
Taxes450/3€24k€36k▲
Other amounts payable47/48€400k-
Income statement
Code20242025
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-60k
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-3k€-12k▼
Operating profit (loss)9901€-4k€47k▲
Financial income75/76B€93k€86k▼
Recurring financial income75€93k€86k▼
Financial charges65/66B€60€211▲
Recurring financial charges65€60€211▲
Profit (loss) for the period before taxes9903€90k€133k▲
Income taxes67/77€20k€33k▲
Profit (loss) for the period9904€69k€100k▲
Profit (loss) for the period to be appropriated9905€69k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€421k€121k▼
Profit (loss) brought forward from the previous period14P€352k€21k▼
Profit to be distributed694/7€400k-
Return on contributions (dividend)694€400k-
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity times 10current ratio 57.53
Current ratio from 5.54 to 57.53; short-term debt falls from €489k to €41k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €1.10M ▲24.1%
Operating result €1.14M, net result €1.10M, both a record.
31-12
Financial
Liquidity triplescurrent ratio 21.05
Current ratio from 7.58 to 21.05.
31-12
Financial
Equity above €2MEq €2.55M ▲76.1%
2 profitable years in a row build equity to €2.55M.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €889k
Net result €889k after 4 loss-making years.
31-12
Financial
Liquidity times 332current ratio 7.58
Current ratio from 0.02 to 7.58; short-term debt falls from €2.28M to €23k.
31-12
Financial
Equity above €1MEq €1.45M ▲159%
Equity rises from €560k to €1.45M.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-350k
Net result drops to €-350k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Gasthuisstraat 35-372000 AntwerpenGround area
4,551 m²
Building footprint
558 m²
Volume, LiDAR
6,397 m³
2 parcels, Brussels, Flanders · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Postsite Aalst
since 20092.179.686.703
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C2473/00B000 | Flanders | 3,340 m² | 1 · 558 m² | 16.5 m · 4 fl. |
| 21814P0421/00S005indicative | Brussels | 1,211 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 591 companies in sector 66300 we hold annual accounts for 365. 174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-05-2009
Fiscal year end31-12
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.