Interface 3
ActiveSummary
Interface 3 has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€149,507) and a net result of -€248,651. Equity is shrinking by about 12% per year across the filed financial years. Its solvency ranks better than 15% of 372 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
- Staff
- 24 FTE
- Equity
- -€149,507
- Deficit
- -€248,651
- Board
- 5 members
Why 53raises riskCapped at 59: negative equityNegative equity -€149,507Loss of €248,651 (financial year 2025)1 of the last 3 latelowers riskLegal form: non-profit associationShow the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, small): better than 13% on solvency, 12% on liquidity, 6% on profitability and 3% on growth.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 4 days after the deadline; the sector median (NACE 78) for financial year 2024 is 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Weakest financial yearnet -€248,651
- Reappointments: Anne-Laure Buisson, Marie-Françoise Ebel and…Appointments: Anny Tubbs (membre à…
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €216,788 after €49,662 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 78, Employment activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 678 companies that looked in July 2024 the way this one looks now, 6.8% went bankrupt within 24 months and 84.5% are still going.
- Small
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 678 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | - | - | - | - | €2.7m | - |
| Turnover70 | - | - | - | - | - | - | - | €0.02m | - |
| Membership fees, donations, legacies and grants73 | - | - | - | €2.3m | - | - | - | €2.3m | - |
| Other operating income74 | - | - | - | - | - | - | - | €0.3m | - |
| Non-recurring operating income76A | - | - | - | €350 | - | - | - | - | - |
| Operating charges60/66A | - | - | - | - | - | - | - | €2.9m | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €1.0m | - | - | - | - | - |
| Services and other goods61 | - | - | - | - | - | - | - | €1.1m | - |
| Remuneration, social security and pensions62 | - | - | - | €1.4m | €1.6m | €1.7m | €1.7m | €1.8m | ▲ 1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.03m | €0.03m | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | €0.03m | ▼ 25.5% |
| Other operating charges640/8 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | ▼ 55.1% |
| Non-recurring operating charges66A | - | - | - | €0.06m | €0.08m | €0.09m | €0.08m | €466 | ▼ 99.4% |
| Gross operating margin9900 | €1.4m | €1.4m | €1.5m | €1.4m | €1.6m | €1.8m | €1.9m | - | - |
| Operating profit (loss)9901 | €0.08m | €0.06m | €0.01m | €0.004m | €0.005m | €0.005m | €0.05m | -€0.2m | - |
| Financial income75/76B | - | - | - | - | - | - | €279 | €222 | ▼ 20.4% |
| Recurring financial income75 | - | - | - | - | - | - | €279 | €222 | ▼ 20.4% |
| Income from current assets751 | - | - | - | - | - | - | - | €222 | - |
| Financial charges65/66B | - | - | - | €0.02m | €0.03m | €0.05m | €0.04m | €0.03m | ▼ 27.9% |
| Recurring financial charges65 | €0.03m | €0.009m | €0.01m | €0.02m | €0.03m | €0.05m | €0.04m | €0.03m | ▼ 27.9% |
| Debt charges650 | - | - | - | - | - | - | - | €0.02m | - |
| Other financial charges652/9 | - | - | - | - | - | - | - | €0.01m | - |
| Non-recurring financial charges66B | - | - | - | - | - | - | - | €0 | - |
| Profit (loss) for the period before taxes9903 | €0.05m | €0.06m | €0.001m | -€0.01m | -€0.02m | -€0.05m | €0.005m | -€0.2m | - |
| Profit (loss) for the period9904 | €0.02m | €0.005m | €0.001m | -€0.01m | -€0.02m | -€0.05m | €0.005m | -€0.2m | - |
| Profit (loss) for the period to be appropriated9905 | €0.02m | €0.005m | €0.001m | -€0.01m | -€0.02m | -€0.05m | €0.005m | -€0.2m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.3m | €1.1m | €1.3m | €1.5m | €1.7m | €1.5m | €1.1m | €1.1m | ▼ 2.9% |
| Fixed assets21/28 | €0.09m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.07m | ▼ 31.3% |
| Intangible fixed assets21 | €0.007m | €0.01m | €0.008m | €0.005m | €0.002m | €0.03m | €0.06m | €0.04m | ▼ 28.8% |
| Tangible fixed assets22/27 | €0.08m | €0.09m | €0.1m | €0.1m | €0.1m | €0.07m | €0.04m | €0.03m | ▼ 35.1% |
| Plant, machinery and equipment23 | - | - | - | €0.06m | €0.06m | €0.04m | €0.02m | €0.005m | ▼ 64.2% |
| Furniture and vehicles24 | - | - | - | €0.008m | €0.007m | €0.005m | €0.003m | €0.001m | ▼ 52.0% |
| Other tangible fixed assets26 | - | - | - | €0.03m | €0.03m | €0.03m | €0.02m | €0.02m | ▼ 14.6% |
| Financial fixed assets28 | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Other financial fixed assets284/8 | - | - | - | - | - | - | - | €0.001m | - |
| Amounts receivable and cash guarantees285/8 | - | - | - | - | - | - | - | €0.001m | - |
| Current assets29/58 | €1.2m | €1.0m | €1.2m | €1.4m | €1.6m | €1.4m | €1.0m | €1.0m | ▼ 0.3% |
| Amounts receivable within one year40/41 | €0.9m | €0.9m | €1.1m | €1.3m | €1.4m | €1.3m | €0.9m | €0.9m | ▲ 2.0% |
| Trade receivables40 | - | - | - | €0.003m | €0.005m | €0.003m | €0.003m | €0.04m | ▲ 1,558% |
| Other amounts receivable41 | - | - | - | €1.3m | €1.4m | €1.3m | €0.9m | €0.8m | ▼ 2.8% |
| Current investments50/53 | €0.004m | - | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €0.3m | €0.09m | €0.02m | €0.07m | €0.1m | €0.06m | €0.1m | €0.1m | ▲ 18.4% |
| Deferred charges and accrued income490/1 | - | - | - | €0.009m | €0.05m | €0.04m | €0.06m | €0.02m | ▼ 73.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.3m | €1.1m | €1.3m | €1.5m | €1.7m | €1.5m | €1.1m | €1.1m | ▼ 2.9% |
| Equity10/15 | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | €0.09m | €0.1m | -€0.1m | - |
| Reserves13 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Profit (loss) carried forward14 | - | €0.004m | €0.005m | -€0.008m | -€0.03m | -€0.07m | -€0.06m | -€0.3m | ▼ 410% |
| Provisions and deferred taxes16 | €0.2m | €0.2m | €0.2m | €0.1m | €0.05m | - | €0.01m | €0.01m | = |
| Provisions for liabilities and charges160/5 | - | - | - | €0.1m | €0.05m | - | €0.01m | €0.01m | = |
| Other liabilities and charges164/5 | - | - | - | €0.1m | €0.05m | - | €0.01m | €0.01m | = |
| Amounts payable17/49 | €0.9m | €0.8m | €0.9m | €1.2m | €1.5m | €1.4m | €1.0m | €1.3m | ▲ 20.7% |
| Amounts payable within one year42/48 | €0.9m | €0.8m | €0.9m | €1.1m | €1.4m | €1.4m | €1.0m | €1.2m | ▲ 25.0% |
| Financial debts43 | - | - | - | €0.6m | €0.7m | €0.7m | €0.6m | €0.6m | ▲ 1.9% |
| Credit institutions430/8 | - | - | - | €0.08m | €0.08m | €0.08m | €0.08m | €0.04m | ▼ 49.0% |
| Other loans439 | - | - | - | €0.5m | €0.7m | €0.7m | €0.5m | €0.6m | ▲ 10.0% |
| Trade debts44 | €0.09m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | €0.1m | €0.2m | ▲ 84.6% |
| Suppliers440/4 | - | - | - | €0.2m | €0.2m | €0.2m | €0.1m | €0.2m | ▲ 84.6% |
| Taxes, remuneration and social security45 | - | - | - | €0.3m | €0.4m | €0.4m | €0.3m | €0.3m | ▲ 20.6% |
| Taxes450/3 | - | - | - | €0.06m | €0.07m | €0.1m | €0.07m | €0.05m | ▼ 26.9% |
| Remuneration and social security454/9 | - | - | - | €0.2m | €0.3m | €0.2m | €0.2m | €0.3m | ▲ 37.6% |
| Accrued charges and deferred income492/3 | - | - | - | €0.07m | €0.1m | €0.03m | €0.04m | €0.006m | ▼ 86.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,452 | €5,156 | €1,358 | -€12,763 | -€20,437 | -€46,500 | €5,467 | -€248,651 | - |
| + Depreciation and write-downs630 | €29,202 | €34,415 | €39,215 | €37,647 | €37,135 | €43,717 | €41,405 | €30,854 | ▼ 25.5% |
| Operating cash flow (approximation) | €49,654 | €39,571 | €40,573 | €24,884 | €16,698 | -€2,783 | €46,872 | -€217,797 | - |
| Investment in fixed assets (approximation) | - | -€47,169 | -€51,883 | -€27,807 | -€34,447 | -€42,228 | -€36,912 | €0 | - |
| Change in cash | - | -€164,027 | -€74,993 | €55,764 | €50,014 | -€66,846 | €65,180 | €22,389 | ▼ 65.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 15-07-2026 | 2026-00302036 |
| 31-12-2024 | full format | 25-09-2025 | 2025-00502419 |
| 31-12-2023 | full format | 24-07-2024 | 2024-00277398 |
| 31-12-2022 | full format | 13-07-2023 | 2023-00232095 |
| 31-12-2021 | full format | 28-08-2022 | 2022-20329672 |
| 31-12-2020 | full format | 23-07-2021 | 2021-39100014 |
| 31-12-2019 | full format | 25-07-2020 | 2020-34300467 |
| 31-12-2018 | full format | 26-07-2019 | 2019-39300543 |
| 31-12-2017 | full format | 05-07-2018 | 2018-30000196 |
| 31-12-2016 | full format | 30-07-2017 | 2017-39600175 |
Similar companies · same sector, comparable size
Subsidies and aid
Federal government
2023 to 2024 · 2 entries · €787,034 in total| Year | Department | Transactions | Amount |
|---|---|---|---|
| 2024 | FOD Beleid & Ondersteuning | 1 | €443,586 |
| 2023 | FOD Beleid & Ondersteuning | 1 | €343,448 |
Wallonia-Brussels Federation
2024 to 2025 · 3 entries · €37,550 in total| Year | Entries | Paid |
|---|---|---|
| 2025 | 2 | €36,650 |
| 2024 | 1 | €900 |
Public contracts
Source: TED (Tenders Electronic Daily), Publications Office of the European Union. Values as the buyer published them; for a framework agreement, a ceiling.
Directors
Board 5
Statutory auditor 1
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Statutory auditor
- began earlier
| Name | Functions and periods |
|---|---|
| Anne Bellemans |
|
| Anne-Laure Buisson |
|
| Anny Tubbs |
|
| Marie-Françoise Ebel |
|
| Severine Dussolier |
|
| J-Day |
|
| Anne Krings |
|
| Chantal Collet |
|
| Mathilde Halflants |
|
Owners and capital
Owners
This non-profit association has no shareholders or capital.
Group and network
Connections & network
5 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
07-10
Gazette deed
Reappointments: Anne-Laure Buisson, Marie-Françoise Ebel and Anne BellemansAppointments: Anny Tubbs (membre à l'organe d'administration) and Severine Dussolier (membre à l'organe d'administration) · Auditor report · Amendment of the articles24 facts ▸
- Other provision, “general meeting attendance, Membre de l'Assemblée Générale” (deed in French) (11 times)
- Other provision, “administratrice, general meeting attendance” (deed in French) (2 times)
- Other provision, “Directrice d'Interface 3, general meeting attendance” (deed in French)
- Other provision, “ancienne stagiaire Interface 3, general meeting attendance” (deed in French)
- Other provision, “Responsable Financier et Administratif d'Interface 3, general meeting attendance” (deed in French)
- Other provision, “Directrice Adjointe Renovas, general meeting attendance” (deed in French)
- Other provision, “Réviseur et Commissaire aux Comptes, general meeting attendance” (deed in French)
- Other provision, “Directrice Adjointe, affiliation employeur” (deed in French)
- Other provision, “ordre du jour, Approbation du procès-verbal de l'assemblée générale de 2024” (deed in French)
- Other provision, “approbation PV AG juin 2024, approuvé à l'unanimité” (deed in French)
- Other provision, 18h45, “rapport d'activités 2024” (deed in French)
- Other provision, “direction travaille à augmenter sources de financement privés, bilan au 31-12-2024” (deed in French)
- +12 further facts in this act
07-10
Gazette deed
Amendment of the articles3 facts ▸
- General meeting, 19-06-2025
- Amendment of the articles
- Other provision, “origine patrimoniale, patrimoine reçu” (deed in French)
20-08
Gazette deed
Admissions: Annie Tubs (membre de l'ag) and Severine Dussolier (membre de l'ag)Appointment: J-DAY (statutory auditor) · Resignations: Anne Krings, Mathilde Halflants and Chantal Collet · Withdrawal: Anne Krings (membre de l'ag)20 facts ▸
- General meeting, 26-06-2024
- Other provision, “ordre du jour” (deed in French)
- Other provision, “présences et quorum”, 11/14 (deed in French)
- Other provision, “presence, présente” (deed in French) (8 times)
- Other provision, “presence, représentée” (deed in French) (5 times)
- Other provision, “presence, présent” (deed in French) (3 times)
- Other provision, “approbation du PV de l'AG de juin 2023, approuvé à l'unanimité” (deed in French)
- Other provision, “présentation du rapport d'activité 2023”, 2 (deed in French)
- Approval, 31-12-2023
- Auditor report, 2025-06, “sans réserve” (deed in French)
- Other provision, “décharge pour rapport d'activité et bilan financier, donnée à l'unanimité” (deed in French)
- Member admission, Annie Tubs (membre de l'ag)
- +8 further facts in this act
Show earlier events
About the unread acts
Of the 13 Belgian Official Gazette deeds we know for this company, 3 have been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 21 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21909E0018/00R014 | Brussels | 5,664 m² | 1 · 264 m² | 23.9 m · 7 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Faciliter l'accès des femmes et des filles aux filières de formations techniques, informatiques et scientifiques dans lesquelles elles sont…” (deed in French)
6 activities (deed in French)
- Faciliter l'accès des femmes et des filles aux filières de formations techniques, informatiques et scientifiques dans lesquelles elles sont sous-représentées en leur offrant des modules d'initiation et d'orientation, en déconstruisant les stéréotypes de genre et en organisant des formations en non-mixité.
- Construire et dispenser des formations aux femmes pour leur permettre d'acquérir des compétences techniques, technologiques, sociales, linguistiques, ... et de s'insérer dans des emplois de qualité.
- Accompagner les femmes d'une manière collective et individuelle dans leurs parcours de formation et d'insertion professionnelle et adapter le suivi à leurs différents profils (parcours scolaire et professionnel, situation socio-économique et familiale, âge,...).
- Créer un environnement motivant et bienveillant pour que les femmes prennent confiance en elles conscience de leur potentiel, offrant ainsi une communauté d'apprentissage dynamique et solidaire.
- Informer, sensibiliser et collaborer avec les différentes parties prenantes (public-cible, entreprises, partenaires de formation et institutionnels) relativement aux inégalités de genre dans le monde du travail et à l'insertion durable des femmes dans les filières informatiques et techniques.
- Assurer une veille et analyser l'évolution des métiers informatiques et techniques ainsi que la situation des femmes dans le monde du travail, afin d'actualiser l'offre de formation, les méthodes pédagogiques, les programmes, les cours et de développer de nouveaux projets.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Interface3
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “1030 Bruxelles, rue Gaucheret 88-90, Belgique” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “6.4 - Signature Tous les actes qui engagent l'association, autre que ceux de la gestion journalière, sont signés par un administrateur ou…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Restent en fonction jusqu'à la prochaine assemblée générale, 3” (deed in French)
Capital, shares and profit
- Membership ruleWho can become a member or partner, and on what terms.
- “Illimité, 2” (deed in French)