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INTERDAL

Active
Private limited companyfounded 1994active for 31 yearsSpinnerijstraat 4, 9240 Zele, BelgiumKBO/BCE: BE 0454.231.303

From the official registers: KBO 31 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

INTERDAL has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.7m and a net result of €51,035. Equity has been growing by about 37% per year since 2018. Its solvency ranks better than 39% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 28-12-1994 Normal situation
Legal form
Private limited company
Registered office
Spinnerijstraat 4, 9240 Zele
Activity
Wholesale of construction materials, general range NACE 46831and 2 others
Establishment units
3 establishment units
Financial year end
31 December
Peppol
Reachable since 30-10-2023

Board and ownership

Board

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€864,743
▼ 31.5%
Turnover
≈ €4.5m
estimated
Profit
€51,035
▼ 83.2%
Equity
€2.7m
▲ 1.9%
Total assets
€8.4m
▲ 39.5%
Staff
8.4 FTE
▼ 26.3%
2025 accounts filed 27 days before the deadline
Filed on 04-07-2026at the National Bank
Score breakdownraises riskLiquidity: current ratio 1.65, cash €138,306Size: 8.4 FTE, total assets €8.4mlowers riskFounded in 1994Figures for financial year 2025 (filed on 04-07-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 44% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 58-12
equity 32.6% of total assets
Liquidity 44+4
short-term debt 23.4% · cash 1.6%
Profitability 60-15
return on assets 0.6%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.6%● unchanged vs 09-2026highest value
Credit of up to €220,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.65 (1.86 in 2024), above the usual 1.5. Short-term debt is 23.4% and cash 1.6% of total assets. However, 67.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 42% of them on solvency, 42% on liquidity, 45% on profitability and 47% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.65, cash €138,306
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 8.4 FTE, total assets €8.4m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 04-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
27 days early
2024
8 days early
2023
33 days early
2022
51 days early
2021
20 days early
2020
12 days early
2019
52 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €303,470 to €51,035 ▼ 83.2% View
  • Positive: More equity than 93% of companies in wholesale tradesector median €364,964 · 9,825 companies €2.7m View
  • Positive: 8 profitable years in a rowprofit 2025: €51,035 8 years View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View

Documents

Annual accounts at the NBB

All 31 annual accounts

Articles and registers

Key facts about INTERDAL

What is the company number of INTERDAL?
The company number of INTERDAL is 0454.231.303. The VAT number is the same number with BE in front: BE 0454.231.303.
Where is INTERDAL based?
The registered office is at Spinnerijstraat 4, 9240 Zele.Company details
What does INTERDAL do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of INTERDAL?
The legal form of INTERDAL is Private limited company (BV).
When was INTERDAL founded?
INTERDAL was founded on 28-12-1994.
Is INTERDAL still active?
Yes, INTERDAL is an active enterprise in the KBO register.
How many employees does INTERDAL have?
INTERDAL had an average of 8.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of INTERDAL?
The turnover in financial year 2025 is ≈ €4.5m. This figure is estimated from the gross margin of €864,743 and 141 comparable companies (NACE 46). It probably lies between €2.8m and €7.4m.
Is INTERDAL profitable?
In financial year 2025, INTERDAL made a profit of €51,035.
Where can I find the annual accounts of INTERDAL?
INTERDAL filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of INTERDAL due?
INTERDAL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as INTERDAL: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €4.9m and €9.5m, founded between 1989 and 2000.

CompanyTotal assetsGross margin
INTERDAL Zele€8.4m€0.9m
BOUWMATERIALEN DE GELDER Laarne€4.9m€0.8m
Productie- en Handelsmaatschappij voor Betonproducten Heusden-Zolder€8.5m€0.9m
DECKERS Heist-op-den-Berg€9.5m€1.5m
NEPTUNO La Louvière€7.2m€0.6m
LOMMAT Brussel€6.2m€0.5m
NOVOFERM BELGIUM Kapelle-op-den-Bos€6.2m€0.5m
Full comparison

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