INTERDAL: what changed
What changed
INTERDAL
NACE 46.831, Wholesale of construction materials, general range
filed annual accounts (NBB)
Net result for the year
€51,035
2024 · €303,470-€252,435
Equity
€2.7m
2024 · €2.7m+€51,035
Cash
€138,306
2024 · €258,464-€120,158
Balance sheet total
€8.4m
2024 · €6.0m+€2.4m
Largest movements
Assets
- Tangible fixed assets +€3.0m
up €3.0m (+186%), from €1.6m to €4.6m
of which Land and buildings: +€3.1m
- Receivables within one year -€405,271
down €405,271 (-18.7%), from €2.2m to €1.8m
of which Trade receivables: -€442,579
- Cash -€120,158
down €120,158 (-46.5%), from €258,464 to €138,306
mainly Investment in fixed assets (net) (-€3.2m) and Tax, wage and social debts (-€162,168)
Equity and liabilities
- Debts after one year +€2.4m
up €2.4m (+188%), from €1.3m to €3.7m
- Tax, wage and social debts -€162,168
down €162,168 (-45.7%), from €354,723 to €192,555
of which Taxes: -€118,178
- Other debts +€150,000
up €150,000 (+134%), from €112,000 to €262,000
- Short-term financial debts +€92,942
up €92,942 (+99.9%), from €93,081 to €186,023
Income statement
- Gross operating margin -€398,426
down €398,426 (-31.5%), from €1.3m to €864,743
- Staff costs -€101,324
down €101,324 (-22.7%), from €445,505 to €344,181
- Taxes -€97,668
down €97,668 (-74.3%), from €131,380 to €33,711
- Depreciation +€39,156
up €39,156 (+16.2%), from €242,383 to €281,539
- Financial charges +€14,629
up €14,629 (+18.7%), from €78,023 to €92,652
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€303,470
Gross operating margin
-€398,426
Staff costs
+€101,324
Depreciation
-€39,156
Other operating charges
-€1,960
Financial income
+€2,744
Financial charges
-€14,629
Taxes
+€97,668
Result 2025
€51,035
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€628,867
Investment
-€3.2m
Financing
+€2.5m
Cash 2024
€258,464
From operations (derived)
+€628,867
Net result for the year
+€51,035
Depreciation
+€281,539
Stocks and contracts
+€52,990
Receivables within one year
+€405,271
Trade debts
-€66,482
Tax, wage and social debts
-€162,168
Advances received
-€83,318
Other debts
+€150,000
Investment (derived)
-€3.2m
Investment in fixed assets (net)
-€3.2m
Financing
+€2.5m
Debts after one year
+€2.4m
Current portion of long-term debt
-€19,903
Short-term financial debts
+€92,942
Cash 2025
€138,306
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,047,009 | €8,434,278 | +€2.4m | +39.5% |
| Fixed assets | 21/28 | €2,216,576 | €5,182,264 | +€3.0m | +134% |
| Intangible fixed assets | 21 | €574,712 | €543,221 | -€31,491 | -5.5% |
| Tangible fixed assets | 22/27 | €1,616,453 | €4,628,281 | +€3.0m | +186% |
| Land and buildings | 22 | €1,420,937 | €4,484,258 | +€3.1m | +216% |
| Plant, machinery and equipment | 23 | €54,046 | €42,511 | -€11,534 | -21.3% |
| Furniture and vehicles | 24 | €134,406 | €100,561 | -€33,845 | -25.2% |
| Leasing and similar rights | 25 | €7,064 | €950 | -€6,114 | -86.6% |
| Financial fixed assets | 28 | €25,411 | €10,762 | -€14,649 | -57.6% |
| Current assets | 29/58 | €3,830,433 | €3,252,014 | -€578,419 | -15.1% |
| Stocks and contracts in progress | 3 | €1,401,731 | €1,348,741 | -€52,990 | -3.8% |
| Stocks | 30/36 | €1,401,731 | €1,348,741 | -€52,990 | -3.8% |
| Amounts receivable within one year | 40/41 | €2,170,238 | €1,764,966 | -€405,271 | -18.7% |
| Trade receivables | 40 | €1,933,951 | €1,491,372 | -€442,579 | -22.9% |
| Other amounts receivable | 41 | €236,286 | €273,594 | +€37,308 | +15.8% |
| Cash at bank and in hand | 54/58 | €258,464 | €138,306 | -€120,158 | -46.5% |
| Total equity and liabilities | 10/49 | €6,047,009 | €8,434,278 | +€2.4m | +39.5% |
| Equity | 10/15 | €2,694,856 | €2,745,890 | +€51,035 | +1.9% |
| Contributions | 10/11 | €150,000 | €150,000 | = | 0.0% |
| Reserves | 13 | €1,043,000 | €1,093,000 | +€50,000 | +4.8% |
| Distributable reserves | 133 | €1,043,000 | €1,093,000 | +€50,000 | +4.8% |
| Profit (loss) carried forward | 14 | €1,501,856 | €1,502,890 | +€1,035 | +0.1% |
| Amounts payable | 17/49 | €3,352,153 | €5,688,387 | +€2.3m | +69.7% |
| Amounts payable after more than one year | 17 | €1,289,012 | €3,714,175 | +€2.4m | +188% |
| Financial debts | 170/4 | €1,289,012 | €3,714,175 | +€2.4m | +188% |
| Amounts payable within one year | 42/48 | €2,063,141 | €1,974,213 | -€88,929 | -4.3% |
| Current portion of amounts payable after more than one year | 42 | €253,514 | €233,611 | -€19,903 | -7.9% |
| Financial debts | 43 | €93,081 | €186,023 | +€92,942 | +99.9% |
| Credit institutions | 430/8 | €93,081 | €186,023 | +€92,942 | +99.9% |
| Trade debts | 44 | €1,166,444 | €1,099,962 | -€66,482 | -5.7% |
| Suppliers | 440/4 | €1,166,444 | €1,099,962 | -€66,482 | -5.7% |
| Advances received on contracts in progress | 46 | €83,379 | €62 | -€83,318 | -99.9% |
| Taxes, remuneration and social security | 45 | €354,723 | €192,555 | -€162,168 | -45.7% |
| Taxes | 450/3 | €273,759 | €155,580 | -€118,178 | -43.2% |
| Remuneration and social security | 454/9 | €80,964 | €36,975 | -€43,990 | -54.3% |
| Other amounts payable | 47/48 | €112,000 | €262,000 | +€150,000 | +134% |
| Non-recurring operating income | 76A | - | €4,350 | +€4,350 | |
| Remuneration, social security and pensions | 62 | €445,505 | €344,181 | -€101,324 | -22.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €242,383 | €281,539 | +€39,156 | +16.2% |
| Other operating charges | 640/8 | €63,695 | €65,655 | +€1,960 | +3.1% |
| Gross operating margin | 9900 | €1,263,169 | €864,743 | -€398,426 | -31.5% |
| Operating profit (loss) | 9901 | €511,586 | €173,368 | -€338,218 | -66.1% |
| Financial income | 75/76B | €1,286 | €4,030 | +€2,744 | +213% |
| Recurring financial income | 75 | €1,286 | €4,030 | +€2,744 | +213% |
| Financial charges | 65/66B | €78,023 | €92,652 | +€14,629 | +18.7% |
| Recurring financial charges | 65 | €78,023 | €92,652 | +€14,629 | +18.7% |
| Profit (loss) for the period before taxes | 9903 | €434,849 | €84,746 | -€350,103 | -80.5% |
| Income taxes | 67/77 | €131,380 | €33,711 | -€97,668 | -74.3% |
| Profit (loss) for the period | 9904 | €303,470 | €51,035 | -€252,435 | -83.2% |
| Profit (loss) for the period to be appropriated | 9905 | €303,470 | €51,035 | -€252,435 | -83.2% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 1 November 2026 via checked.be.