INTERACTIV GROUP
ActiveThe computed 12-month bankruptcy probability of INTERACTIV GROUP is 1.8% (moderate). The 2025 annual accounts show equity of €41k and a net result of €79k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 20% of 27319 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+28
Solvency23▼-17
Growth66▲+5
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.1 in 2024), and 82.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
34.5%
Age of the figures
12 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 27319 sector peers (2025).
NBB · sector comparisonPosition among 27319 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 26-02-2026, 33 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
33 d early
2024
45 d early
2023
3 d early
2022
18 d early
2021
20 d early
2020
on the day
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close12-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€491k▲ 26.1%
2024 · €389k
2019: €417k
2020: €271k
2021: €258k
2022: €318k
2024: €389k
2019 → 2025
EBIT margin
21.4%▲ 13.6pp
2024 · 7.9%
2019: 5.4%
2020: 6.2%
2021: 1.2%
2022: 8.3%
2024: 7.9%
2019 → 2025
Net result
€79k▲ 289%
2024 · €20k
2019: €17k
2020: €14k
2021: €4k
2022: €21k
2023: €59k
2024: €20k
2019 → 2025
Working capital
€1k▼ 88.7%
2024 · €9k
2019: €13k
2020: €21k
2021: €19k
2022: €49k
2023: €87k
2024: €9k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€258k-€318k▲ 23.0%€389k€491k▲ 26.1%
Equity€41k-€62k▲ 50.6%€114k▲ 83.8%€47k▼ 59.0%€41k▼ 13.5%
Operating result€3k-€26k▲ 775%€74k▲ 180%€31k▼ 58.6%€105k▲ 243%
Net result€4k-€21k▲ 401%€59k▲ 183%€20k▼ 65.8%€79k▲ 289%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 243% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€69k▼ 24.4%
Current assets
€159k▲ 68.2%
Equity and liabilities €228k
Equity
€41k▼ 13.5%
Debt
€187k▲ 34.9%
The debt ratio rises from 74.8% to 82.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€128k▲
2024 · €50k
Cash flow
€101k▲
2024 · €40k
Solvency
17.8%▼
2024 · 25.2%
Current ratio
1.01▼
2024 · 1.10
Quick ratio
1.00▼
2024 · 1.08
Debt / equity
4.62▲
2024 · 2.96
ROE
194.0%▲
2024 · 43.1%
ROA
34.5%▲
2024 · 10.9%
Interest coverage
33.29▲
2024 · 14.62
Debt
€187k▲
2024 · €139k
Debt ≤ 1 year
€158k▲
2024 · €86k
Debt > 1 year
€29k▼
2024 · €53k
Income taxes
€24k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€186k€228k▲
Fixed assets21/28€91k€69k▼
Tangible fixed assets22/27€90k€68k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€88k€66k▼
Financial fixed assets28€1k€1k=
Current assets29/58€94k€159k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€81k€65k▼
Trade receivables40€50k€30k▼
Other amounts receivable41€31k€35k▲
Cash at bank and in hand54/58€9k€90k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€186k€228k▲
Equity10/15€47k€41k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€26k€20k▼
Amounts payable17/49€139k€187k▲
Amounts payable after more than one year17€53k€29k▼
Financial debts170/4€53k€29k▼
Amounts payable within one year42/48€86k€158k▲
Financial debts43€23k€25k▲
Credit institutions430/8€23k€25k▲
Trade debts44€32k€23k▼
Suppliers440/4€32k€23k▼
Taxes, remuneration and social security45€29k€43k▲
Taxes450/3€9k€43k▲
Remuneration and social security454/9€20k€0▼
Other amounts payable47/48€2k€67k▲
Income statement
Code20242025
Turnover70€389k€491k▲
Goods, raw materials, services and sundry goods60/61€339k€360k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€22k▲
Other operating charges640/8-€4k
Gross operating margin9900€50k€131k▲
Operating profit (loss)9901€31k€105k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€29k€103k▲
Income taxes67/77€9k€24k▲
Profit (loss) for the period9904€20k€79k▲
Profit (loss) for the period to be appropriated9905€20k€79k▲
Appropriation of the result
Profit (loss) to be appropriated9906€126k€105k▼
Profit (loss) brought forward from the previous period14P€106k€26k▼
Profit to be distributed694/7€100k€85k▼
Return on contributions (dividend)694€100k€85k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Highest result since 2019net €79k ▲289%
Operating result €105k, net result €79k, both a record.
14-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
Financial
Equity above €100kEq €114k ▲83.8%
5 profitable years in a row build equity to €114k.
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
Financial
Weakest financial yearnet €4k ▼69.1%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-01-2023
SPOIALA Beniamin: Resigned as Managing director
31-03-2019
SERGENTU Dorel: Resigned as Managing director
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paalstraat 271080 Sint-Jans-MolenbeekGround area
77 m²
Building footprint
65 m²
Volume, LiDAR
735 m³
Parcel 21522B0698/00D000, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
INTERACTIV GROUP
since 20182.273.331.887
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0698/00D000 | Brussels | 77 m² | 1 · 65 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CRV CONCEPT
BE 0779.321.358
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Cemento
BE 0729.816.419
Brakel · Eq €41k
PINGU CONSTRUCT
BE 0793.657.958
Zaventem · Eq €41k
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BE 0878.942.338
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GYPROJECT
BE 0607.919.784
Sint-Jans-Molenbeek · Eq €41k
Of 15,434 companies in sector 43990 we hold annual accounts for 7,354. 5,890 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2018
Fiscal year end31-08
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.