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Art & Stone

Active
Private limited company (pre-2019)founded 2006active for 20 yearsStuivenbergvaart 104, 2800 Mechelen, BelgiumKBO/BCE: BE 0878.942.338
Summary

The computed 12-month bankruptcy probability of Art & Stone is 2.1% (moderate). The 2025 annual accounts show equity of €40,578 and a net result of €14,876. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 18% of 10,818 sector peers (NACE 70, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 27-01-2006 Normal situation
Activity
Business and other management consultancy NACE 70200and 3 others
Establishment unit
2.151.858.292 2800 Mechelen, since 14-02-2006
Financial year end
31 December
Peppol
Reachable since 16-02-2026

Board and ownership

Board
  • Ciccarelli ArianaDirector · since 02-01-2007
Holdings
Shares in 2 companies Compagnie Francilienne d'Investissement and Belistone

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
€15,226
▼ 24.0%
Turnover
≈ €61,000
estimated
Profit
€14,876
▼ 13.8%
Equity
€40,578
▲ 57.9%
Total assets
€288,599
▼ 57.2%
Score breakdownraises risk1 change of registered office in 24 months1 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.07, cash €5,985Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 33% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 39+10
equity 14.1% of total assets
Liquidity 6+4
short-term debt 83.8% · cash 2.1%
Profitability 50-22
return on assets 5.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.7%▲ +0.2 percentage points vs 04-2025 06-2025: 1.7%● unchanged vs 05-2025 07-2025: 1.9%▲ +0.2 percentage points vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.9%▼ -1.4 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.8%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 0.9%▲ +0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 0.9%▼ -0.1 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 2.1%▲ +1.2 percentage points vs 09-2026 11-2026: 2.1%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (1.0 in 2024), below the usual 1.5. Short-term debt is 83.8% and cash 2.1% of total assets. 85.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 17% of them on solvency, 5% on liquidity, 24% on profitability and 85% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 1.07, cash €5,985
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 10818 sector peers (2025).
NBB · sector comparison
Position among 10818 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
29 days late
2023
104 days late
2022
31 days late
2021
78 days late
2020
31 days late
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 47 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 81% of companies in head offices and management consultancysector median 52.4% · 10,818 companies 14.1% View

Recent changes

  1. · Gazette deed Registered office moved from Antwerpen to Mechelen
  2. · Gazette deed Merger proposal: Art & Stone takes over Compagnie Francilienne d' investissements S.A.
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as Art & Stone: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €225,000 and €349,000, founded between 2003 and 2009.

CompanyTotal assetsGross margin
Art & Stone Mechelen€288,599€15,226
QUETZAL CONSULTING Mechelen€264,837€13,432
DSA Business Solutions Stabroek€238,554€14,581
BE-CREATIVE Schoten€348,860€14,890
IBR CONSULTING Lier€294,605€18,033
PARTIMOS Schilde€224,555€15,397
FOTONICAM Retie€315,242€15,418
Full comparison

Key facts about Art & Stone

What is the company number of Art & Stone?
The company number of Art & Stone is 0878.942.338. The VAT number is the same number with BE in front: BE 0878.942.338.
Where is Art & Stone based?
The registered office is at Stuivenbergvaart 104, 2800 Mechelen.Company details
What does Art & Stone do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Art & Stone?
The legal form of Art & Stone is Private limited company (pre-2019) (BVBA).
When was Art & Stone founded?
Art & Stone was founded on 27-01-2006.
Is Art & Stone still active?
Yes, Art & Stone is an active enterprise in the KBO register.
What is the turnover of Art & Stone?
The turnover in financial year 2025 is ≈ €61,000. This figure is estimated from the gross margin of €15,226 and 136 comparable companies (NACE 70200). It probably lies between €27,000 and €150,000. It is a rough estimate.Financials
Is Art & Stone profitable?
In financial year 2025, Art & Stone made a profit of €14,876.
Where can I find the annual accounts of Art & Stone?
Art & Stone filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Art & Stone due?
Art & Stone must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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