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InspirationOwl

Active Private limited companyfounded 2019active for 6 yearsMargaretasquare 35 box 47, 1000 BrusselsKBO/BCE: BE 0738.975.593

Lifetime

5 annual accounts with figures on one time axis
peak €53,314 (2025)
€53,314▲ 70.9%
lowest -€8,374 (2023)
€22,669▲ 8.4%
peak €43,835 (2025)
€43,835▲ 107%
€113,987▼ 32.9%
Board1 name since 2023
1 directorMargonari Fausto De Souza Artur
Documentsfilings and deeds
22-01-20269 days before the deadline
2025micro format
Gross margin from €31,192 to €53,314Equity from €21,166 to €43,835Debts from €169,903 to €113,987Cash from €29,793 to €44,910

Key points

from the 2025 annual accounts

Turnover

≈ €120,000 estimated

The micro format states no turnover.

Debts

€113,987 72% of the balance sheet
Suppliers 38%Taxes and wages 62%

Filings

5 annual accounts 4 late
deadline20222024

The 2023 accounts came latest: 596 days after the end of the period.

Checked score

84
Excellent
Financially stronger than 54% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,230 companies (NACE 73, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.7% 01-2025: 2.6%▼ -0.1 percentage points vs 12-2024 02-2025: 3.8%▲ +1.2 percentage points vs 01-2025 03-2025: 4.7%▲ +0.9 percentage points vs 02-2025highest value 04-2025: 4.7%● unchanged vs 03-2025highest value 05-2025: 4.7%● unchanged vs 04-2025highest value 06-2025: 4.7%● unchanged vs 05-2025highest value 07-2025: 4.6%▼ -0.1 percentage points vs 06-2025 08-2025: 4.6%● unchanged vs 07-2025 09-2025: 4.6%● unchanged vs 08-2025 10-2025: 3.0%▼ -1.6 percentage points vs 09-2025 11-2025: 3.0%● unchanged vs 10-2025 12-2025: 2.9%▼ -0.1 percentage points vs 11-2025 01-2026: 2.8%▼ -0.1 percentage points vs 12-2025 02-2026: 0.4%▼ -2.4 percentage points vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026lowest value

Financial strength
Strong

53+17equity 27.8% of total assets
47+27short-term debt 72.2% · cash 28.5%
87+5return on assets 14.4%

Score breakdown

raises risk
2 of the last 3 accounts late
Size: total assets €157,822
lowers risk
Sector: Advertising, market research and public relations activities (NACE 73)
Liquidity: current ratio 1.34, cash €44,910
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 32% of them on solvency, 30% on liquidity, 63% on profitability and 91% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 6,713 companies had the same profile as InspirationOwl has now. Each dot stands for 17 companies, two years later.

95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of InspirationOwl itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for InspirationOwl. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.34 (1.1 in 2024), below the usual 1.5. Short-term debt is 72.2% and cash 28.5% of total assets. 72.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Liquidity: current ratio 1.34, cash €44,910
NBB · annual accounts
raises risk · 2 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €157,822
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
9 days early
2024
230 days late
2023
596 days late
2022
16 days late
2021
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 171 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 February (4 of the last 5 accounts filed within 209 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MF
Margonari Fausto De Souza Artur
Director
  • MARGONARI FAUSTO DE SOUZA Artur 100 sharesdeed of 13-12-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0738975593
Registered office moved from Lendelede to Brussels New registered office: Square Marguerite 35 box 47, 1000 Brussel · Previous registered office: Rozebeeksestraat 62, 8860 Lendelede · General meeting of 18-05-2021 · Gazette deed
Incorporation Founding capital of €4,000, 100 shares · Founder: MARGONARI FAUSTO DE SOUZA Artur · published on 13-12-2019 · Gazette deed
First establishment Margaretasquare 35, Brussels
All 14 events

Comparable companies

same main activity, similar in size and age
Company
InspirationOwl Brussels €157,822 €53,314 27.8% -
Pépite Communication Schaerbeek €177,971 €60,905 49.1% -
UCOM CONSULT Aywaille €163,657 €52,744 43.7% -
KDW Projects Londerzeel €172,758 €53,397 46.6% -
TJ Advisory Services Edegem €145,851 €54,634 83.6% -
BRANDSEO Begijnendijk €168,070 €49,855 90.7% -
Martine Saey Dendermonde €143,276 €58,690 82.1% -

These companies have the same main activity as InspirationOwl: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €143,000 and €178,000, founded between 2019 and 2020.

Official details

Source: KBO
Status
Active since 11-12-2019Normal situation
Registered office
18 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
Activity
Public relations and communication consultancyNACE 73300and 1 other
Establishment unit
2.298.058.7711000 Brussels, since 11-12-2019
Financial year end
30 June
Peppol
Reachable since 14-04-2026
Company details

Annual accounts to 30-06-2025

€157,822▼ 17.4%
Filing
Filed on 22-01-2026, 9 days before the end of the filing period
Financials

Insights on InspirationOwl

InspirationOwl files the micro format. That format states no turnover. The gross margin rose from €14,032 in 2021 to €53,314 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about InspirationOwl

What is the company number of InspirationOwl?
The company number of InspirationOwl is 0738.975.593. The VAT number is the same number with BE in front: BE 0738.975.593.
Where is InspirationOwl based?
The registered office is at Margaretasquare 35 box 47, 1000 Brussels.Company details
What does InspirationOwl do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of InspirationOwl?
InspirationOwl is a private limited company (BV).
When was InspirationOwl founded?
InspirationOwl was founded on 11-12-2019.
Is InspirationOwl still active?
Yes, InspirationOwl is an active enterprise in the KBO register.
What is the turnover of InspirationOwl?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €53,314 and 30 comparable companies (NACE 73). It probably lies between €100,000 and €150,000.Financials
Is InspirationOwl profitable?
In financial year 2025, InspirationOwl made a profit of €22,669.
Where can I find the annual accounts of InspirationOwl?
InspirationOwl filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of InspirationOwl due?
InspirationOwl must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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