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InsightIQ

Active
Private limited companyfounded 20233 yrs activeOudenaardsesteenweg 911, 9420 Erpe-Mere, BelgiumKBO/BCE: BE 0798.328.212
Summary

The computed 12-month bankruptcy probability of InsightIQ is 1.6% (moderate). The 2024 annual accounts show equity of €33,623 and a net result of €23,623. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency76
Growth-
Track record79
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.45; short-term debt: 49.2% and cash: 45.7% of total assets), and 49.2% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
50.8%
Return on assets
35.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
39 d early
2024
14 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 February 2023, InsightIQ was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, abbreviated schema, 2025 accounts filed, figures not processed yet

Equity
€33,623
Total assets
€66,250
Net result
€23,623
Working capital
€14,717

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €66,250
Fixed assets €18,906
Current assets €47,345
Equity and liabilities €66,250
Equity €33,623
Debt €32,627
Debt finances 49.2% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€56,770
Cash flow
€46,340
Current ratio
1.45
Debt to equity
0.97
ROE
70.3%
ROA
35.7%
Interest coverage
56.63
Debt ≤ 1 year
€32,627
Income taxes
€9,779

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 41 lines
Balance sheet Code2024
Assets
Total assets20/58€66,250
Fixed assets21/28€18,906
Tangible fixed assets22/27€18,906
Plant, machinery and equipment23€1,688
Furniture and vehicles24€17,218
Current assets29/58€47,345
Amounts receivable within one year40/41€14,783
Trade receivables40€14,574
Other amounts receivable41€209
Cash at bank and in hand54/58€30,267
Deferred charges and accrued income490/1€2,294
Equity and liabilities
Total equity and liabilities10/49€66,250
Equity10/15€33,623
Contributions10/11€10,000
Reserves13€23,000
Distributable reserves133€23,000
Profit (loss) carried forward14€623
Amounts payable17/49€32,627
Amounts payable within one year42/48€32,627
Current portion of amounts payable after more than one year42€10,633
Trade debts44€1,114
Suppliers440/4€1,114
Taxes, remuneration and social security45€16,629
Taxes450/3€16,629
Other amounts payable47/48€4,251
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,717
Other operating charges640/8€911
Gross operating margin9900€57,681
Operating profit (loss)9901€34,053
Financial income75/76B€352
Recurring financial income75€352
Financial charges65/66B€1,003
Recurring financial charges65€1,003
Profit (loss) for the period before taxes9903€33,402
Income taxes67/77€9,779
Profit (loss) for the period9904€23,623
Profit (loss) for the period to be appropriated9905€23,623
Appropriation of the result
Profit (loss) to be appropriated9906€23,623
Transfer to equity691/2€23,000
To other reserves6921€23,000
Social balance
Average headcount (FTE)90870.0

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,717
Other operating charges640/8€911
Gross operating margin9900€57,681
Operating profit (loss)9901€34,053
Financial income75/76B€352
Recurring financial income75€352
Financial charges65/66B€1,003
Recurring financial charges65€1,003
Profit (loss) for the period before taxes9903€33,402
Income taxes67/77€9,779
Profit (loss) for the period9904€23,623
Profit (loss) for the period to be appropriated9905€23,623
Line2024
Assets
Total assets20/58€66,250
Fixed assets21/28€18,906
Tangible fixed assets22/27€18,906
Plant, machinery and equipment23€1,688
Furniture and vehicles24€17,218
Current assets29/58€47,345
Amounts receivable within one year40/41€14,783
Trade receivables40€14,574
Other amounts receivable41€209
Cash at bank and in hand54/58€30,267
Deferred charges and accrued income490/1€2,294
Equity and liabilities
Total equity and liabilities10/49€66,250
Equity10/15€33,623
Contributions10/11€10,000
Reserves13€23,000
Distributable reserves133€23,000
Profit (loss) carried forward14€623
Amounts payable17/49€32,627
Amounts payable within one year42/48€32,627
Current portion of amounts payable after more than one year42€10,633
Trade debts44€1,114
Suppliers440/4€1,114
Taxes, remuneration and social security45€16,629
Taxes450/3€16,629
Other amounts payable47/48€4,251
Line2024
Profit (loss) for the period9904€23,623
+ Depreciation and write-downs630€22,717
Operating cash flow (approximation)€46,340

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
937 m²
Building footprint
175 m²
Volume, LiDAR
1,082 m³
Parcel 41009A0422/00B000, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oudenaardsesteenweg 911, 9420 Erpe-Mere
Agents in non-specialised wholesale trade
since 20232.341.409.952
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41009A0422/00B000 Flanders 937 m² 1 · 175 m² 11.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,405 companies in this sector we hold annual accounts for 6,906. 5,240 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded10-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
46190Agents in non-specialised wholesale trade
62900Other information technology and computer services
68110Buying and selling of own real estate
73110Advertising agencies
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798328212
Also 9925:BE0798328212
Registered 11-06-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.