INSIEME CONSULTING
ActiveINSIEME CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €60k and a net result of €20k. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 79% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+10
Solvency100▲+6
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 7.33 against 4.45 in 2023; short-term debt: 12.4% and cash: 71.1% of total assets), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-04-2025, 94 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
94 d early
2023
41 d early
2022
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€60k▲ 50.5%
2023 · €40k
2022: €30k
2023: €40k
2022 → 2024
Total assets
€73k▲ 28.0%
2023 · €57k
2022: €51k
2023: €57k
2022 → 2024
Net result
€20k▲ 103%
2023 · €10k
2022: €20k
2023: €10k
2022 → 2024
Working capital
€57k▲ 56.6%
2023 · €37k
2022: €29k
2023: €37k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€30k-€40k▲ 33.2%€60k▲ 50.5%
Operating result€28k-€15k▼ 46.7%€26k▲ 79.5%
Net result€20k-€10k▼ 50.0%€20k▲ 103%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 79% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73k
Fixed assets
€7k▼ 31.6%
Current assets
€66k▲ 40.6%
Equity and liabilities €73k
Equity
€60k▲ 50.5%
Debt
€14k▼ 22.8%
The debt ratio falls from 30.7% to 18.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2023 · €17k
Cash flow
€23k▲
2023 · €13k
Solvency
81.5%▲
2023 · 69.3%
Current ratio
7.33▲
2023 · 4.45
Quick ratio
7.33▲
2023 · 4.45
Debt / equity
0.23▼
2023 · 0.44
ROE
33.6%▲
2023 · 24.9%
ROA
27.3%▲
2023 · 17.3%
Interest coverage
51.22▲
2023 · 39.20
Debt
€14k▼
2023 · €18k
Debt ≤ 1 year
€9k▼
2023 · €11k
Debt > 1 year
€4k▼
2023 · €7k
Income taxes
€6k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€57k€73k▲
Fixed assets21/28€10k€7k▼
Tangible fixed assets22/27€10k€7k▼
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€8k€6k▼
Current assets29/58€47k€66k▲
Amounts receivable within one year40/41€19k€12k▼
Trade receivables40€15k€12k▼
Other amounts receivable41€4k€709▼
Cash at bank and in hand54/58€26k€52k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€57k€73k▲
Equity10/15€40k€60k▲
Contributions10/11€10k€10k=
Reserves13€30k€50k▲
Distributable reserves133€30k€50k▲
Amounts payable17/49€18k€14k▼
Amounts payable after more than one year17€7k€4k▼
Financial debts170/4€7k€4k▼
Amounts payable within one year42/48€11k€9k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€7k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€712€606▼
Gross operating margin9900€18k€30k▲
Operating profit (loss)9901€15k€26k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€442€577▲
Recurring financial charges65€442€577▲
Profit (loss) for the period before taxes9903€14k€26k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€10k€20k▲
Profit (loss) for the period to be appropriated9905€10k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€20k▲
Transfer to equity691/2€10k€20k▲
To other reserves6921€10k€20k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €20k ▲103%
Net result €20k, the highest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €10k ▼50%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ursulinenstraat 92430 LaakdalGround area
753 m²
Building footprint
181 m²
Volume, LiDAR
911 m³
Parcel 13045A0741/00V000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INSIEME CONSULTING
since 20222.329.627.422
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13045A0741/00V000 | Flanders | 753 m² | 1 · 181 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CREATIVE STRATEGY
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2022
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.