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INSIDE STUDIO

Active
Private limited companyfounded 2025active for 1 yearRue de Bassine, Bonsin 1, 5377 Somme-Leuze, BelgiumKBO/BCE: BE 1019.925.108
Summary

INSIDE STUDIO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€39,848) and a net result of -€49,848. Its solvency ranks better than 5% of 11,706 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
Activities of interior architects
NACE 71112
1 site
Size
€67,827total assets 2025
Equity
-€39,848
Loss
-€49,848
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Accounts filed 31 days late
Why 52raises riskCapped at 59: negative equityNegative equity -€39,848Loss of €49,848 (financial year 2025)lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Size: total assets €67,827Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 4% of its sector peers (NACE 71, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 0
equity -58.7% of total assets
Liquidity 6
short-term debt 105.5% · cash 4.4%
Profitability 0
return on assets -73.5%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,802 companies, NACE 71, micro)
Last 24 months 03-2026: 0.5%lowest value 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.1 percentage points vs 07-2026 09-2026: 1.0%▲ +0.4 percentage points vs 08-2026 10-2026: 1.1%▲ +0.1 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.41, below 1; short-term debt: 105.5% and cash: 4.4% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 3% on solvency, 4% on liquidity and 4% on profitability.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Size: total assets €67,827
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€39,848
NBB · annual accounts
raises risk · Loss of €49,848 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: TILKIN Sophie Michèle (director)…

Financials · financial year 2025, micro format

2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00478606.

Equity
-€39,848
Total assets
€67,827
Net result
-€49,848
Working capital
-€41,854

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €67,827
Fixed assets €38,154
Current assets €29,673
Equity and liabilities
Equity-€39,848
Debt€107,675
Equity is negative: debt (€107,675) exceeds the balance-sheet total (€67,827).
Key figures and ratios
2025 value
EBITDA
-€41,756
Cash flow
-€43,623
Solvency
-58.7%
Current ratio
0.41
ROA
-73.5%
Interest coverage
-25.33
Debt
€107,675
Debt ≤ 1 year
€71,527
Debt > 1 year
€36,149
Income taxes
€256
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90.2% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90.2% still going

For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€67,827
Fixed assets21/28€38,154
Tangible fixed assets22/27€38,154
Furniture and vehicles24€38,154
Current assets29/58€29,673
Amounts receivable within one year40/41€25,559
Trade receivables40€25,559
Cash at bank and in hand54/58€2,998
Deferred charges and accrued income490/1€1,117
Equity and liabilities
Total equity and liabilities10/49€67,827
Equity10/15-€39,848
Contributions10/11€10,000
Profit (loss) carried forward14-€49,848
Amounts payable17/49€107,675
Amounts payable after more than one year17€36,149
Financial debts170/4€36,149
Amounts payable within one year42/48€71,527
Current portion of amounts payable after more than one year42€5,289
Trade debts44€2,098
Suppliers440/4€2,098
Advances received on contracts in progress46€20,273
Taxes, remuneration and social security45€2,245
Taxes450/3€2,245
Other amounts payable47/48€41,621
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,225
Other operating charges640/8€1,180
Gross operating margin9900-€40,576
Operating profit (loss)9901-€47,981
Financial income75/76B€38
Recurring financial income75€38
Financial charges65/66B€1,649
Recurring financial charges65€1,649
Profit (loss) for the period before taxes9903-€49,592
Income taxes67/77€256
Profit (loss) for the period9904-€49,848
Profit (loss) for the period to be appropriated9905-€49,848
Appropriation of the result
Profit (loss) to be appropriated9906-€49,848

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,225
Other operating charges640/8€1,180
Gross operating margin9900-€40,576
Operating profit (loss)9901-€47,981
Financial income75/76B€38
Recurring financial income75€38
Financial charges65/66B€1,649
Recurring financial charges65€1,649
Profit (loss) for the period before taxes9903-€49,592
Income taxes67/77€256
Profit (loss) for the period9904-€49,848
Profit (loss) for the period to be appropriated9905-€49,848
Line2025
Assets
Total assets20/58€67,827
Fixed assets21/28€38,154
Tangible fixed assets22/27€38,154
Furniture and vehicles24€38,154
Current assets29/58€29,673
Amounts receivable within one year40/41€25,559
Trade receivables40€25,559
Cash at bank and in hand54/58€2,998
Deferred charges and accrued income490/1€1,117
Equity and liabilities
Total equity and liabilities10/49€67,827
Equity10/15-€39,848
Contributions10/11€10,000
Profit (loss) carried forward14-€49,848
Amounts payable17/49€107,675
Amounts payable after more than one year17€36,149
Financial debts170/4€36,149
Amounts payable within one year42/48€71,527
Current portion of amounts payable after more than one year42€5,289
Trade debts44€2,098
Suppliers440/4€2,098
Advances received on contracts in progress46€20,273
Taxes, remuneration and social security45€2,245
Taxes450/3€2,245
Other amounts payable47/48€41,621
Line2025
Profit (loss) for the period9904-€49,848
+ Depreciation and write-downs630€6,225
Operating cash flow (approximation)-€43,623

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 31-08-2026 2026-00478606

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 3,884 active companies whose main activity is activities of interior architects (NACE 71112), figures are known for 1,307. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
TILKIN Sophie Michèle
Director (not named in the articles) · since 14-02-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
TILKIN Sophie Michèle
  • Director (not named in the articles), from 14-02-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 14-02-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 14-02-2025 Incorporation · €10,000 · 100 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 12 February 2025, INSIDE STUDIO was incorporated as a private limited company by one natural person, with a starting capital of €10,000.12 TILKIN Sophie Michèle has served as director of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 14-02-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 31 days late
2025
14-02
Gazette deed Incorporation
Appointment: TILKIN Sophie Michèle (director) · Founder · Founding capital10 facts ▸
  • Founder, TILKIN Sophie Michèle
  • Incorporation, 11-02-2025
  • Founding capital, €10,000
  • Other provision, 30-01-2025
  • Other provision, “responsabilité des fondateurs, faillite dans les trois ans de la constitution” (deed in French)
  • Bank account, “**/**”, 10000 (deed in French)
  • Registered office clause, “5377 Bonsin, rue de Bassine”, 1 (deed in French)
  • Director appointment, TILKIN Sophie Michèle (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, tous engagements, obligations et activités entreprises au nom et pour compte société en formation” (deed in French)
  • Other provision, “dépôt et extrait, POUR EXTRAIT ANALYTIQUE CONFORME délivré aux fins d'insertion aux annexes du Moniteur belge” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded12-02-2025
Financial year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
43320Joinery installation
47551Retail sale of household furniture
47552Retail sale of lighting equipment
47559Retail sale of other household articles
74130Interior design
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019925108
Registered 02-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 22 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1019.925.108

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
179 m²
Building footprint
157 m²
Parcel 91019D0233/00E002, Wallonia. Linked by address, not a title deed.
1 establishment unit
INSIDE STUDIO
Rue de Bassine, Bonsin 1, 5377 Somme-LeuzeActivities of interior architects
since 2025unit no. 2.369.921.618
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
91019D0233/00E002 Wallonia 178 m² 1 · 157 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“L’activité de menuiserie générale,ébénisterie,fabrication et placement de meubles de différents types,vitrerie,isolation,nettoyage de…” (deed in French)
34 activities (deed in French)
  1. L’activité de menuiserie générale,ébénisterie,fabrication et placement de meubles de différents types,vitrerie,isolation,nettoyage de bâtiments,évacuation des eaux,réparations de cheminées et autres appareils.
  2. Elle pourra fabriquer,importer,acheter et vendre,en gros,demi-gros,ou au détail toutes marchandises,matériel,mobilier ou immeubles pouvant servir à cette activité.
  3. Le placement de cuisines.
  4. La fabrication de charpentes et d'autres menuiseries.
  5. La fabrication d'emballages en bois.
  6. La fabrication d'objets divers en bois.
  7. L’activité de forge.
  8. La production et montage de pièces forgées pour la construction : rampes d'escalier,balustrades,etc.
  9. La fabrication de meubles de bureau et de magasin.
  10. La fabrication de meubles de cuisine.
  11. La fabrication de salles à manger,de salons,de chambres à coucher et de salles de bain.
  12. La fabrication de meubles de jardin et d'extérieur.
  13. La fabrication d'autres meubles n.c.a.
  14. Les travaux de menuiserie.
  15. Le montage de menuiseries extérieures et intérieures: portes,fenêtres,escaliers,placards de cuisines équipées,équipements pour magasins,dormants de portes et fenêtres,etc. ;
  16. La montage de portes de garage,de volets,de persiennes,de grillages,de grilles etc.,en bois ou en matière plastique.
  17. Le montage de portes blindées et de portes coupe-feux,en bois ou en matière plastique.
  18. Le montage de serres,de vérandas etc.,en bois ou en matière plastique.
  19. Le montage de menuiseries extérieurs et intérieurs métallique: portes,fenêtres,dormants de portes et fenêtres,escaliers,placards de cuisines équipées,équipements pour magasins,etc.
  20. Le montage de portes de garage,de volets,de persiennes,de grillages,de grilles,etc.,Métallique.
  21. Le montage de portes blindées et portes coupe-feux,métallique.
  22. Le montage de serres,de vérandas,etc.,métallique.
  23. Le montage de menuiseries extérieures et intérieures en matière plastique.
  24. L’installation de portes intérieures,de cloisons de séparation,...,en verre.
  25. La vitrerie.
  26. La pose de vitres,de miroirs,etc.
  27. L’activité d’intermédiaire spécialisés dans le commerce d'autres produits spécifiques.
  28. L’activité d’intermédiaire du commerce en produits divers.
  29. Le commerce de détail d'appareils de radio et de télévision et d'autres matériels audio/vidéo à usage domestique,etc.
  30. Les autres commerces de détail hors magasin,éventaires ou marchés.
  31. La rénovation et la restauration de meubles.
  32. L’architecture d’intérieur,la décoration intérieure et extérieure,l’aménagement des espaces,design de mobilier.
  33. Le commerce (achat et vente) ou la recherche d'antiquités et de mobiliers contemporains,le placement et le garnissage,la rénovation,les travaux de menuiserie,la marqueterie,les réparations,les fournitures de bureaux,la location de meubles au sens large,la fourniture de produits d'entretien et de tous autres matériaux en rapport avec les et les activités,recherches d'objet décoratifs de brocante ou d'antiquités et tous travaux d'entretien ou de rénovation de structures intérieures de bureaux ou de locaux divers.
  34. Toutes opérations immobilières au sens le plus large du terme,en pleine ou nue-propriété,usufruit,superficie ou emphytéose ; à ce titre,la société pourra acheter et vendre tout immeuble,droit,obligation et titre immobilier,ériger des immeubles,les aménager,les décorer,les prendre ou les donner en location,prendre ou donner des droits d'emphytéose ou de superficie,faire tous travaux en vue de rendre des immeubles rentables,lotir des terrains,créer la voirie nécessaire,conclure tous contrats de leasing,etc…

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
INSIDE STUDIO
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, par simple décision de l’organe d’administration,sièges administratifs,agences,ateliers,dépôts et succursales en Belgique…” (deed in French)

deed of 14-02-2025

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, organe d’administration” (deed in French)
“Un ou plusieurs, actionnaires ou non” (deed in French)
“Fixe ou proportionnelle, frais généraux” (deed in French)
“1” (deed in French)

deed of 14-02-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“100, rémunération des apports” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Agrément pour cession entre vifs à personne autre que visées à alinéa précédent, moitié au moins des actionnaires possédant trois quarts au…” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Apport en numéraire avec émission de nouvelles actions – droit de préférence, actions en gage, droit au débiteur-gagiste” (deed in French)

deed of 14-02-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 18:00

deed of 14-02-2025

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Assemblée générale, prévues pour modifications aux statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Administrateurs en fonction” (deed in French)

deed of 14-02-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Mentions des documents émanés de la société, actes,factures,annonces,publications,lettres,notes de commande,sites internet et autres…” (deed in French)
Other provision: “Actions libérées à leur émission, appels de fonds” (deed in French)
Other provision: “Compte de capitaux propres statutairement indisponible” (deed in French)
Other provision: “Nature des actions-indivisibilité des titres, registre des actions nominatives” (deed in French)
Other provision: “Démission d’actionnaires à charge du patrimoine, six premiers mois de exercice social” (deed in French)
Other provision: “Exclusion d’actionnaire, justes motifs” (deed in French)
Other provision: “Administrateur-délégué, gestion journalière” (deed in French)
Other provision: “Contrôle de la société, 3” (deed in French)
Other provision: “Admission à l'assemblée générale” (deed in French)
Other provision: “Administrateur, défaut actionnaire présent détenant plus d'actions, parité plus âgé, séances procès-verbaux” (deed in French)
Other provision: “Délibérations, majorité des voix quel que soit nombre titres sauf loi ou statuts” (deed in French)
Other provision: “Organe d'administration, prorogation” (deed in French)
Other provision: “Répartition bénéfice, articles 5:142 et 5:143” (deed in French)
Liquidation distribution: “Actif net entre actionnaires en proportion actions” (deed in French)
Other provision: “Communications, sommations, assignations, significations valablement faites, élection de domicile” (deed in French)
Other provision: “Compétence judiciaire, litige entre société, actionnaires, gérants, commissaires et liquidateurs relatifs affaires société et exécution…” (deed in French)
Other provision: “Droit commun” (deed in French)
Other provision: “Conformément à la loi, dispositions finales et transitoires” (deed in French)

deed of 14-02-2025