beNov
ActivebeNov has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €-8k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-64
Solvency94▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.91 against 3.38 in 2024; short-term debt: 31% and cash: 44.7% of total assets), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
56 d early
2023
58 d early
2022
48 d early
2021
76 d early
2020
46 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 23.5%
2024 · €135k
2018: €66k
2019: €72k
2020: €97k
2021: €134k
2022: €135k
2023: €132k
2024: €135k
2018 → 2025
Total assets
€149k▼ 19.6%
2024 · €186k
2018: €134k
2019: €131k
2020: €215k
2021: €227k
2022: €232k
2023: €234k
2024: €186k
2018 → 2025
Net result
€-8k
2024 · €11k
2018: €14k
2019: €8k
2020: €24k
2021: €37k
2022: €20k
2023: €11k
2024: €11k
2018 → 2025
Working capital
€88k▼ 27.0%
2024 · €121k
2018: €56k
2019: €65k
2020: €108k
2021: €148k
2022: €143k
2023: €124k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€135k▲ 0.8%€132k▼ 2.6%€135k▲ 2.2%€103k▼ 23.5%
Operating result€52k-€30k▼ 42.7%€16k▼ 45.6%€17k▲ 5.2%€-9k
Net result€37k-€20k▼ 45.6%€11k▼ 46.9%€11k▲ 6.3%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €17k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€15k▲ 7.9%
Current assets
€135k▼ 21.7%
Equity and liabilities €149k
Equity
€103k▼ 23.5%
Debt
€46k▼ 9.3%
The debt ratio rises from 27.5% to 31.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▼
2024 · €19k
Cash flow
€-6k▼
2024 · €13k
Solvency
69.0%▼
2024 · 72.5%
Current ratio
2.91▼
2024 · 3.38
Quick ratio
2.91▼
2024 · 3.38
Debt / equity
0.45▲
2024 · 0.38
ROE
-7.4%▼
2024 · 8.4%
ROA
-5.1%▼
2024 · 6.1%
Interest coverage
-4.56▼
2024 · 8.77
Debt
€46k▼
2024 · €51k
Debt ≤ 1 year
€46k▼
2024 · €51k
Income taxes
€141▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€186k€149k▼
Fixed assets21/28€14k€15k▲
Tangible fixed assets22/27€14k€15k▲
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24-€1k
Assets under construction and advance payments27-€2k
Current assets29/58€172k€135k▼
Amounts receivable within one year40/41€37k€16k▼
Trade receivables40€29k€12k▼
Other amounts receivable41€8k€5k▼
Current investments50/53€75k€50k▼
Cash at bank and in hand54/58€59k€67k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€186k€149k▼
Equity10/15€135k€103k▼
Contributions10/11€6k€6k=
Reserves13€105k€81k▼
Distributable reserves133€105k€81k▼
Profit (loss) carried forward14€23k€16k▼
Amounts payable17/49€51k€46k▼
Amounts payable within one year42/48€51k€46k▼
Current portion of amounts payable after more than one year42€10k€1k▼
Trade debts44€16k€9k▼
Suppliers440/4€16k€9k▼
Taxes, remuneration and social security45€14k€9k▼
Taxes450/3€14k€9k▼
Other amounts payable47/48€10k€26k▲
Accrued charges and deferred income492/3€75-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€20k€-6k▼
Operating profit (loss)9901€17k€-9k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€16k€-8k▼
Income taxes67/77€5k€141▼
Profit (loss) for the period9904€11k€-8k▼
Profit (loss) for the period to be appropriated9905€11k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€16k▼
Profit (loss) brought forward from the previous period14P€24k€23k▼
Transfer from equity791/2€8k€24k▲
Transfer to equity691/2€11k-
To other reserves6921€11k-
Profit to be distributed694/7€8k€24k▲
Return on contributions (dividend)694€8k€24k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k ▼167%
Net result drops to €-8k, the lowest in the series.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €37k ▲54.8%
Operating result €52k, net result €37k, both a record.
31-12
Financial
Equity above €100kEq €134k ▲38.1%
4 profitable years in a row build equity to €134k.
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue E. Falmagne(LU) 175170 ProfondevilleGround area
707 m²
Building footprint
89 m²
Volume, LiDAR
885 m³
Parcel 52040A0328/00V000, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
M² Concept
since 20092.176.712.365
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52040A0328/00V000 | Wallonia | 707 m² | 1 · 89 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NACHTRAVEN
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Compasser
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GOING EAST
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Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 1,057 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2009
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
74104Other professional, scientific and technical activities
74130Interior design
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:mdepierpont@m2-concept.be
Phone:0477/32.99.20
Fax:071/30.99.79