Amélie J.
ActiveAmélie J. has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €7k. Equity is shrinking by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 16% of 9430 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+5
Solvency36▼-7
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9430 sector peers (2025).
NBB · sector comparisonPosition among 9430 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
45 d early
2024
2 d early
2023
7 d early
2022
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 21.0%
2024 · €6k
2022: €8k
2023: €3k
2024: €6k
2022 → 2025
Total assets
€46k▲ 33.0%
2024 · €35k
2022: €32k
2023: €25k
2024: €35k
2022 → 2025
Net result
€7k▲ 81.6%
2024 · €4k
2022: €4k
2023: €-6k
2024: €4k
2022 → 2025
Working capital
€177▼ 94.1%
2024 · €3k
2022: €7k
2023: €-324
2024: €3k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€3k▼ 67.4%€6k▲ 135%€5k▼ 21.0%
Operating result€6k-€-5k€5k€10k▲ 88.9%
Net result€4k-€-6k€4k€7k▲ 81.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 89% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46k
Fixed assets
€5k▲ 43.1%
Current assets
€41k▲ 31.9%
Equity and liabilities €46k
Equity
€5k▼ 21.0%
Debt
€41k▲ 45.1%
The debt ratio rises from 81.7% to 89.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▲
2024 · €6k
Cash flow
€8k▲
2024 · €5k
Solvency
10.9%▼
2024 · 18.3%
Current ratio
1.00▼
2024 · 1.10
Quick ratio
1.00▼
2024 · 1.10
Debt / equity
8.17▲
2024 · 4.45
ROE
132.0%▲
2024 · 57.5%
ROA
14.4%▲
2024 · 10.5%
Interest coverage
17.91▲
2024 · 9.48
Debt
€41k▲
2024 · €28k
Debt ≤ 1 year
€41k▲
2024 · €28k
Income taxes
€3k▲
2024 · €925
Staff costs
€15k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€46k▲
Fixed assets21/28€3k€5k▲
Tangible fixed assets22/27€3k€5k▲
Plant, machinery and equipment23-€554
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€300€300=
Current assets29/58€31k€41k▲
Amounts receivable within one year40/41€18k€3k▼
Trade receivables40€18k€3k▼
Cash at bank and in hand54/58€14k€39k▲
Equity and liabilities
Total equity and liabilities10/49€35k€46k▲
Equity10/15€6k€5k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€2k€1k▼
Amounts payable17/49€28k€41k▲
Amounts payable within one year42/48€28k€41k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€19k€25k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€15k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€384€1k▲
Gross operating margin9900€11k€27k▲
Operating profit (loss)9901€5k€10k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€676€613▼
Recurring financial charges65€676€613▼
Profit (loss) for the period before taxes9903€5k€9k▲
Income taxes67/77€925€3k▲
Profit (loss) for the period9904€4k€7k▲
Profit (loss) for the period to be appropriated9905€4k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€9k▲
Profit (loss) brought forward from the previous period14P€-1k€2k▲
Profit to be distributed694/7-€8k
Return on contributions (dividend)694-€8k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2022net €7k ▲81.6%
Operating result €10k, net result €7k, both a record.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-6k ▼230%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Floreffe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Campagne 125150 FloreffeGround area
2,658 m²
Building footprint
117 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Amélie J. srl
since 20212.323.322.422
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92045G0518/00S000 | Wallonia | 1,846 m² | - | - |
| 92102A0092/00Z000 | Wallonia | 812 m² | 1 · 117 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESQUISSES & CROQUIS
BE 0797.742.450
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BE 0788.463.807
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Margaux Lisabeth Interieurarchitectuur
BE 1004.180.523
Deinze · Eq €5k
IF DESIGN
BE 0554.867.120
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BE 1015.401.344
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Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 575 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2021
Fiscal year end30-09
Activities, NACEBEL
71112Activities of interior architects
47120Other non-specialised retail sale
47910Retail trade
70200Business and other management consultancy
70220Business consulting
74104Other professional, scientific and technical activities
74109Other professional, scientific and technical activities
74130Interior design
74140Other specialised design activities
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.