Innovia Solutions
ActiveInnovia Solutions has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €7k. Equity is shrinking by ~10% per year across the filed fiscal years. Its solvency ranks better than 85% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-5
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.78 against 5.86 in 2024; short-term debt: 23.5% and cash: 27.4% of total assets), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.5%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
28 d late
2023
47 d late
2022
32 d late
2021
29 d late
2020
95 d late
2019
92 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▼ 14.8%
2024 · €73k
2018: €129k
2019: €115k
2020: €112k
2021: €109k
2022: €85k
2023: €73k
2024: €73k
2018 → 2025
Total assets
€81k▼ 5.4%
2024 · €86k
2018: €190k
2019: €133k
2020: €155k
2021: €132k
2022: €100k
2023: €83k
2024: €86k
2018 → 2025
Net result
€7k▼ 36.3%
2024 · €11k
2018: €4k
2019: €6k
2020: €24k
2021: €-3k
2022: €-24k
2023: €-19k
2024: €11k
2018 → 2025
Working capital
€53k▼ 15.3%
2024 · €62k
2018: €115k
2019: €115k
2020: €109k
2021: €106k
2022: €83k
2023: €61k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€85k▼ 22.2%€73k▼ 13.5%€73k▼ 0.7%€62k▼ 14.8%
Operating result€-14k-€-32k▼ 128%€-24k▲ 25.2%€8k€7k▼ 14.8%
Net result€-3k-€-24k▼ 816%€-19k▲ 23.0%€11k€7k▼ 36.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€9k▼ 11.6%
Current assets
€72k▼ 4.5%
Equity and liabilities €81k
Equity
€62k▼ 14.8%
Debt
€19k▲ 47.9%
The debt ratio rises from 15.0% to 23.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €10k
Cash flow
€8k▼
2024 · €13k
Solvency
76.5%▼
2024 · 85.0%
Current ratio
3.78▼
2024 · 5.86
Quick ratio
1.17▼
2024 · 1.74
Debt / equity
0.31▲
2024 · 0.18
ROE
11.5%▼
2024 · 15.4%
ROA
8.8%▼
2024 · 13.1%
Interest coverage
11.91▲
2024 · 8.34
Debt
€19k▲
2024 · €13k
Debt ≤ 1 year
€19k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€81k▼
Fixed assets21/28€10k€9k▼
Intangible fixed assets21€10k€9k▼
Tangible fixed assets22/27€15-
Furniture and vehicles24€15-
Current assets29/58€75k€72k▼
Stocks and contracts in progress3€53k€50k▼
Stocks30/36€53k€50k▼
Amounts receivable within one year40/41€887€24▼
Trade receivables40€887€24▼
Cash at bank and in hand54/58€21k€22k▲
Equity and liabilities
Total equity and liabilities10/49€86k€81k▼
Equity10/15€73k€62k▼
Contributions10/11€20k€20k=
Reserves13€46k€36k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€44k€34k▼
Investment grants15€6k€6k▼
Amounts payable17/49€13k€19k▲
Amounts payable within one year42/48€13k€19k▲
Trade debts44€332€649▲
Suppliers440/4€332€649▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€11k€17k▲
Income statement
Code20242025
Remuneration, social security and pensions62€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€15k€9k▼
Operating profit (loss)9901€8k€7k▼
Financial income75/76B€4k€801▼
Recurring financial income75€4k€801▼
Financial charges65/66B€1k€692▼
Recurring financial charges65€1k€692▼
Profit (loss) for the period before taxes9903€11k€7k▼
Profit (loss) for the period9904€11k€7k▼
Profit (loss) for the period to be appropriated9905€11k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€7k▲
Profit (loss) brought forward from the previous period14P€-43k-
Transfer from equity791/2€43k€10k▼
Transfer to equity691/2€210-
To other reserves6921€210-
Profit to be distributed694/7€11k€17k▲
Return on contributions (dividend)694€11k€17k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after 3 loss-making years.
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
2020
31-12
Financial
Highest result since 2018net €24k ▲333%
Operating result €36k, net result €24k, both a record.
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
09-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ploppes 1A4130 EsneuxGround area
2,379 m²
Building footprint
400 m²
Volume, LiDAR
818 m³
2 parcels, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INNOVIA
since 20042.139.526.129
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101D0446/00C000 | Wallonia | 1,544 m² | 1 · 272 m² | - |
| 62101D0446/00D000 | Wallonia | 835 m² | 1 · 128 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,532 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-2004
Fiscal year end31-12
Abbreviation FR
Innovia
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.didoodam.com
E-mail:info@didoodam.com