DECO DEMTEX
ActiveDECO DEMTEX has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €6k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 68% of 18016 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
88
/ 100
Excellent▲ +27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+86
Solvency97▲+6
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 1.92 in 2024), and 44.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.3%
Return on assets
11.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
31 d late
2022
68 d late
2021
11 d early
2020
23 d late
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 26.5%
2024 · €25k
2018: €22k
2019: €21k
2020: €22k
2021: €21k
2022: €20k
2023: €24k
2024: €25k
2018 → 2025
Total assets
€56k▲ 9.7%
2024 · €51k
2018: €54k
2019: €44k
2020: €49k
2021: €56k
2022: €47k
2023: €59k
2024: €51k
2018 → 2025
Net result
€6k▲ 860%
2024 · €676
2018: €-2k
2019: €-1k
2020: €2k
2021: €-808
2022: €-946
2023: €3k
2024: €676
2018 → 2025
Working capital
€31k▲ 26.5%
2024 · €25k
2018: €21k
2019: €21k
2020: €25k
2021: €21k
2022: €20k
2023: €24k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€20k▼ 4.4%€24k▲ 17.1%€25k▲ 2.8%€31k▲ 26.5%
Operating result€-15-€-3k▼ 16,837%€4k€129▼ 97.1%€7k▲ 5,089%
Net result€-808-€-946▼ 17.1%€3k€676▼ 80.6%€6k▲ 860%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5,089% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €56k
Equity
€31k▲ 26.5%
Debt
€25k▼ 5.7%
The debt ratio falls from 52.0% to 44.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
55.3%▲
2024 · 48.0%
Current ratio
2.24▲
2024 · 1.92
Quick ratio
0.64▲
2024 · 0.34
Debt / equity
0.81▼
2024 · 1.08
ROE
20.9%▲
2024 · 2.8%
ROA
11.6%▲
2024 · 1.3%
Debt
€25k▼
2024 · €27k
Debt ≤ 1 year
€25k▼
2024 · €27k
Income taxes
€0▲
2024 · €-800
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€56k▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€51k€56k▲
Stocks and contracts in progress3€42k€40k▼
Stocks30/36€42k€40k▼
Amounts receivable within one year40/41€0€2k▲
Trade receivables40€0€2k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€9k€14k▲
Deferred charges and accrued income490/1€468€540▲
Equity and liabilities
Total equity and liabilities10/49€51k€56k▲
Equity10/15€25k€31k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€4k€11k▲
Amounts payable17/49€27k€25k▼
Amounts payable within one year42/48€27k€25k▼
Trade debts44€14k€15k▲
Suppliers440/4€14k€15k▲
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€5k€5k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Other operating charges640/8€1k€964▼
Gross operating margin9900€1k€8k▲
Operating profit (loss)9901€129€7k▲
Financial income75/76B€27€5▼
Recurring financial income75€27€5▼
Financial charges65/66B€280€226▼
Recurring financial charges65€280€226▼
Profit (loss) for the period before taxes9903€-124€6k▲
Income taxes67/77€-800€0▲
Profit (loss) for the period9904€676€6k▲
Profit (loss) for the period to be appropriated9905€676€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€11k▲
Profit (loss) brought forward from the previous period14P€3k€4k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Highest result since 2018net €6k ▲860%
Operating result €7k, net result €6k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Dison 984800 VerviersGround area
581 m²
Building footprint
216 m²
Volume, LiDAR
2,632 m³
Parcel 63079A1149/00G003, Wallonia · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DECO DEMTEX
since 20102.186.751.568
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079A1149/00G003 | Wallonia | 581 m² | 1 · 216 m² | 14.3 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Belgian Beer Factory
BE 0718.847.006
Hoogstraten · Eq €31k
AGNC
BE 0794.696.650
Waregem · Eq €31k
STUDIO MOXI
BE 0756.765.789
Pelt · Eq €31k
MONROE BY VALÉRIE
BE 0792.974.208
Heist-op-den-Berg · Eq €31k
LA BOUCHEMIE
BE 0759.865.930
Limbourg · Eq €31k
Of 12,964 companies in sector 47120 we hold annual accounts for 2,176. 1,449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2010
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47192Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.