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CHRONO THERM

Active
Private limited companyfounded 200620 yrs activeOpzichterstraat 115, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0881.026.650

CHRONO THERM has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €7k. Equity is shrinking by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 19% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
43 / 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+8
Solvency14▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.9 against 0.85 in 2024; short-term debt: 110.8% and cash: 3.7% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 20 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-10.8%
Return on assets
6.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 18237 sector peers (2025).
NBB · sector comparison
Position among 18237 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
42 d late
2024
20 d early
2023
28 d late
2022
29 d early
2021
59 d late
2020
51 d early
2019
58 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-13k▲ 37.2%
2024 · €-20k
2018: €-6k 2019: €-6k 2020: €1k 2021: €-16k 2022: €-30k 2023: €-20k 2024: €-20k
2018 → 2025
Total assets
€116k▼ 1.8%
2024 · €118k
2018: €49k 2019: €69k 2020: €87k 2021: €87k 2022: €99k 2023: €117k 2024: €118k
2018 → 2025
Net result
€7k▲ 2,438%
2024 · €292
2018: €-1k 2019: €105 2020: €7k 2021: €-17k 2022: €-14k 2023: €10k 2024: €292
2018 → 2025
Working capital
€-13k▲ 37.5%
2024 · €-21k
2018: €-9k 2019: €-8k 2020: €-562 2021: €-17k 2022: €-31k 2023: €-21k 2024: €-21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-16k-€-30k▼ 90.9%€-20k▲ 33.2%€-20k▲ 1.4%€-13k▲ 37.2%
Operating result€-17k-€-14k▲ 16.6%€10k€337▼ 96.6%€8k▲ 2,134%
Net result€-17k-€-14k▲ 15.7%€10k€292▼ 97.1%€7k▲ 2,438%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10kOperating result 2021: €-17k€-17kNet result 2021: €-17k€-17kOperating result 2022: €-14k€-14kNet result 2022: €-14k€-14kOperating result 2023: €10k€10kNet result 2023: €10k€10kOperating result 2024: €337€337Net result 2024: €292€292Operating result 2025: €8k€8kNet result 2025: €7k€7k20212022202320242025
The operating result recovers in 2025; 2025 is 2,134% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets €300▼ 50.0%
Current assets €116k▼ 1.5%
Key figures and ratios
2025 value · change against 2024
EBITDA
€8k
2024 · €637
Cash flow
€8k
2024 · €592
Solvency
-10.8%
2024 · -16.9%
Current ratio
0.90
2024 · 0.85
Quick ratio
0.04
2024 · 0.03
Debt / equity
-10.27
2024 · -6.93
ROA
6.4%
2024 · 0.2%
Interest coverage
66.35
2024 · 14.16
Debt
€129k
2024 · €138k
Debt ≤ 1 year
€129k
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€118k€116k
Fixed assets21/28€600€300
Tangible fixed assets22/27€600€300
Plant, machinery and equipment23€600€300
Current assets29/58€118k€116k
Stocks and contracts in progress3€113k€111k
Stocks30/36€113k€111k
Amounts receivable within one year40/41€1k€805
Trade receivables40€1k€805
Cash at bank and in hand54/58€3k€4k
Equity and liabilities
Total equity and liabilities10/49€118k€116k
Equity10/15€-20k€-13k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-40k€-33k
Amounts payable17/49€138k€129k
Amounts payable within one year42/48€138k€129k
Trade debts44€1k€482
Suppliers440/4€1k€482
Taxes, remuneration and social security45€4k€2k
Taxes450/3€920€2k
Remuneration and social security454/9€3k-
Other amounts payable47/48€133k€126k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€300€300=
Other operating charges640/8€877€561
Gross operating margin9900€2k€8k
Operating profit (loss)9901€337€8k
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€45€118
Recurring financial charges65€45€118
Profit (loss) for the period before taxes9903€292€7k
Profit (loss) for the period9904€292€7k
Profit (loss) for the period to be appropriated9905€292€7k
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-33k
Profit (loss) brought forward from the previous period14P€-41k€-40k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
11-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Back to profitnet €10k
Net result €10k after 2 loss-making years.
02-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-12
Financial Weakest financial yearnet €-17k ▼331%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
10-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
27-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 58 days late
2019
31-12
Financial Back to profitnet €105
Net result €105 after one loss-making year.
29-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
01-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2006
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Opzichterstraat 1151080 Sint-Jans-Molenbeek
Ground area
226 m²
Building footprint
209 m²
Volume, LiDAR
1,739 m³
Parcel 21012A0125/00G006, Brussels · tallest building 16.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chrono Therm
Opzichterstraat 115, 1080 Sint-Jans-MolenbeekNACE 4531001
since 20062.153.620.229
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21012A0125/00G006 Brussels 225 m² 1 · 209 m² 16.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 477 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-04-2006
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47191Retail trade
52122
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.