INLINE POLICY
ActiveSummary
The computed 12-month bankruptcy probability of INLINE POLICY is 1.6% (moderate). The 2025 annual accounts show negative equity (€-3k) and a net result of €-1k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 14% of 1648 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-11
Solvency23▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.92 against 1.19 in 2024; short-term debt: 102% and cash: 15.3% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-2%
Return on assets
-1.1%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1920212122232425
2019 to 2025 · latest year €-3k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
7 d late
2022
7 d late
2021
31 d late
2021
30 d late
2020
44 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-1k
2024 · €8k
2019: €-11k
2020: €14k▲ +236% vs 2019highest value
2021: €-28k▼ -299% vs 2020lowest value
2021: €13k
2022: €413▼ -96.8% vs 2021
2023: €-4k▼ -997% vs 2022
2024: €8k▲ +312% vs 2023
2025: €-1k▼ -119% vs 2024
2019 → 2025
Working capital
€-11k
2024 · €33k
2019: €45k
2020: €45k▼ -0.7% vs 2019
2021: €41k▼ -8.2% vs 2020
2021: €50khighest value
2022: €17k▼ -66.8% vs 2021
2023: €-25k▼ -252% vs 2022lowest value
2024: €33k▲ +231% vs 2023
2025: €-11k▼ -133% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€-5k▲ 7.3%€-9k▼ 70.5%€-1k▲ 87.6%€-3k▼ 132%
2021: €-6k
2022: €-5k▲ +7.3% vs 2021
2023: €-9k▼ -70.5% vs 2022lowest in 5 years
2024: €-1k▲ +87.6% vs 2023highest in 5 years
2025: €-3k▼ -132% vs 2024
Operating result€13k-€9k▼ 24.9%€8k▼ 11.5%€13k▲ 57.1%€-33k
2021: €13k
2022: €9k▼ -24.9% vs 2021
2023: €8k▼ -11.5% vs 2022
2024: €13k▲ +57.1% vs 2023highest in 5 years
2025: €-33k▼ -352% vs 2024lowest in 5 years
Net result€13k-€413▼ 96.8%€-4k€8k€-1k
2021: €13khighest in 5 years
2022: €413▼ -96.8% vs 2021
2023: €-4k▼ -997% vs 2022lowest in 5 years
2024: €8k▲ +312% vs 2023
2025: €-1k▼ -119% vs 2024
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33k after €13k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€8k =
Current assets
€120k ▼ 43.2%
Key figures and ratios
Solvency
-2.0%▼
2024 · -0.5%
Current ratio
0.92▼
2024 · 1.19
Debt to equity
-50.92
ROA
-1.1%▼
2024 · 3.6%
Debt
€131k▼
2024 · €221k
Debt ≤ 1 year
€131k▼
2024 · €178k
Income taxes
€2k▼
2024 · €5k
Staff costs
€303k▲
2024 · €270k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€220k€129k▼
Fixed assets21/28€8k€8k=
Financial fixed assets28€8k€8k=
Current assets29/58€212k€120k▼
Amounts receivable within one year40/41€76k€97k▲
Trade receivables40€72k-
Other amounts receivable41€4k€97k▲
Cash at bank and in hand54/58€132k€20k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€220k€129k▼
Equity10/15€-1k€-3k▼
Contributions10/11€6k€6k=
Reserves13€190€190=
Distributable reserves133€190€190=
Profit (loss) carried forward14€-7k€-9k▼
Amounts payable17/49€221k€131k▼
Amounts payable within one year42/48€178k€131k▼
Trade debts44€53k€44k▼
Suppliers440/4€53k€44k▼
Advances received on contracts in progress46€93k€60k▼
Taxes, remuneration and social security45€33k€27k▼
Taxes450/3€885€2k▲
Remuneration and social security454/9€32k€26k▼
Accrued charges and deferred income492/3€43k-
Income statement
Code20242025
Remuneration, social security and pensions62€270k€303k▲
Other operating charges640/8€387€1k▲
Gross operating margin9900€283k€271k▼
Operating profit (loss)9901€13k€-33k▼
Financial income75/76B€5k€41k▲
Recurring financial income75€5k€41k▲
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€13k€438▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€8k€-1k▼
Profit (loss) for the period to be appropriated9905€8k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-9k▼
Profit (loss) brought forward from the previous period14P€-15k€-7k▲
Social balance
Average headcount (FTE)90874.02.9▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €195k | €183k | €162k | €270k | €303k | ▲ 12.3% |
| Other operating charges640/8 | €50 | €348 | €384 | €387 | €1k | ▲ 163% |
| Gross operating margin9900 | €207k | €192k | €171k | €283k | €271k | ▼ 4.4% |
| Operating profit (loss)9901 | €13k | €9k | €8k | €13k | €-33k | ▼ 352% |
| Financial income75/76B | €2k | €19k | €4k | €5k | €41k | ▲ 718% |
| Recurring financial income75 | €2k | €19k | €4k | €5k | €41k | ▲ 718% |
| Financial charges65/66B | €1k | €25k | €16k | €5k | €8k | ▲ 39.4% |
| Recurring financial charges65 | €1k | €25k | €16k | €5k | €8k | ▲ 39.4% |
| Profit (loss) for the period before taxes9903 | €13k | €3k | €-3k | €13k | €438 | ▼ 96.5% |
| Income taxes67/77 | €411 | €3k | €882 | €5k | €2k | ▼ 60.4% |
| Profit (loss) for the period9904 | €13k | €413 | €-4k | €8k | €-1k | ▼ 119% |
| Profit (loss) for the period to be appropriated9905 | €13k | €413 | €-4k | €8k | €-1k | ▼ 119% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €220k | €189k | €131k | €220k | €129k | ▼ 41.5% |
| Fixed assets21/28 | €8k | €8k | €16k | €8k | €8k | = |
| Financial fixed assets28 | €8k | €8k | €16k | €8k | €8k | = |
| Current assets29/58 | €211k | €181k | €114k | €212k | €120k | ▼ 43.2% |
| Amounts receivable within one year40/41 | €75k | €128k | €36k | €76k | €97k | ▲ 27.2% |
| Trade receivables40 | €61k | €123k | €32k | €72k | - | - |
| Other amounts receivable41 | €14k | €6k | €5k | €4k | €97k | ▲ 2,107% |
| Cash at bank and in hand54/58 | €126k | €43k | €48k | €132k | €20k | ▼ 85.1% |
| Deferred charges and accrued income490/1 | €10k | €10k | €29k | €3k | €4k | ▲ 20.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €220k | €189k | €131k | €220k | €129k | ▼ 41.5% |
| Equity10/15 | €-6k | €-5k | €-9k | €-1k | €-3k | ▼ 132% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €190 | €190 | €190 | €190 | €190 | = |
| Non-distributable reserves130/1 | €190 | €190 | €190 | - | - | - |
| Reserves not available under the articles1311 | €190 | €190 | €190 | - | - | - |
| Distributable reserves133 | - | - | - | €190 | €190 | = |
| Profit (loss) carried forward14 | €-12k | €-12k | €-15k | €-7k | €-9k | ▼ 19.6% |
| Amounts payable17/49 | €225k | €195k | €140k | €221k | €131k | ▼ 40.7% |
| Amounts payable after more than one year17 | €64k | €30k | - | - | - | - |
| Financial debts170/4 | €64k | €30k | - | - | - | - |
| Amounts payable within one year42/48 | €161k | €165k | €140k | €178k | €131k | ▼ 26.4% |
| Trade debts44 | €121k | €128k | €121k | €53k | €44k | ▼ 16.9% |
| Suppliers440/4 | €121k | €128k | €121k | €53k | €44k | ▼ 16.9% |
| Advances received on contracts in progress46 | - | - | - | €93k | €60k | ▼ 35.2% |
| Taxes, remuneration and social security45 | €40k | €37k | €19k | €33k | €27k | ▼ 17.1% |
| Taxes450/3 | €450 | €3k | €4k | €885 | €2k | ▲ 75.3% |
| Remuneration and social security454/9 | €39k | €33k | €14k | €32k | €26k | ▼ 19.7% |
| Accrued charges and deferred income492/3 | €87 | - | - | €43k | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €413 | €-4k | €8k | €-1k | ▼ 119% |
| Operating cash flow (approximation) | €13k | €413 | €-4k | €8k | €-1k | ▼ 119% |
| Investment in fixed assets (approximation) | - | €0 | €-8k | €8k | €0 | ▼ 100% |
| Change in cash | - | €-84k | €6k | €84k | €-113k | ▼ 234% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 7 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 7 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
31-03
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 44 days late
31-03
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
2019
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Ground area
1,683 m²
Building footprint
2,433 m²
Volume, LiDAR
61,492 m³
Parcel 21807G0007/00R000, Brussels · tallest building 35.6 m, ±9 floors. Linked by address, not a title deed.
461
companies at this address
See who is registered here
1 establishment unit
INLINE POLICY
since 20182.273.834.309
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0007/00R000 | Brussels | 1,683 m² | 1 · 2,433 m² | 35.6 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,898. 3,690 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.