INGENIATEC
ActiveINGENIATEC has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €236k and a net result of €83k. Equity is growing by ~50.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 3.78 in 2024), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75%
Return on assets
26.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
51 d early
2024
50 d early
2023
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€236k▲ 54.3%
2024 · €153k
2023: €81k
2024: €153k
2023 → 2025
Total assets
€314k▲ 61.0%
2024 · €195k
2023: €124k
2024: €195k
2023 → 2025
Net result
€83k▲ 15.9%
2024 · €72k
2023: €71k
2024: €72k
2023 → 2025
Working capital
€208k▲ 78.0%
2024 · €117k
2023: €39k
2024: €117k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€81k-€153k▲ 88.1%€236k▲ 54.3%
Operating result€98k-€99k▲ 0.8%€112k▲ 13.1%
Net result€71k-€72k▲ 0.5%€83k▲ 15.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €314k
Fixed assets
€28k▼ 21.9%
Current assets
€286k▲ 79.9%
Equity and liabilities €314k
Equity
€236k▲ 54.3%
Debt
€79k▲ 85.3%
The debt ratio rises from 21.8% to 25.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€124k▲
2024 · €110k
Cash flow
€95k▲
2024 · €82k
Solvency
75.0%▼
2024 · 78.2%
Current ratio
3.67▼
2024 · 3.78
Quick ratio
3.67▼
2024 · 3.78
Debt / equity
0.33▲
2024 · 0.28
ROE
35.2%▼
2024 · 46.8%
ROA
26.4%▼
2024 · 36.7%
Interest coverage
1605.43▼
2024 · 1711.15
Debt
€79k▲
2024 · €42k
Debt ≤ 1 year
€78k▲
2024 · €42k
Income taxes
€33k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€195k€314k▲
Fixed assets21/28€36k€28k▼
Tangible fixed assets22/27€36k€28k▼
Land and buildings22-€3k
Furniture and vehicles24€36k€25k▼
Current assets29/58€159k€286k▲
Amounts receivable within one year40/41€3k-
Trade receivables40€3k-
Current investments50/53€100k€80k▼
Cash at bank and in hand54/58€56k€201k▲
Deferred charges and accrued income490/1€703€5k▲
Equity and liabilities
Total equity and liabilities10/49€195k€314k▲
Equity10/15€153k€236k▲
Contributions10/11€10k€10k=
Reserves13€140k€222k▲
Distributable reserves133€140k€222k▲
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€42k€79k▲
Amounts payable within one year42/48€42k€78k▲
Trade debts44€760€2k▲
Suppliers440/4€760€2k▲
Taxes, remuneration and social security45€41k€76k▲
Taxes450/3€41k€76k▲
Accrued charges and deferred income492/3€372€758▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€462€438▼
Non-recurring operating charges66A-€120
Gross operating margin9900€110k€124k▲
Operating profit (loss)9901€99k€112k▲
Financial income75/76B€319€4k▲
Recurring financial income75€319€4k▲
Financial charges65/66B€64€77▲
Recurring financial charges65€64€77▲
Profit (loss) for the period before taxes9903€99k€116k▲
Income taxes67/77€28k€33k▲
Profit (loss) for the period9904€72k€83k▲
Profit (loss) for the period to be appropriated9905€72k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€73k€86k▲
Profit (loss) brought forward from the previous period14P€1k€3k▲
Transfer to equity691/2€70k€82k▲
To other reserves6921€70k€82k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €83k ▲15.9%
Operating result €112k, net result €83k, both a record.
31-12
Financial
Equity above €200kEq €236k ▲54.3%
3 profitable years in a row build equity to €236k.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €153k ▲88.1%
2 profitable years in a row build equity to €153k.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trieustraat(D) 807711 MouscronGround area
452 m²
Building footprint
41 m²
Parcel 54003T0844/00_000, Wallonia. Linked by address, not a title deed.
1 establishment unit
INGENIATEC
since 20232.341.721.243
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54003T0844/00_000 | Wallonia | 452 m² | 1 · 41 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROFE
BE 0765.434.423
Lochristi · Eq €236k
BRAIN TOWER
BE 0864.161.716
Antwerpen · Eq €236k
Vitinvest
BE 0786.642.383
Edegem · Eq €236k
JSX
BE 0801.654.619
Sint-Genesius-Rode · Eq €236k
EB Technics
BE 0898.088.653
Zonhoven · Eq €235k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 39,034 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
43211General electrical installation work
43212Electrical installation work in industrial facilities
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.