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T2A CONSULTING

Active
Private limited company (pre-2019)founded 201016 yrs activeWaterkasteelstraat 34, 1180 Ukkel, BelgiumKBO/BCE: BE 0827.761.475
Summary

T2A CONSULTING has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235,559 and a net result of -€31,587. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 10557 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
T2A CONSULTINGActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€120,000turnover 2025
Equity
€235,559
Loss
-€31,587
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts filed 61 d late0 of 4 deeds read
Why 83- Latest accounts 61 days late; 2 of the last 3 late- Loss of €31,587, the second in a row (FY 2025)+ Liquidity: current ratio 2.12, cash €125,858, halved+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 98-2
equity 72.7% of total assets
Liquidity 88-3
short-term debt 26.9% · cash 38.8%
Profitability 4-63
return on assets -9.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,265 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -14.9% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -1.8% vs 02-2025 04-2025: 0.1%▼ -1.8% vs 03-2025 05-2025: 0.1%▼ -1.8% vs 04-2025 06-2025: 0.1%▲ +5.6% vs 05-2025 07-2025: 0.1%▲ +7.0% vs 06-2025 08-2025: 0.1%▲ +54.1% vs 07-2025 09-2025: 0.1%▲ +2.1% vs 08-2025 10-2025: < 0.1%▼ -55.2% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%▼ -2.3% vs 11-2025 01-2026: < 0.1%▼ -4.8% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▼ -2.5% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%▼ -2.6% vs 04-2026lowest value 06-2026: < 0.1%▲ +2.6% vs 05-2026 07-2026: < 0.1%▲ +2.6% vs 06-2026 08-2026: < 0.1%▲ +20.0% vs 07-2026 09-2026: < 0.1%▲ +4.2% vs 08-2026 10-2026: 0.4%▲ +754% vs 09-2026highest value
  • Latest accounts 61 days late; 2 of the last 3 late raises the probability
  • Loss of €31,587, the second in a row (FY 2025) raises the probability
  • Liquidity: current ratio 2.12, cash €125,858, halved lowers the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 2.12 against 3.51 in 2024; short-term debt: 26.9% and cash: 38.8% of total assets), and 27.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 69%, liquidity 81%, profitability 9%, growth against the median 26%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 61 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €31,587, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.12, cash €125,858, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€31,587
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
61 d late
2024
61 d late
2023
29 d late
2022
30 d late
2021
108 d late
2020
55 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 September (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€31,587 View
  • Caution: Among the weakest 10% on net resultsector median €37,771 · 10,555 companies -€31,587 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 d View

By topic

Financials

Fiscal year
2025
Turnover
€120,000
Loss
-€31,587
Solvency
72.7%
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 30-09-2026Annual accounts filed
  2. 30-09-2025Annual accounts filed
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Business and other management consultancyNACE 70200
Founded
13-07-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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