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Vitinvest

Active
Private limited companyfounded 20224 yrs activeJozef de Veusterstraat 160, 2650 Edegem, BelgiumKBO/BCE: BE 0786.642.383

Vitinvest has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €236k and a net result of €61k. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 75% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
91 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability94▼-6
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 4.98 against 3.97 in 2023; short-term debt: 20% and cash: 40% of total assets), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
30 d late
2023
22 d late
2022
25 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€236k▲ 34.7%
2023 · €175k
2022: €108k 2023: €175k
2022 → 2024
Total assets
€295k▲ 26.4%
2023 · €234k
2022: €150k 2023: €234k
2022 → 2024
Net result
€61k▼ 9.5%
2023 · €67k
2022: €105k 2023: €67k
2022 → 2024
Working capital
€235k▲ 35.5%
2023 · €173k
2022: €105k 2023: €173k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202220232024Trend
Equity€108k-€175k▲ 62.2%€236k▲ 34.7%
Operating result€133k-€84k▼ 36.7%€70k▼ 16.8%
Net result€105k-€67k▼ 36.3%€61k▼ 9.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2022: €133k€133kNet result 2022: €105k€105kOperating result 2023: €84k€84kNet result 2023: €67k€67kOperating result 2024: €70k€70kNet result 2024: €61k€61k202220232024
The operating result has fallen two years in a row; 2024 is 17% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €295k
Fixed assets €1k▼ 26.6%
Current assets €294k▲ 26.8%
Equity and liabilities €295k
Equity €236k▲ 34.7%
Debt €60k▲ 1.6%
The debt ratio falls from 25.1% to 20.2%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€70k
2023 · €85k
Cash flow
€61k
2023 · €68k
Solvency
79.8%
2023 · 74.9%
Current ratio
4.98
2023 · 3.97
Quick ratio
4.98
2023 · 3.97
Debt / equity
0.25
2023 · 0.34
ROE
25.8%
2023 · 38.3%
ROA
20.5%
2023 · 28.7%
Interest coverage
54.67
2023 · 25.82
Debt
€60k
2023 · €59k
Debt ≤ 1 year
€59k
2023 · €58k
Income taxes
€16k
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€234k€295k
Fixed assets21/28€2k€1k
Tangible fixed assets22/27€2k€1k
Furniture and vehicles24€2k€1k
Current assets29/58€232k€294k
Amounts receivable within one year40/41€127k€173k
Trade receivables40€21k€4k
Other amounts receivable41€106k€170k
Cash at bank and in hand54/58€103k€118k
Deferred charges and accrued income490/1€2k€3k
Equity and liabilities
Total equity and liabilities10/49€234k€295k
Equity10/15€175k€236k
Contributions10/11€3k€3k=
Reserves13€172k€233k
Distributable reserves133€172k€233k
Amounts payable17/49€59k€60k
Amounts payable within one year42/48€58k€59k
Current portion of amounts payable after more than one year42-€19k
Trade debts44€6k€13k
Suppliers440/4€6k€13k
Taxes, remuneration and social security45€53k€27k
Taxes450/3€50k€27k
Remuneration and social security454/9€2k€301
Accrued charges and deferred income492/3€325€704
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€494€494=
Other operating charges640/8€685€813
Gross operating margin9900€85k€71k
Operating profit (loss)9901€84k€70k
Financial income75/76B€5k€8k
Recurring financial income75€5k€8k
Financial charges65/66B€3k€1k
Recurring financial charges65€3k€1k
Profit (loss) for the period before taxes9903€85k€77k
Income taxes67/77€18k€16k
Profit (loss) for the period9904€67k€61k
Profit (loss) for the period to be appropriated9905€67k€61k
Appropriation of the result
Profit (loss) to be appropriated9906€67k€61k
Transfer to equity691/2€67k€61k
To other reserves6921€67k€61k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial Weakest financial yearnet €61k ▼9.5%
Net result drops to €61k, the lowest in the series.
31-12
Financial Equity above €200kEq €236k ▲34.7%
3 profitable years in a row build equity to €236k.
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial Equity above €150kEq €175k ▲62.2%
2 profitable years in a row build equity to €175k.
25-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jozef de Veusterstraat 1602650 Edegem
Ground area
470 m²
Building footprint
99 m²
Volume, LiDAR
492 m³
Parcel 11013A0262/00S005, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vitinvest
Jozef de Veusterstraat 160, 2650 EdegemFinancial service activities, except insurance and pension funding
since 20222.331.758.848
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11013A0262/00S005 Flanders 470 m² 1 · 99 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,169 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-05-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.