INFORMATION, TRANSACTION & SUPPORT
ActiveSummary
INFORMATION, TRANSACTION & SUPPORT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €250,427 and a net result of €8,417. Equity is growing by ~17.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability73▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 9.84 against 5.74 in 2023; short-term debt: 9.9% and cash: 87.9% of total assets), and 9.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
28 d early
2023
14 d early
2022
11 d early
2021
23 d late
2020
2 d early
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Equity
€250,427▲ 3.5%
2023 · €242,010
Total assets
€278,035▼ 4.4%
2023 · €290,895
Net result
€8,417▼ 48.1%
2023 · €16,205
Working capital
€244,038▲ 5.3%
2023 · €231,753
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€74,537▲ 30.8%€50,377▼ 32.4%€55,227▲ 9.6%€24,311▼ 56.0%€13,228▼ 45.6%
Net result€48,941above the sector's middle half▲ 42.2%€32,622above the sector's middle half▼ 33.3%€36,197above the sector's middle half▲ 11.0%€16,205within the sector's middle half▼ 55.2%€8,417within the sector's middle half▼ 48.1%
Equity€156,985above the sector's middle half▲ 45.3%€189,607above the sector's middle half▲ 20.8%€225,804above the sector's middle half▲ 19.1%€242,010above the sector's middle half▲ 7.2%€250,427above the sector's middle half▲ 3.5%
Total assets€232,009within the sector's middle half▲ 50.0%€237,456within the sector's middle half▲ 2.3%€296,376within the sector's middle half▲ 24.8%€290,895within the sector's middle half▼ 1.8%€278,035within the sector's middle half▼ 4.4%
Debt€75,025▲ 61.0%€47,849▼ 36.2%€70,572▲ 47.5%€48,885▼ 30.7%€27,608▼ 43.5%
Working capital€157,120above the sector's middle half▲ 61.3%€184,783above the sector's middle half▲ 17.6%€222,357above the sector's middle half▲ 20.3%€231,753above the sector's middle half▲ 4.2%€244,038above the sector's middle half▲ 5.3%
Solvency67.7%above the sector's middle half▼ 2.2pp79.8%above the sector's middle half▲ 12.2pp76.2%above the sector's middle half▼ 3.7pp83.2%above the sector's middle half▲ 7.0pp90.1%above the sector's middle half▲ 6.9pp
Current ratio3.10above the sector's middle half▲ 0.014.86above the sector's middle half▲ 1.764.15above the sector's middle half▼ 0.715.74above the sector's middle half▲ 1.599.84above the sector's middle half▲ 4.10
Return on assets (ROA)21.1%above the sector's middle half▼ 1.2pp13.7%within the sector's middle half▼ 7.4pp12.2%within the sector's middle half▼ 1.5pp5.6%within the sector's middle half▼ 6.6pp3.0%within the sector's middle half▼ 2.5pp
Staff (FTE)1within the sector's middle half1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 46% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €278,035
Fixed assets
€6,388 ▼ 37.7%
Current assets
€271,646 ▼ 3.2%
Equity and liabilities €278,035
Equity
€250,427 ▲ 3.5%
Debt
€27,608 ▼ 43.5%
Debt's share of the balance-sheet total falls from 16.8% to 9.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17,097▼
2023 · €25,725
Cash flow
€12,286▼
2023 · €17,620
Debt to equity
0.11▼
2023 · 0.20
ROE
3.4%▼
2023 · 6.7%
Interest coverage
62.46▼
2023 · 73.18
Debt ≤ 1 year
€27,608▼
2023 · €48,885
Income taxes
€4,537▼
2023 · €8,288
Staff costs
€57▼
2023 · €57
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €57 | €57 | €57 | €57 | ▼ 0.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,059 | €1,377 | €1,415 | €3,869 | ▲ 173% |
| Other operating charges640/8 | - | €682 | €356 | €1,079 | €781 | ▼ 27.6% |
| Gross operating margin9900 | €75,626 | €52,175 | €57,017 | €26,861 | €17,935 | ▼ 33.2% |
| Operating profit (loss)9901 | €74,537 | €50,377 | €55,227 | €24,311 | €13,228 | ▼ 45.6% |
| Financial income75/76B | - | €0 | €0 | €534 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €0 | €0 | €534 | €0 | ▼ 100% |
| Financial charges65/66B | - | €264 | €309 | €352 | €274 | ▼ 22.1% |
| Recurring financial charges65 | €336 | €264 | €309 | €352 | €274 | ▼ 22.1% |
| Profit (loss) for the period before taxes9903 | €74,201 | €50,113 | €54,918 | €24,493 | €12,954 | ▼ 47.1% |
| Income taxes67/77 | €25,261 | €17,490 | €18,721 | €8,288 | €4,537 | ▼ 45.3% |
| Profit (loss) for the period9904 | €48,941 | €32,622 | €36,197 | €16,205 | €8,417 | ▼ 48.1% |
| Profit (loss) for the period to be appropriated9905 | €48,941 | €32,622 | €36,197 | €16,205 | €8,417 | ▼ 48.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €232,009 | €237,456 | €296,376 | €290,895 | €278,035 | ▼ 4.4% |
| Fixed assets21/28 | - | €4,824 | €3,447 | €10,257 | €6,388 | ▼ 37.7% |
| Tangible fixed assets22/27 | - | €4,824 | €3,447 | €10,257 | €6,388 | ▼ 37.7% |
| Furniture and vehicles24 | - | €4,824 | €3,447 | €10,257 | €6,388 | ▼ 37.7% |
| Current assets29/58 | €232,009 | €232,632 | €292,929 | €280,638 | €271,646 | ▼ 3.2% |
| Amounts receivable within one year40/41 | €25,114 | €19,672 | €52,351 | €29,745 | €25,441 | ▼ 14.5% |
| Trade receivables40 | - | €19,672 | €52,351 | €28,032 | €22,478 | ▼ 19.8% |
| Other amounts receivable41 | - | - | - | €1,712 | €2,963 | ▲ 73.0% |
| Cash at bank and in hand54/58 | €191,867 | €209,431 | €237,850 | €249,210 | €244,447 | ▼ 1.9% |
| Deferred charges and accrued income490/1 | - | €3,529 | €2,728 | €1,683 | €1,758 | ▲ 4.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €232,009 | €237,456 | €296,376 | €290,895 | €278,035 | ▼ 4.4% |
| Equity10/15 | €156,985 | €189,607 | €225,804 | €242,010 | €250,427 | ▲ 3.5% |
| Contributions10/11 | - | €13,832 | €13,832 | €13,832 | €13,832 | = |
| Reserves13 | €143,152 | €175,775 | €211,972 | €228,177 | €236,594 | ▲ 3.7% |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | - | €173,915 | €210,113 | €226,318 | €234,735 | ▲ 3.7% |
| Amounts payable17/49 | €75,025 | €47,849 | €70,572 | €48,885 | €27,608 | ▼ 43.5% |
| Amounts payable within one year42/48 | €74,889 | €47,849 | €70,572 | €48,885 | €27,608 | ▼ 43.5% |
| Financial debts43 | - | - | - | - | €11 | - |
| Credit institutions430/8 | - | - | - | - | €11 | - |
| Trade debts44 | €3,074 | €1,815 | €1,822 | €4,152 | €910 | ▼ 78.1% |
| Suppliers440/4 | - | €1,815 | €1,822 | €4,152 | €910 | ▼ 78.1% |
| Taxes, remuneration and social security45 | - | €23,165 | €44,259 | €18,958 | €430 | ▼ 97.7% |
| Taxes450/3 | - | €23,165 | €44,259 | €18,958 | €430 | ▼ 97.7% |
| Other amounts payable47/48 | - | €22,869 | €24,490 | €25,775 | €26,257 | ▲ 1.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,941 | €32,622 | €36,197 | €16,205 | €8,417 | ▼ 48.1% |
| + Depreciation and write-downs630 | - | €1,059 | €1,377 | €1,415 | €3,869 | ▲ 173% |
| Operating cash flow (approximation) | €48,941 | €33,681 | €37,574 | €17,620 | €12,286 | ▼ 30.3% |
| Investment in fixed assets (approximation) | - | - | €0 | -€8,225 | €0 | ▲ 100% |
| Change in cash | - | €17,563 | €28,419 | €11,360 | -€4,762 | ▼ 142% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €8,417 ▼48.1%
Net result drops to €8,417, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €225,804 ▲19.1%
5 profitable years in a row build equity to €225,804.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €48,941 ▲42.2%
Operating result €74,537, net result €48,941, both a record.
31-12
Financial
Equity above €150,000Eq €156,985 ▲45.3%
3 profitable years in a row build equity to €156,985.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Equity above €100,000Eq €108,044 ▲46.8%
2 profitable years in a row build equity to €108,044.
Show earlier events
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 1993
Ground area
8,173 m²
Building footprint
428 m²
Volume, LiDAR
2,778 m³
Parcel 11047A0368/00F000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
INFORMATION, TRANSACTION & SUPPORT
since 19932.062.281.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11047A0368/00F000 | Flanders | 8,173 m² | 1 · 428 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,277 companies in this sector we hold annual accounts for 687. 484 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-1993
Fiscal year end31-12
Abbreviation NL
I.T.S.
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
62200Computer consultancy and computer facilities management
46423Wholesale of clothing, excluding workwear and underwear
E-invoicing
Reachable via Peppol
Peppol ID
0208:0449960927
Also
9925:BE0449960927
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.