NCP WORKWEAR
ActiveNCP WORKWEAR has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €-15k. Equity is shrinking by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 25% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▲+7
Solvency34▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.84 against 0.92 in 2024; short-term debt: 90.7% and cash: 0% of total assets), and 90.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.3%
Return on assets
-9%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-15k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
80 d early
2023
72 d early
2022
on the day
2021
25 d late
2020
2 d early
2019
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 49.4%
2024 · €30k
2019: €50k
2020: €40k
2021: €24k
2022: €46k
2023: €65k
2024: €30k
2019 → 2025
Total assets
€166k▼ 14.7%
2024 · €194k
2019: €241k
2020: €209k
2021: €195k
2022: €167k
2023: €221k
2024: €194k
2019 → 2025
Net result
€-15k▲ 56.8%
2024 · €-35k
2019: €59
2020: €-9k
2021: €-16k
2022: €22k
2023: €19k
2024: €-35k
2019 → 2025
Working capital
€-24k▼ 73.4%
2024 · €-14k
2019: €-32k
2020: €-29k
2021: €-33k
2022: €-7k
2023: €16k
2024: €-14k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€46k▲ 89.3%€65k▲ 41.6%€30k▼ 53.3%€15k▼ 49.4%
Operating result€-16k-€24k€27k▲ 10.5%€-30k€-12k▲ 59.6%
Net result€-16k-€22k€19k▼ 11.7%€-35k€-15k▲ 56.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €30k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €166k
Fixed assets
€39k▼ 11.0%
Current assets
€126k▼ 15.7%
Equity and liabilities €166k
Equity
€15k▼ 49.4%
Debt
€150k▼ 8.2%
The debt ratio rises from 84.4% to 90.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-7k▲
2024 · €-25k
Cash flow
€-10k▲
2024 · €-29k
Solvency
9.3%▼
2024 · 15.6%
Current ratio
0.84▼
2024 · 0.92
Quick ratio
0.61▼
2024 · 0.62
Debt / equity
9.80▲
2024 · 5.40
ROE
-97.7%▲
2024 · -114.4%
ROA
-9.0%▲
2024 · -17.9%
Interest coverage
-1.21▲
2024 · -3.25
Debt
€150k▼
2024 · €164k
Debt ≤ 1 year
€150k▼
2024 · €164k
Income taxes
€251▲
2024 · €178
Staff costs
€167▲
2024 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€194k€166k▼
Formation expenses20€0€0=
Fixed assets21/28€44k€39k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€44k€39k▼
Land and buildings22€41k€38k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€0€0=
Current assets29/58€150k€126k▼
Stocks and contracts in progress3€49k€35k▼
Stocks30/36€49k€35k▼
Amounts receivable within one year40/41€81k€91k▲
Trade receivables40€26k€36k▲
Other amounts receivable41€56k€55k▼
Cash at bank and in hand54/58€19k€0▼
Deferred charges and accrued income490/1€844-
Equity and liabilities
Total equity and liabilities10/49€194k€166k▼
Equity10/15€30k€15k▼
Contributions10/11€19k€19k=
Reserves13€46k€46k=
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€-35k€-50k▼
Amounts payable17/49€164k€150k▼
Amounts payable within one year42/48€164k€150k▼
Financial debts43€88k€92k▲
Credit institutions430/8€88k€92k▲
Trade debts44€64k€51k▼
Suppliers440/4€46k€28k▼
Bills of exchange payable441€17k€23k▲
Taxes, remuneration and social security45€13k€7k▼
Taxes450/3€13k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€164€167▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-21k€-5k▲
Operating profit (loss)9901€-30k€-12k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€-35k€-15k▲
Income taxes67/77€178€251▲
Profit (loss) for the period9904€-35k€-15k▲
Profit (loss) for the period to be appropriated9905€-35k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-50k▼
Profit (loss) brought forward from the previous period14P-€-35k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
12-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-35k ▼281%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Onolfsdijk (DEN) 55 E29200 DendermondeGround area
2,467 m²
Parcel 42006B0063/00_000, Flanders. Linked by address, not a title deed.
1 establishment unit
Sint-Onolfsdijk (DEN) 55, 9200 Dendermonde
since 19992.092.325.038
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42006B0063/00_000 | Flanders | 2,467 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Middelkerke · Eq €16k
Of 1,276 companies in sector 46160 we hold annual accounts for 686. 417 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-1999
Fiscal year end30-06
Activities, NACEBEL
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
51160
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.