Skip to content

SANYCE

Active
Private limited company (pre-2019)founded 199530 yrs activeJosaphatstraat 196, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0456.357.779
Summary

The computed 12-month bankruptcy probability of SANYCE is 2.4% (moderate). The 2024 annual accounts show equity of €382,242 and a net result of -€38,586. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 6131 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
SANYCEActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
NACE 46160Retail sale of footwear NACE 47721NACE 51160
2 sites
Size
€448,057total assets 2024
Staff
3.4 FTE
Equity
€382,242
Loss
-€38,586
Financial health
52 Fair Checked score 2024
Bankruptcy chance 12 m
2.4%
Structure
Holdings
1
Accounts 67 d overdue0 of 2 deeds read
Why 52- Liquidity: current ratio 2.65, cash €2,183, halved- Figures for FY 2024 (filed 01-10-2025)+ Founded in 1995+ Equity €382,242 (85.3% of total assets)Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 45% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Average
Solvency 100=
equity 85.3% of total assets
Liquidity 48+1
short-term debt 14.4% · cash 0.5%
Profitability 8-3
return on assets -8.6%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● 0.0% vs 11-2024 01-2025: 1.0%▼ -3.3% vs 12-2024 02-2025: 1.0%● 0.0% vs 01-2025 03-2025: 1.0%▼ -1.8% vs 02-2025 04-2025: 1.0%▲ +1.9% vs 03-2025 05-2025: 1.0%● 0.0% vs 04-2025 06-2025: 0.9%▼ -4.9% vs 05-2025lowest value 07-2025: 1.1%▲ +15.1% vs 06-2025 08-2025: 1.4%▲ +29.7% vs 07-2025 09-2025: 1.4%▲ +2.5% vs 08-2025 10-2025: 1.9%▲ +33.2% vs 09-2025 11-2025: 1.7%▼ -10.5% vs 10-2025 12-2025: 1.7%● 0.0% vs 11-2025 01-2026: 1.6%▼ -3.0% vs 12-2025 02-2026: 1.6%● 0.0% vs 01-2026 03-2026: 1.6%▼ -1.6% vs 02-2026 04-2026: 1.6%▲ +1.7% vs 03-2026 05-2026: 1.6%● 0.0% vs 04-2026 06-2026: 1.6%▼ -1.0% vs 05-2026 07-2026: 1.6%▼ -2.1% vs 06-2026 08-2026: 2.0%▲ +27.8% vs 07-2026 09-2026: 2.0%▼ -0.8% vs 08-2026 10-2026: 2.4%▲ +20.5% vs 09-2026highest value
  • Liquidity: current ratio 2.65, cash €2,183, halved raises the probability
  • Founded in 1995 lowers the probability for this profile
  • Equity €382,242 (85.3% of total assets) lowers the probability
  • Figures for FY 2024 (filed 01-10-2025) raises the probability
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.42 in 2023; short-term debt: 14.4% and cash: 0.5% of total assets), and 14.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 47%, profitability 15%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 2.65, cash €2,183, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1995
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €382,242 (85.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 01-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€38,586
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
31 d late
2022
30 d late
2021
31 d late
2020
19 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · full…
  3. Annual accounts filedfiscal year 2022 · full…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€38,586 View
  • Caution: Among the weakest 15% on net resultsector median €91,096 · 6,142 companies -€38,586 View
  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View

By topic

Financials

Fiscal year
2024
Total assets
€448,057
Loss
-€38,586
Solvency
85.3%
Total assets▼ 12.0%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 30-09-2025Annual accounts filed
  2. 31-08-2024Annual accounts filed
  3. 30-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Agents in the wholesale of textiles, clothing, fur…NACE 46160
Founded
23-10-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure