Summary
Bankruptcy probability (12 mo)
1.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Higher-failure-rate region
+
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one series · 0 of 2 acts read2025
18-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-10-2023 State Gazette act Capital & shares
CAROLINE COUNET
29-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08-2021 NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-08-2020 NBB filing Annual accounts filed
fiscal year 2019 · full schema
Financials
Equity€329k+27.5%
Total assets€430k+1.4%
Net result€106k+73.8%
Working capital€284k+33.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
Source: NBB · 2024Annual accounts filed on 18-07-2025 with the NBB · fiscal year 2024 · micro schema
€179k
+55.0%
23-24
€106k
+73.8%
23-24
€139k
+58.8%
23-24
€430k
+1.4%
23-24
€329k
+27.5%
23-24
€284k
+33.6%
23-24
3
0.0%
23-24
€106k
+5.6%
23-24
€31k
+51.6%
23-24
€35k
-
23-24
€101k
-39.1%
23-24
€83k
-28.4%
23-24
€18k
-64.5%
23-24
4.43
+56.1%
23-24
4.23
+57.5%
23-24
76.4%
+25.8%
23-24
0.31
-52.2%
23-24
32.3%
+36.2%
23-24
24.7%
+71.3%
23-24
18.55
+21.9%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €179k |
| Net profit | €106k |
| Cash flow | €139k |
| Staff costs | €106k |
| Income taxes | €31k |
| Dividends | €35k |
| Total assets | €430k |
| Equity | €329k |
| Debt | €101k |
| of which ≤ 1y | €83k |
| of which > 1y | €18k |
| Working capital | €284k |
| Employees (FTE) | 3.4 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 4.43 |
| Quick ratio | 4.23 |
| Working capital ratio | 66.1% |
| Solvency | 76.4% |
| Debt / equity | 0.31 |
| Long-term debt ratio | 0.05 |
| Interest coverage | 18.55 |
| Gross margin | - |
| Net margin | - |
| ROA | 24.7% |
| ROE | 32.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €430k |
| Fixed assets | 21/28 | €63k |
| Intangible fixed assets | 21 | €17k |
| Tangible fixed assets | 22/27 | €46k |
| Current assets | 29/58 | €367k |
| Stocks & contracts in progress | 3 | €16k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €339k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €430k |
| Equity | 10/15 | €329k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €111k |
| Accumulated profits (losses) | 14 | €197k |
| Amounts payable | 17/49 | €101k |
| Amounts payable after one year | 17 | €18k |
| Amounts payable within one year | 42/48 | €83k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €286k |
| Operating result | 9901 | €146k |
| Financial income | 75 | €569 |
| Financial charges | 65 | €10k |
| Result before taxes | 9903 | €137k |
| Income taxes | 67/77 | €31k |
| Net result for the period | 9904 | €106k |
| Result to be appropriated | 9905 | €106k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Signals
Signals
Gazette, CBE, filings and accounts in one listDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 34 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 6 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not confirmed | - |
| 31-12-2024 | 31-07-2025 | 18-07-2025 | 13 d early | 2025-00289279 |
| 31-12-2023 | 31-07-2024 | 19-07-2024 | 12 d early | 2024-00275418 |
| 31-12-2022 | 31-07-2023 | 29-08-2023 | 29 d late | 2023-00403921 |
| 31-12-2021 | 31-07-2022 | 30-08-2022 | 30 d late | 2022-20394485 |
| 31-12-2020 | 31-07-2021 | 27-08-2021 | 27 d late | 2021-56900041 |
| 31-12-2019 | 31-07-2020 | 31-08-2020 | 31 d late | 2020-49600288 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Europe(FAR) 156240 FarciennesEstablishment units
1 locationInfiny Chocolat
since 20192.282.544.216
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area300 m²
Buildings1
Building footprint62 m²
Volume (LiDAR)446 m³
Tallest building9.1 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52018A0234/00Z000 | Wallonia | 300 m² | 1 · 62 m² | 9.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0735.600.884 · Bastogne
BE 0873.511.823 · Charleroi
BE 0476.853.483 · Attert
BE 0771.384.976 · Aubange
BE 0683.990.352 · Thuin
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 102 of the 909 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in chocolade en suikerwerk47242Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299
Primary activity highlighted.
Names & trade names
| Legal nameFR | INFINY CHOCOLAT |
Registered office
Rue de l'Europe(FAR) 15
6240 Farciennes, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.